Fique off-line com o app Player FM !
Don't let the door hit you on the way out (#232)
Manage episode 281041407 series 1445107
If nothing else, 2020 was humbling. There were many things we thought we knew about the market, about gold, about interest rates and about predicting the future that just turned out to be not so.
In this year-end episode of The Fat Wallet Show we share some thoughts and insights, as well as a nice bottle of bubbles.
Here’s to a happier 2021.
- Subscribe to our RSS feed here.
- Subscribe or rate us in iTunes.
Win of the week: Tayo
One thing I do however is set up separate scheduled transfers with different references if I have a more specific goal.
So instead of transferring R100 every month into my EM, I'll have a transfer with reference UPGRADE_KITCHEN of R20, another with R10 for UPGRADE_PHONE_FUND and the rest a normal EM dump.
This way I can just search for UPGRADE_KITCHEN on 22seven and I can see how much I've saved up for that particular goal.
Extra points for using the same UPGRADE_KITCHEN reference when taking out of that 'fund' so I know how much I've spent and how much I have left.
I make sure to keep it simple:
- Keep those goals as broad and few as possible (I only have 3 at the moment)
- Don't overthink it.
1 bank account (also 1 banking charge), no excel admin
246 episódios
Manage episode 281041407 series 1445107
If nothing else, 2020 was humbling. There were many things we thought we knew about the market, about gold, about interest rates and about predicting the future that just turned out to be not so.
In this year-end episode of The Fat Wallet Show we share some thoughts and insights, as well as a nice bottle of bubbles.
Here’s to a happier 2021.
- Subscribe to our RSS feed here.
- Subscribe or rate us in iTunes.
Win of the week: Tayo
One thing I do however is set up separate scheduled transfers with different references if I have a more specific goal.
So instead of transferring R100 every month into my EM, I'll have a transfer with reference UPGRADE_KITCHEN of R20, another with R10 for UPGRADE_PHONE_FUND and the rest a normal EM dump.
This way I can just search for UPGRADE_KITCHEN on 22seven and I can see how much I've saved up for that particular goal.
Extra points for using the same UPGRADE_KITCHEN reference when taking out of that 'fund' so I know how much I've spent and how much I have left.
I make sure to keep it simple:
- Keep those goals as broad and few as possible (I only have 3 at the moment)
- Don't overthink it.
1 bank account (also 1 banking charge), no excel admin
246 episódios
Todos os episódios
×Bem vindo ao Player FM!
O Player FM procura na web por podcasts de alta qualidade para você curtir agora mesmo. É o melhor app de podcast e funciona no Android, iPhone e web. Inscreva-se para sincronizar as assinaturas entre os dispositivos.