Melhores podcasts sobre Stillman (2024)

1
Financial Planning Trick or Treat 14:35

17d ago14:35

14:35

With Halloween on the horizon, we’re rolling out a themed edition of the show today by tackling some of the trick or treat decisions of the financial planning world. We’re going to present John with four different products that have risen in popularity recently and find out whether he would characterize them as tricks or treats. Here’s what we disc…

1
I Was Laid Off at 61, Do I Need to Find a New Job? 8:21

1M ago8:21

8:21

Getting laid off or forced into retirement earlier than expected can be a big blow emotionally and financially, but it’s a life event that many people will have to navigate. If you find yourself in this position of no longer having a job before you were prepared to retire, should you go find another job or can you find a way to retire without it? T…

1
Do I Need To Wait Until 70 To Take Social Security? 8:32

2M ago8:32

8:32

Social Security timing is one of the most crucial decisions you’ll make in your retirement planning journey. Should you wait until 70 to claim your benefits, or is it better to start earlier? Today we’re going to answer a question from someone who planned to wait until 70 for Social Security so they didn’t leave money on the table, but now that the…

1
Should You Purchase Long-Term Care Insurance in Your 50s? 11:35

2M ago11:35

11:35

As we age, one of the most pressing questions we face is how to manage long-term care expenses. What coverage will you need and what’s the best way to pay for that coverage? Today we answer a question about purchasing LTC insurance and whether it’s worth doing while you’re in your 50s. John will discuss whether it is a necessary investment for thos…

1
Legacy Planning in a Tax-Efficient Manner 10:36

2M ago10:36

10:36

It can be challenging for a lot of folks to think about legacy planning because it takes a lot of forward thinking. Not everyone wants to plan that far ahead, but for some, it’s incredibly important to leave their loved ones with an inheritance. Today we are answering a question from someone who wants to leave money for their children and grandchil…

1
Helping Your Children Develop Financial Literacy Skills 11:27

2M ago11:27

11:27

Instilling good financial habits in children starts at a young age, but that doesn’t mean that every lesson will stick in adulthood. Once your kids start working and earning significant money for the first time, it’s pretty common to put spending ahead of saving. As parents, we want to help them establish good financial habits but what’s the best a…

1
What Options Exist to Help Save For My Grandchildren’s College Education? 12:41

2M ago12:41

12:41

With college costs continuing to rise, some grandparents wonder if there’s anything they can do to help ease the burden of college expenses for their grandchildren. Today we’ll explore the best strategies for those who want to support their grandchildren’s college education without compromising their own financial stability. The 529 plan gets most …

1
When Is It Time to Take the Kids Off Your Payroll? 10:34

3M ago10:34

10:34

It’s not uncommon for children to stay on their parent’s payroll in some capacity when they’re adults, but that could end up impacting the parent’s ability to retire. At what point do you move your kids off of the payroll and what’s the best way to handle that conversation? In this episode, we’re going to address this situation and talk about how i…

1
Should I Consolidate My IRAs? 10:36

4M ago10:36

10:36

When you have multiple IRAs, managing them across different platforms and figuring out your RMDs for each account can be a little bit tricky. So what’s the best way to manage these accounts? Should you consider consolidating your IRAs? Today’s featured question comes from a comment left on one of our previous videos so thank you for the contributio…

1
What Taxes are Owed on Inherited Assets? 13:15

4M ago13:15

13:15

Inheriting assets can be a life-changing financial boost, but it often comes with a maze of tax implications and decisions. In this episode, we will answer a question about an inheritance and lay out the tax considerations for a variety of assets to help you better understand what you might owe. Discover how to navigate the tax implications of IRAs…

1
The Beauty of Simplicity When Planning For Retirement 13:37

5M ago13:37

13:37

Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. In this episode, we unravel the unnecessary complexities often woven into the fabric of retirement advice. We’ll debunk some myths, simplify strategies, and uncover the beauty of simplicity and straightforward re…

1
Rollover IRA: Should you do it if your old account is performing well? 9:49

5M ago9:49

9:49

What should you do with an old 401k that you’re still holding onto from an previous employer? Does that answer change when the market is performing well and your account is generating strong returns? Let’s take a closer look at the rollover IRA and whether it’s something that you should be doing with your old 401k accounts. The primary reason someo…

1
Investment Planning: Should you sell while taxes are lower? 12:22

5M ago12:22

12:22

No one has a crystal ball that will tell them what will happen with tax rates in the future and we certainly can’t predict what will happen, but the expectation for many people is that rates will only be going up from where they are right now. With that in mind, does it make sense to sell investments off ahead of those possible tax increases in ord…

1
An IRS Update for IRAs in 2024 8:20

5M ago8:20

8:20

The IRS first made significant changes to the stretch IRA with the introduction of the SECURE Act in 2020, and they’ve since made a few updates. Now the IRS has tweaked things even further for 2024 and we’re going to fill you in on what you need to know in this video. We’ll discuss the implications of the recent changes made by the IRS, including t…

1
Is It Okay to Sell Your House and Rent in Retirement? 8:38

6M ago8:38

8:38

The housing market remains strong in North Carolina and throughout much of the country, which creates an interesting option for many people moving in retirement. Should you go ahead and sell your home to take advantage of the current home values and rent until you’re ready to buy your next place? Today we’ll tackle a question that came in to us rec…

1
What You Need to Know if You Plan to Retire Early 12:13

6M ago12:13

12:13

Are you in your early 50s and dreaming of retiring early? It’s a feasible goal with the right financial planning but there are milestone ages that you need to take into account. Retiring early means different things to different people. For some, it's bowing out before the traditional retirement age, while for others, it's about clocking out perman…

1
Does Retirement Lead to Additional Stress? 8:28

6M ago8:28

8:28

The idea of retirement is one that’s filled with plenty of rest and relaxation, but the reality is stress doesn’t go away. From losing the structure of a daily routine to the challenges of socializing and finding a new purpose, the pitfalls of retirement can certainly increase the stress you’re feeling. We heard from someone recently who had this c…

1
Is Now a Good Time to Buy Gold? 8:42

6M ago8:42

8:42

We’re just a few months away from another election and everyone anticipates it being another year, so what does that mean for your investments? When uncertainty starts to increase, there’s often a strong marketing push for buying gold, but is now a good time to do that? Today we’ll answer that question with a discussion on the role of gold in your …

1
Should You Move Your Money To Cash? 7:32

7M ago7:32

7:32

As you approach retirement or begin that next stage of life, the financial goals shift to protecting what you’ve saved. There are different ways to accomplish that goal, but with the volatility we’ve seen from the market, does it make sense to move to cash to be safe? Here’s the question we’ll tackle in this video: I haven’t decided on a specific r…

1
Should I Take Out a Big Life Insurance Policy to Protect My Spouse? 7:23

7M ago7:23

7:23

A common situation that many couples have to face is one spouse being older than the other and worrying about how to protect them financially should something happen. What’s the best way to ensure they are taken care of after you’re gone? Is a big life insurance policy a good option? In this video, John will weigh in on this scenario and answer a q…

1
Should You Invest Aggressively in Your IRA in Retirement? 7:12

7M ago7:12

7:12

For most people, investing strategies change as you age because you want to protect what you’ve earned rather than chasing bigger returns. But what if you have more than you’ll need for retirement in your IRA? Is that a time when being aggressive makes sense or should you still take a more conservative approach? In this video, we’ll be answering a …

1
Practical Strategies for Protecting Retirees Against Scams & Fraud 18:37

7M ago18:37

18:37

As much as any other threat, recognizing and avoiding scams has become a necessary skill for today’s retirees to develop. Technology continues to evolve at a rapid pace, which makes it more and more difficult to stay on top of the latest scams. This episode will highlight the most common financial scams being used right now to help you better recog…

1
Should You Take the Severance & Pension Buyout? 8:20

8M ago8:20

8:20

It’s not all that uncommon to hear from someone who was given the option of a severance package and pension buyout years ahead of when they actually planned on leaving work to retire. Is it worth taking the offer and leaving your job or does it make more sense to continue working? We received a question recently from someone in this situation: I’m …

1
How do you make better financial decisions? 11:48

8M ago11:48

11:48

A common area where people struggle with their finances is simply just making decisions. It’s easy to fall into the trap of overthinking, to the point where you talk yourself into circles and fail to ever make a choice. You’ve probably heard the phrase ‘paralysis by analysis’ before but it often applies to the financial industry as well. We have a …

1
Retired Early But Still Feel the Need to Earn Money 9:34

8M ago9:34

9:34

It’s not uncommon for someone to retire early but still not feel totally comfortable with the idea of not earning a consistent paycheck. It’s a complete shift in thinking and unless you’ve done solid planning, there might be a little doubt still lingering in your mind. So how do you know when you have enough to retire? Better yet, how do you get th…

1
Should You Max Out Your 401k? 15:24

9M ago15:24

15:24

Are you considering maxing out your 401(k) but unsure what to do next? We face this question all the time at Rosewood Wealth Management so today we want to explore if it’s wise to max out your 401(k) before investing anywhere else, and if it is, where to look if you want to save even more. It’s a good conversation to have early in the year as you m…

1
Is Social Security Going Bankrupt? 13:03

1y ago13:03

13:03

The future of Social Security continues to be a cause for concern if you read the headlines, but should you be concerned about the reality of the program going bankrupt? With so many retirees relying heavily on Social Security for income, there’s plenty of reason to take notice and ask the question. In this episode, we’ll help you better understand…

1
When Should I Do a 401k Rollover? 13:24

1y ago13:24

13:24

Today we’re going to answer a question that a lot of people are asking when it comes to retirement planning and that’s when should you do a 401k rollover? You’ve probably heard that it’s usually best to move money out of an old 401k account, but does the timing matter? In this episode, we’ll talk about the qualifying events that need to occur in or…

1
Estate Planning Disasters 15:09

1y ago15:09

15:09

We’re finishing up our estate planning series with Tim Nordgren, an attorney at SchellBray in Chapel Hill, with a discussion today on what could go wrong if we don’t have the main planning documents in place. Then we’ll wrap up with some of his estate planning horror stories that he’s seen through the years. As you heard in our previous episodes wi…

1
Do I Need a Trust? 13:09

1y ago13:09

13:09

We’re back once again with Tim Nordgren, an attorney at SchellBray in Chapel Hill, to talk more about estate planning. Today we want to address one of the most common questions that comes up during our planning meetings and that’s whether or not someone needs a trust. It seems like many people have been conditioned to think they need a trust, but t…

1
The Must-Haves of Estate Planning 13:53

1y ago13:53

13:53

Today we’re joined by Tim Nordgren, an attorney at SchellBray in Chapel Hill who focuses on trusts and estates. We send people to Tim all the time and appreciate the work he does, which is why we wanted to have him explain estate documents a little further for us. He’ll walk us through the documents needed for when doing testamentary planning or pl…

1
Do I need life insurance after I retire? 17:32

1y ago17:32

17:32

The role of life insurance in retirement is something many people ask about. Do you still need to keep your policy now that your children are on their own and you’ve built a nice nest egg? While that’s true, life insurance might still be able to play a valuable role in your financial plan and we’ll tell you why in this episode. John will run throug…

1
What do I need to know about the IRA I just inherited? 15:39

1+ y ago15:39

15:39

We’re in the middle of one of the largest wealth transfers in our country’s history as Baby Boomers pass on their estate to loved ones, and some of that money is coming in the form of an IRA. Rules regarding inherited IRAs have changed in the past few years so we want to bring you up to speed on what’s new. Plus, we'll walk you through some of the …

1
Preparing for Changing Expenses in Retirement 18:22

1+ y ago18:22

18:22

In this episode, we’ll explore many of the expenses in your life that might drastically change (one way or another) in retirement. We’ll break those expenses down further to see which ones are the top priorities and analyze some of the other factors that impact your cash flow in retirement. Here are some of the things you’ll learn in this episode: …

1
Housing in Retirement – The 4 Most Common Options 17:39

1+ y ago17:39

17:39

When you think about a family’s assets in retirement, few are more important than the home. Not only is it typically the most expensive thing a person owns, but it also carries a lot of emotional attachment with it. Once you reach retirement, you’re likely going to have a few things to consider with your home, and people often go in one of four dif…

1
Marriage & Money: Part III – Dealing with Divorce 15:15

1+ y ago15:15

15:15

Our three-part series on marriage and money wraps up today with a look at the financial decisions that often happen during the divorce process. This is going to be a highly emotional and difficult process for those involved, which makes the financial aspect of this process even more challenging. We’ll walk you through a few of the items that will n…

1
What Changes Financially When You Get Remarried? 14:59

1+ y ago14:59

14:59

Money plays a significant role in the health of a relationship and life events like marriage and remarriage require us to have honest conversations about finances when we take these steps in life. In this episode, we’re going to spend time discussing the items that need attention when you get remarried. There are some common themes and consideratio…

1
Financial Decisions to Make Before Marriage 14:21

1+ y ago14:21

14:21

Some of life’s biggest events come with important financial decisions and marriage might be at the top of the list. Many of the arguments in a relationship start because of disagreements about money, which is why it’s so important to have a conversation about money and managing finances before your wedding day. In this episode, John will provide so…

1
The Psychology of Investing in the Wake of Historic Market Crashes 19:01

1+ y ago19:01

19:01

Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. Key events throughout our lives shape the way we view money. In this episode, we explore how historic market crashes have left a lasting impact on our relationship with money. We’ll also contrast them with…

1
Dismantling 5 Top Social Security Myths in 2023 20:31

1+ y ago20:31

20:31

Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Social Security will be one of …

1
Retirement Expenses For Which You Forgot To Plan 16:57

1+ y ago16:57

16:57

Are you preparing for retirement but feeling confident that you have covered all the expenses? Well, think again… It turns out that many retirees overlook some crucial expenses that can leave them financially vulnerable. In this episode, we explore the retirement expenses that most people tend to forget, including skyrocketing medical bills, unexpe…

1
Moving Your Retirement Goalposts: Worth the Risk? 16:01

1+ y ago16:01

16:01

Do you ever feel like your retirement planning goals are always moving? You're not alone. We’ve found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts. Keep in mind that we’re talking …

1
5 Top Tax Questions For Retirees In 2023 17:32

1+ y ago17:32

17:32

Retirement can come with a lot of tax questions and concerns. From understanding the tax implications of withdrawing from your retirement accounts to minimizing taxes on investment income, it can be overwhelming. On today’s episode, we’ll break down the top ten tax questions retirees are asking in 2023. Before you file your 2022 taxes and plan ahea…

1
Rookie Mistakes Even Experienced Investors Make 18:09

2y ago18:09

18:09

mistakes. No matter how experienced you might be, we’re all susceptible to a moment of weakness. On this episode, John will cover some of the top rookie mistakes we see people make and share examples of how he’s seen this play out. Plus, he’ll illustrate how to avoid these missteps or how to fix them if you’re already made some in your financial li…

1
SECURE Act 2.0 – Important Retirement Planning Changes to Know 11:58

2y ago11:58

11:58

The SECURE Act 2.0 was pushed through Congress late last year, and even though you won’t see too many exciting headlines about the legislation, there are actually some great planning opportunities inside. We spent a little time talking about the RMD age change that will impact people in or near retirement in our last episode. Now we want to highlig…

1
SECURE Act 2.0 – RMD Age Changing Again 8:16

2y ago8:16

8:16

We’re only a few years removed from the SECURE Act being passed, which brought about significant retirement planning changes. Now three years late, Congress passed SECURE Act 2.0 in late December and we have another round of changes to process and adjust to. We’ll cover these provisions over the course of multiple episodes, but today we’ll focus pr…

1
Better Understand Your Financial Statements 14:52

2y ago14:52

14:52

The end of the year (or start of a new year) probably means you’re getting a lot of financial statements in your mailbox (or inbox if you’re paperless). Ever wonder what some of those terms mean as you look at your 401(k), IRA and other account balances? Let’s spend a little time looking over a financial statement and breaking down some of the term…

1
Learning From Grandma’s Financial Wisdom 13:19

2y ago13:19

13:19

Even if she wasn’t directly talking about money, Grandma said a lot of smart things that we can apply to financial planning. We might not have known it then, but looking back on wisdom that was imparted to us can teach us lessons years later. On this episode, let’s take some classic Grandma sayings and see how they relate to our financial lives. He…

1
The Retirement Marathon: Finishing the Race 14:28

2y ago14:28

14:28

Getting through retirement can be a lot like running a marathon. While we may not know that through first-hand experience, we can certainly lean on the lessons we’ve learned from family and friends who have succeeded in this endeavor. On this episode, let’s talk about some of the similarities of getting to the finish line in racing and retirement. …

1
Making Smart Decisions During Major Life Events 17:29

2y ago17:29

17:29

Whenever we’re faced with a major life event, certain people will have an impact on us and the decisions we make. But when you work with a financial advisor who you’ve built a strong relationship with, they end up being there for all of these key events because of the financial impact they have. Let’s explore some of the things you should be thinki…

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