Best Induslnd Bank credit cards in india.
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IndusInd Bank is one of the most popular credit card issuers in India. It offers credit cards under multiple categories, including travel, lifestyle, entertainment, shopping and more. You can choose your credit card from a variety of options as per your spending pattern and repayment capacity.
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Types of Credit Cards Offered by IndusInd Bank
IndusInd Bank offers multiple types of credit cards like
- Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs.
- Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets
- Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month.
IndusInd Bank Credit Card Benefits Features
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
- 1. Sign on bonuses: Some of the credit cards from IndusInd Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.
- 2. Rewards: Reward points are offered for any transaction that is made using your IndusInd Bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.
- 3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get miles as reward for using your IndusInd Bank credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.
- 4. Cashback: Some IndusInd Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends.
- 5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.
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