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Credit Scores and How They Can Affect You
Manage episode 281760950 series 2851724
In today's episode, we go inside your FICO score - first by explaining what it is, and the factors that go into calculating it. They are:
- 35% Payment History
- 30% Amounts Owed
- 15% Length of Credit History
- 10% Credit Mix
- 10% New Credit
In addition to breaking down each of these categories, we will also cover what's changing in the newest FICO Score 9 version. This includes changes in how medical debt and rent payments are counted.
Finally, Richard provides some key tips on how to monitor your credit report, dispute items, and maximize your score.
Learn more:
Email Richard: ROring@ncfg.com
New Century Financial Group Website
Call Richard: 609-924-2049 x126
29 episódios
Manage episode 281760950 series 2851724
In today's episode, we go inside your FICO score - first by explaining what it is, and the factors that go into calculating it. They are:
- 35% Payment History
- 30% Amounts Owed
- 15% Length of Credit History
- 10% Credit Mix
- 10% New Credit
In addition to breaking down each of these categories, we will also cover what's changing in the newest FICO Score 9 version. This includes changes in how medical debt and rent payments are counted.
Finally, Richard provides some key tips on how to monitor your credit report, dispute items, and maximize your score.
Learn more:
Email Richard: ROring@ncfg.com
New Century Financial Group Website
Call Richard: 609-924-2049 x126
29 episódios
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