Player FM - Internet Radio Done Right
17 subscribers
Checked 6d ago
Adicionado há cinco anos atrás
Conteúdo fornecido por Warren Ingram. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Warren Ingram ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Player FM - Aplicativo de podcast
Fique off-line com o app Player FM !
Fique off-line com o app Player FM !
Podcasts que valem a pena ouvir
PATROCINADO
L
Lipstick on the Rim


1 Amy Schumer & Brianne Howey on the Importance of Female Friendships, Navigating Hollywood's Double Standards, Sharing Their Birth Stories, and MORE 50:05
50:05
Mais Tarde
Mais Tarde
Listas
Like
Curtido50:05
This week, in what might be the funniest episode yet, Molly and Emese are joined by co-stars Amy Schumer and Brianne Howey. They get candid about motherhood, career evolution, and their new film, Kinda Pregnant —which unexpectedly led to Amy’s latest health discovery. Amy opens up about how public criticism led her to uncover her Cushing syndrome diagnosis, what it’s like to navigate comedy and Hollywood as a mom, and the importance of sharing birth stories without shame. Brianne shares how becoming a mother has shifted her perspective on work, how Ginny & Georgia ’s Georgia Miller compares to real-life parenting, and the power of female friendships in the industry. We also go behind the scenes of their new Netflix film, Kinda Pregnant —how Molly first got the script, why Amy and Brianne were drawn to the project, and what it means for women today. Plus, they reflect on their early career struggles, the moment they knew they “made it,” and how motherhood has reshaped their ambitions. From career highs to personal challenges, this episode is raw, funny, and packed with insights. Mentioned in the Episode: Kinda Pregnant Ginny & Georgia Meerkat 30 Rock Last Comic Standing Charlie Sheen Roast Inside Amy Schumer Amy Schumer on the Howard Stern Show Trainwreck Life & Beth Expecting Amy 45RPM Clothing Brand A Sony Music Entertainment production. Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts and follow us at @sonypodcasts To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Learn more about your ad choices. Visit podcastchoices.com/adchoices…
Honest Money
Marcar/Desmarcar tudo como reproduzido ...
Manage series 2621606
Conteúdo fornecido por Warren Ingram. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Warren Ingram ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
…
continue reading
250 episódios
Marcar/Desmarcar tudo como reproduzido ...
Manage series 2621606
Conteúdo fornecido por Warren Ingram. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Warren Ingram ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.
…
continue reading
250 episódios
Todos os episódios
×H
Honest Money

1 Buy or Rent? The Truth About Homeownership in South Africa 22:22
22:22
Mais Tarde
Mais Tarde
Listas
Like
Curtido22:22
In this conversation, Warren Ingram and Pieter de Villiers , delve into the contentious topic of buying versus renting a home in South Africa. They explore the polarized views surrounding this issue, covering the financial implications of both options, the emotional aspects of home ownership, and the long-term considerations that should be taken into account when making such a significant financial decision. Takeaways Buying or renting is a heated discussion with polarized views. Financial implications of buying a home can be significant. Buying makes sense if you plan to stay for 8-10 years. Renting provides flexibility and is often less financially burdensome. House prices generally move with inflation over time. Home ownership can be seen as an investment, but it's not always guaranteed to be profitable. It's important to consider all costs associated with buying a home. Home ownership is often seen as an asset, but it comes with ongoing costs. Renting can allow for better living conditions in expensive areas. Understanding the landlord-tenant relationship is key to a positive renting experience. Buy-to-let properties should be viewed as a business venture, not just an investment. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Retirement Funds Unpacked: Tax Benefits, Fees & Smart Investing 19:42
19:42
Mais Tarde
Mais Tarde
Listas
Like
Curtido19:42
In this conversation, Warren Ingram and Pieter de Villiers discuss the complexities of retirement funds, including pension funds, provident funds, and retirement annuities. They explore the recent regulatory changes that have made retirement funds more accessible and beneficial for individuals. The discussion highlights the tax advantages of these funds, the importance of understanding fees, and the necessity of making informed investment decisions. Takeaways Retirement funds are essential for self-provisioning in old age. Recent regulations have improved the accessibility of retirement funds. Tax benefits of retirement funds include tax-free growth and deductions. Understanding fees is crucial for maximizing retirement savings. Retirement funds offer protection from creditors in case of debts. The ability to invest a significant portion internationally is a recent change. The two-pot system allows for emergency access to funds. Investing in retirement funds can lead to significant long-term growth. Choosing the right retirement fund can mitigate high fees. Informed decision-making is key to successful retirement planning. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Intentional Wealth: Building a Portfolio That Works for You 19:43
19:43
Mais Tarde
Mais Tarde
Listas
Like
Curtido19:43
In today's episode, Warren Ingram and Pieter de Villiers discuss the essential aspects of choosing the right investments. They emphasize the importance of understanding asset allocation, risk tolerance, and the psychological factors that influence investment decisions. The discussion also highlights the need for a balanced approach to investing, where short-term and long-term goals are considered, and the emotional responses to market fluctuations are managed. Takeaways Choosing the right investment starts with understanding your goals. Asset allocation is crucial for building a solid investment foundation. Timeframes dictate the types of investments you should consider. Risk tolerance is a psychological factor that influences investment decisions. Education is key to making informed investment choices. Behavioral finance plays a significant role in investment success. Creating a balanced portfolio helps manage risk and achieve financial goals. Intentional investing requires clarity about why you are investing. Investing should be a fun and rewarding process. Money is a tool to help you live your best life. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Estate Planning Essentials: Protecting Your Retirement Funds for Loved Ones 31:41
31:41
Mais Tarde
Mais Tarde
Listas
Like
Curtido31:41
In today's conversation, Warren Ingram and David Hurford discuss the critical topic of what happens to retirement funds upon the death of an individual, particularly focusing on the implications for young children and dependents. The discussion covers the differences between approved and unapproved life insurance policies, the management of funds for minor dependents, and the advantages of using beneficiary funds as a secure and regulated option for managing these assets. Takeaways It's critical to have a will to guide your beneficiaries. Retirement funds have specific rules regarding beneficiary nominations. Trustees have a legal obligation to ensure fair distribution of benefits. Your dependents, not just nominated beneficiaries, will receive benefits. Keeping your nomination form updated helps trustees make informed decisions. Retirement funds are excluded from your estate for tax purposes. Approved life insurance policies are managed by the retirement fund trustees. Beneficiary funds provide a regulated way to manage funds for minors. Proper estate planning is essential for managing dependents' funds. Beneficiary funds are a tax-free environment for managing retirement fund benefits. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Small Investments, Big Impact: Offshore Strategies for Everyday South Africans 22:01
22:01
Mais Tarde
Mais Tarde
Listas
Like
Curtido22:01
In this episode, Warren Ingram welcomes Pieter de Villiers, also known as Money Marx , as the new co-host of Honest Money . Together, they explore the importance of offshore investing, emphasizing its accessibility to all South Africans. They discuss key topics such as the benefits of diversifying investments, strategies for currency conversion, and the tax implications of offshore investments. Additionally, they provide practical insights on investing in global markets while taking the South African context into account. Takeaways Offshore investing opens up a world of opportunities. Diversification is a core principle of investment. Investing offshore is accessible to all South Africans. You can start investing with small amounts like 10 rand. It's important to have some exposure to RANs for stability. The medium person should consider a 25-50% offshore exposure. Tax implications are crucial when investing offshore. Investing through RAND denominated funds is a viable option. Understanding where your investment is domiciled is key. Diversification helps mitigate risks in uncertain markets. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Balancing Morality and Money: Supporting Domestic Workers’ Retirement 10:51
10:51
Mais Tarde
Mais Tarde
Listas
Like
Curtido10:51
In this today's Q&A, Warren Ingram discusses the moral responsibility of employers to support their domestic workers, particularly in terms of retirement savings. He emphasizes the conflict between immediate financial needs and long-term savings goals, advocating for open communication and financial education. Warren suggests a balanced approach to financial planning that considers both the urgent needs of employees and their future security. Takeaways Contributing to retirement savings for domestic workers is a moral imperative. Many domestic workers face immediate financial needs that conflict with long-term savings. Open and honest conversations between employers and employees are crucial. Financial literacy is essential for helping domestic workers understand their options. Employers should avoid being paternalistic and instead empower their employees. A blend of immediate access to funds and long-term savings is advisable. Understanding the difference between needs and wants is vital in financial discussions. Employers should approach financial education with patience and clarity. Asking employees how they want to be helped fosters better relationships. It's important to do homework and learn from others' experiences in similar situations. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 2024 in Review: Inflation, Tech Stocks, and Emerging Markets in 2025 16:18
16:18
Mais Tarde
Mais Tarde
Listas
Like
Curtido16:18
Welcome to the new year, in this episode Warren Ingram reflects on the events of 2024 and shares insights for the upcoming year. He discusses the changes at Honest Money, including new written and video content, and delves into the political landscape's impact on economies, particularly in South Africa. Warren highlights the importance of inflation and interest rates in the global economy, the valuation of tech stocks, and the potential of emerging markets, emphasizing the need for diversification in investment strategies for 2025. Takeaways Honest Money is expanding its content offerings with more written articles and video content. The political landscape in 2024 has led to significant changes in voter sentiment and party dynamics. Inflation and cost of living are major concerns for voters globally, impacting political outcomes. South Africa is experiencing a shift in governance with a government of national unity. The outlook for energy supply in South Africa is improving, with hopes for reduced load shedding. National health insurance poses a risk to the healthcare sector in South Africa if not managed properly. Global inflation trends will influence central bank policies and interest rates in 2025. Tech sector valuations are high, raising concerns about sustainability and future growth. Emerging markets present investment opportunities, but caution is advised due to varying economic conditions. Diversification across asset classes is crucial for investors in an uncertain global environment. Get access to all our written content, tips & finance tricks HERE . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Sustainable Wealth: How ESG Principles Are Shaping Smarter Investments 22:44
22:44
Mais Tarde
Mais Tarde
Listas
Like
Curtido22:44
In this episode, Warren Ingram and Michelle Green , Credit Analyst at Prescient , delve into the concept of ESG (Environmental, Social, and Governance) investing. They explore its significance in aligning investments with personal values, the interconnectedness of ESG factors, and the challenges posed by ESG ratings. They also addresses the future of ESG amidst skepticism and provide practical steps for investors looking to incorporate ESG principles into their investment strategies. Takeaways ESG stands for Environmental, Social, and Governance factors. Investing with ESG principles can lead to more resilient companies. The interconnectedness of ESG factors is crucial for holistic evaluation. Critiques of ESG ratings highlight the need for transparency and accountability. Long-term focus is essential for successful ESG investing. Investors should align their objectives with their values when considering ESG. Research shows that sustainable investing can outperform traditional methods. Engagement with companies is more effective than divestment in driving change. Understanding the methodology behind ESG ratings is vital for informed investing. Seeking financial advice can enhance understanding and options in ESG investing. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Rational Wealth: Managing Fear for Smarter Financial Choices 25:42
25:42
Mais Tarde
Mais Tarde
Listas
Like
Curtido25:42
In today's episode Warren Ingram and Dr. Marc Rogatschnig explore the profound impact of fear on financial decision-making. They discuss how fear and anxiety can lead to irrational choices, particularly in the context of investments and money management. The discussion delves into the evolutionary roots of fear, the concept of hypervigilance, and practical strategies for managing fear to make more rational financial decisions. Don't forget to grab a copy of Warren's new book, Small Changes for Big Results, here: https://bit.ly/4fPGmB4 Takeaways Fear significantly influences our financial behaviors. Understanding fear is crucial for better decision-making. Hyper vigilance can lead to irrational financial choices. Smart individuals may struggle more with fear-based decisions. Facing fears can help in overcoming them. Limiting exposure to negative influences is beneficial. Rational thinking is often compromised by fear. Asking positive questions can shift perspectives. Books provide deeper insights than fleeting news. Recognizing emotional triggers is key to managing fear. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Growing Futures: Unlocking Tax-Free Savings for Your Child 7:50
7:50
Mais Tarde
Mais Tarde
Listas
Like
Curtido7:50
In this weeks episode, Warren Ingram discusses the significance of tax-free savings accounts for children, emphasizing the long-term benefits of early contributions. He explains the mechanics of these accounts, including contribution limits and the importance of not withdrawing funds prematurely, and highlights the power of compounding growth with the potential for substantial wealth accumulation by the time the child reaches adulthood. Takeaways It's a no brainer for parents to fund a tax-free savings account for children. Starting contributions early provides a significant growth advantage. The lifetime contribution limit is R 500,000, not the investment value. Withdrawals reduce the lifetime contribution limit, so avoid them unless necessary. Contributions can come from family members, not just parents. Setting up a tax-free savings account is easy for minors. Gifting contributions instead of material items can lead to financial freedom. Compounding growth can lead to substantial wealth by adulthood. Encouraging contributions from family can maximize benefits. Financial education is crucial for future generations. For more valuable insights from the 10x team, click here. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Imposter Syndrome and Your Wallet: Breaking the Cycle of Emotional Spending 25:08
25:08
Mais Tarde
Mais Tarde
Listas
Like
Curtido25:08
In this episode, Warren Ingram and Dr. Marc Rogatschnig delve into the complexities of imposter syndrome and its impact on financial behaviors. They explore how emotional spending can stem from low self-esteem and the need for external validation. The conversation emphasizes the importance of understanding the underlying motivations behind spending habits and offers strategies for overcoming these challenges through empathy and self-reflection. Get your copy now: https://bit.ly/4fPGmB4 Takeaways Imposter syndrome is a common experience affecting many individuals. Behavior change is challenging and requires sustained effort. Material possessions can be used to boost self-worth, often unconsciously. Empathy is crucial when addressing spending behaviors. Rebuilding confidence is a journey, not a quick fix. Self-worth should come from within, not from external validation. Recognizing triggers for imposter syndrome can help in managing it. Social media can exacerbate feelings of inadequacy. It's important to acknowledge and accept one's imperfections. Having supportive conversations can lead to personal growth. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Balanced Funds Unpacked: Diversifying for Long-Term Financial Success 22:27
22:27
Mais Tarde
Mais Tarde
Listas
Like
Curtido22:27
In this episode, Warren Ingram and Rupert Hare , Head of Multi-Asset at Prescient , discuss the significance of balanced funds in investment portfolios, particularly for retirement planning. They explore the structure of balanced funds, emphasizing their role in providing diversification across various asset classes. The discussion also covers the importance of understanding market volatility, the long-term focus required for successful investing, and the tax implications associated with balanced funds. Takeaways Balanced funds are essential for most investors' portfolios. They provide diversification across various asset classes. Investors should expect market volatility with balanced funds. Long-term focus is crucial for successful investing. Tax efficiency is a significant advantage of balanced funds. Understanding the risk-return profile is vital for investors. Fees can significantly impact investment returns over time. Diversification helps mitigate risks associated with market fluctuations. Investors should not panic during short-term market downturns. A balanced approach is key to achieving retirement goals. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Future-Proofing Finances: From Bonds to Global Diversification 15:27
15:27
Mais Tarde
Mais Tarde
Listas
Like
Curtido15:27
In this episode Warren Ingram answers your questions around investing, the importance of financial milestones, the strategic use of tax-free savings accounts and the significance of planning for children's education. Warren also delves into investment strategies, including risk tolerance, asset allocation, the advantages of global diversification and highlights the balance between index investing and active management. Takeaways Paying off your bond is a significant milestone. Keeping your bond open can serve as an emergency fund. Maximizing tax-free savings is a smart financial strategy. Investing for children's education should be a long-term goal. Consider contributing to children's tax-free savings accounts. Investing 100% in shares can lead to long-term growth. Understanding risk tolerance is crucial for investment success. Global diversification is important for a balanced portfolio. Blending index investing with active management can optimize returns. Choosing investments with low fees is essential for maximizing growth. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Balancing Local & Global: A Guide to Diversified Investing Strategies for Young Investors 15:51
15:51
Mais Tarde
Mais Tarde
Listas
Like
Curtido15:51
In today's podcast, Warren Ingram answers your questions around importance of diversification in investing, particularly for young investors looking to build a global portfolio. Warren outlines strategies for offshore investment, including the use of feeder funds and the implications of currency exchange and capital gains tax. Warren also emphasizes the need for a balanced approach to investing, combining different vehicles such as unit trusts and exchange-traded funds, while also considering tax efficiency and growth potential. Takeaways Diversification is crucial for long-term investment success. Investing a portion of your money overseas is essential. Feeder funds can simplify the process of offshore investing. Understanding tax implications is key to effective investing. Investing in index funds can reduce risk and increase returns. Start with foundational investments before considering individual shares. Monitor currency impacts on your investments. Utilize tax-free allowances to maximize growth. Plan your investments to minimize capital gains tax exposure. Maintain a balance between local and global investments. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
H
Honest Money

1 Simplify and Save: Lowering Fees Through Investment Consolidation 18:34
18:34
Mais Tarde
Mais Tarde
Listas
Like
Curtido18:34
In todays episode Warren Ingram discusses the complexities of investment fees, the importance of selecting the right funds, and how to evaluate the value of financial advisors. He emphasizes the need for transparency in fees, the significance of diversification, and the role of good advisors in making informed investment decisions. Takeaways High investment product fees can be considered immoral. Consolidating investments can lead to lower fees and simpler management. Diversification in a small market like South Africa may not be effective. Good financial advisors can add significant value to your investment strategy. Performance fees should only be charged when funds perform well. Understanding the components of investment fees is crucial for investors. Investors should question their advisors about fund selections and fees. A certified financial planner is a key qualification to look for in an advisor. Transparency in fee structures is essential for trust in advisor relationships. Total investment costs should ideally be below 2.5% for good service. Get more insight on how Prescient Investment Management can help you here . Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod…
Bem vindo ao Player FM!
O Player FM procura na web por podcasts de alta qualidade para você curtir agora mesmo. É o melhor app de podcast e funciona no Android, iPhone e web. Inscreva-se para sincronizar as assinaturas entre os dispositivos.