))
Don’t let bad credit hold you back from getting the things you need. With New Horizon Business Service, you can get the store credit you deserve, even with a bad credit score.
…
continue reading
The internet isn't helping...
…
continue reading
Just two normal dudes with bad credit bringing you that Nashville, Tennessee perspective on the events and happenings of the world. No fake news here. We the real deal. Come chill with us. All are welcome. This ain't your gramma's podcast, but it may be your grandson's podcast. Listen Notes Support this podcast: https://podcasters.spotify.com/pod/show/bad-credit/support
…
continue reading
Latest podcasts from The Credit Pros.
…
continue reading
On this show we will be talking about the importance of having good credit, how to raise your score by 100 points, plus how you can get debt collectors to stop calling your home and or cellphone . I have also written a book on this subject entitled "HOW TO REPAIR YOUR CREDIT REPORT LEGALLY" "WHAT THE COLLECTION AGENCIES DON'T WANT YOU TO KNOW" This book can be purchased by emailing me at creditrepair64@gmail.com.
…
continue reading
Ready to buy your dream home but held back by poor credit, Credit Delete Geeks are here to help. As industry leaders in credit repair, they specialize in removing negative items from your credit report, boosting your score, and preparing you for homeownership. With their expert team and proven strategies, you'll be on the fast track to securing the best mortgage rates. Don't let bad credit stand in your way—let Credit Delete Geeks pave the path to your new home. Contact and start your journe ...
…
continue reading
Podcast is all about Financial Literacy. Good credit, Bad credit advice, rebuilding, improving, etc. Anything to make you Financial LIT!!! Cover art photo provided by Two Paddles Axe and Leatherwork on Unsplash: https://unsplash.com/@twopaddles
…
continue reading
We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
…
continue reading
Credit Repairs. Credit Tips & Guides. Visit us: https://www.creditoptimal.com/
…
continue reading
The Total Wealth Academy radio show is about much more than just using real estate to make more money. Real wealth includes all the parts of a balanced life: fitness, family, romance, charity, fun, travel, and, of course, money. Host Steve Davis started with bad credit and no money and ended up invested in over 4000 single-family and apartment units. He did this while maintaining above-average fitness, a 33-year marriage, raising two outstanding children, and simply living life to the fulles ...
…
continue reading
We provide information on how to build business credit AND access funding for small business owners and entrepreneurs. Hosted by Business Credit Expert, Noel A. Booker Sr., CEO at BusinessCreditBuilder.US LLC.
…
continue reading
When Al Jones realized how bad his credit had truly become, he could do two things. He could simply decide that this was the way life had to be, or he could begin educating himself about credit repair. Jones chose the second option and improved his credit profile. As of 08/31/2020, his credit score increased to the perfect rating of 850. Support this podcast: https://podcasters.spotify.com/pod/show/aljones/support
…
continue reading
Is having Good Credit a Bad Idea? As Seen on ABC, CBS, FOX, NBC, MarketWatch and more. Join your me, Pat Walley, as I visit with successful entrepreneurs who share how they got started and the lessons learned over the years that helped them grow. Some stories will shock you and most will leave you empowered and eager to learn more. Pat Walley is a best selling author, sought after speaker, and a leading authority in business and personal credit. He has worked with over 350 businesses and tho ...
…
continue reading
We're Cambio, a team that believes you have the potential to achieve your financial goals and escape the handcuffs of bad credit. We provide templates, tools, and even inventively use generative AI to help you see improvements to your credit– and fast. All while keeping your data secure with our top-notch protocols. We help you find hope as you navigate the chaos of your credit journey. After all, you don't need to be a credit expert– you just need to have one in your ear.
…
continue reading
Financial illiteracy affects all ages and all socioeconomic levels. Financial illiteracy causes many people to become victims of predatory lending, subprime mortgages, and fraud and high interest rates, potentially resulting in bad credit, bankruptcy or foreclosure. Support this podcast: https://podcasters.spotify.com/pod/show/werepairyourcredit/support
…
continue reading
Hosted by dubious twitter identity Former Legend and colourful racing identity SidPunts, Full Credit to the Boys is a Sydney based sports podcast where opinions, dick jokes and school boy humour are at Olympic standards.
…
continue reading
This a podcast for my mental health. I am like the most positive person I know and everyone looks to me for advice. This pod cast reflects the inner workings and struggles of a person like that. I have Adhd. 4 kids. An exspouse. A new relationship. Literlly insane family. Deceased loved ones. Bad credit. Questionable career history. No breast. Smoke more than I need to. So umm shout out the the strong ones...This is fine lol
…
continue reading
You can pay monthly car insurance no credit check with low premium rates. We offers online quotes for auto insurance without credit check.
…
continue reading
CarEvo is a one-stop solution for those who want to purchase their dream car in less than 24 hours. We make the car-buying experience in Canada simple and convenient. Just fill out the short form on our website with some basic details. After you submit the form, one of our highly professional agents will get in touch with you to discuss your options. If we approve a loan, and we almost always do, you can pick the car you want from our selection and we’ll deliver it to you. We are used car fi ...
…
continue reading
A bad credit score shouldn’t stop you from having the business of your dreams. In fact, several factors can cause poor credit. Many people are dealt with lousy hands and difficult circumstances. There are ways you can overcome what seems like a massive setback in achieving your entrepreneurial goals. One way to do that is through No Personal Guarantee (PG) business credit. Bosses Build Business Credit is for entrepreneurs, small business owners, and people looking for ways to grow and scale ...
…
continue reading
Welcome to my thoughts on current events
…
continue reading
Bloomberg's Joe Weisenthal and Tracy Alloway explore the most interesting topics in finance, markets and economics. Join the conversation every Monday and Thursday.
…
continue reading
Actor and wrestling enthusiast, Freddie Prinze Jr. pulls the curtain back on the world of pro wrestling alongside comedian and fellow wrestling fan, Jeff Dye. Freddie and Jeff will bring you a perspective on pro wrestling that you won't find anywhere else. Every week they discuss and breakdown the current state of pro wrestling from AEW, WWE, and the independent scene. Photography Credit: Joseph Viles
…
continue reading
Welcome to the Automated Real Estate Investing Podcast. I am your host, Joe Crump, and I am here to teach you how to simplify, automate and outsource your real estate business and extract yourself from the day-to-day work. I will help you build an automated, never-ending stream of motivated seller leads and share with you real estate techniques that create consistent, reliable, passive income with no money down or credit required. Get my digital book, "Automated Real Estate Investing" at: ht ...
…
continue reading
Podcast by Sydney Credit Union
…
continue reading
Think personal finance, but fun as hell. Get ready to ditch money shame and start building wealth without giving up your lifestyle. If you're ready to pay off debt, save, invest and no longer feel guilty for spending or enjoying your life--you're in the right place, future bajillioniare. Let's party.
…
continue reading
Join Patrick and Kevin bi-weekly when these two traders discuss the week's action in the markets - always keeping the other's feet to the fire for bad calls - yet hopefully having some fun while learning a little something in the process.
…
continue reading
Are you in search of a podcast show that explores the world of owner financing homes in Houston? Look no further! Our podcast provides valuable insights and expert advice on finding your dream home through owner financing options. Whether you're facing credit challenges or simply prefer an alternative to traditional mortgages, our show is dedicated to helping you navigate the process with ease. Business Name: Houston Owner Financing Business Address :2400 Augusta Dr Suite 460 Houston Tx 7705 ...
…
continue reading
We are the experts in finding ways to assist with your home loan approval. Non conforming loans are basically defined as finance for those people who may be in unusual situations with how their income is paid or how they wish to finance their home loan or mortgage. There are many reasons why certain borrowers will not meet the lending requirements set out by traditional lenders: • Bad credit home loans – these borrowers have generally experienced a “life event” such as a marriage breakdown, ...
…
continue reading
A comedic podcast where two friends head “back to school” to write little reports on big ideas. From science, to pop culture, to history. It’s kinda like study hall, but we’re really only here for extra credit.
…
continue reading
Extra help to get your credit score repaired is valuable. Hire credit repair Los Angeles services and have experts deal with your credit score. They will help you identify items that are hampering your credit score. For more details, visit: https://www.whitejacobs.com/credit-repair-los-angeles/ Hosted on Acast. See acast.com/privacy for more information.
…
continue reading
You know what money is right?... You're pretty sure you know the 'credit-crunch' was a bad thing, and you've heard BBC News refer to the Bank of England A LOT... But does it all really make sense? This is the place where we throw you a financial lifeline. Get the know how on money and all that sort of nonsense so you can blag with authority down the pub about 'APR', 'base-rates' and 'hedge-funds'!
…
continue reading
Welcome to the Flip2Freedom podcast. We are beginning a new series, Lightning Fast $5K Formula. Sean will guide you through the process of closing on your first deal and getting you that first $5K in lightning speed. This is a great five-part series for both new and longtime listeners.
…
continue reading
Welcome to My Credit Sucks, the podcast where we turn credit catastrophes into comedy gold! Join credit coach and financial aficionado Rolando Castro as he navigates the wild world of credit with humor, heart, and a hefty dose of helpful tips. From personal credit horror stories to debunking common credit myths, each episode is packed with relatable tales, laugh-out-loud moments, and game-changing strategies to transform your credit journey from drab to fab. Whether you're a credit connoisse ...
…
continue reading
A celebration of sequential art. Host, Zach McCrary sits down each with a new guest to discuss a comic book storyline/graphic novel that made them a comic fan or solidified their love of the medium.
…
continue reading
We're watching every Nicolas Cage IMDB credit in order so you don't have to. It's going to be weird. It's going to be fun. We're going to get off-topic a lot. Join us!
…
continue reading
I’m just here to uplift you, empower you, and offer you some free advice. No “thanks” necessary!
…
continue reading
My name is Simon Kalas, a UK flight school owner. Each week myself and my guests aim to inspire, motivate and support student pilots to achieving their goals of becoming a Private or Commercial Pilot. We discuss, warts and all, what it takes to learn to fly and beyond, sharing our experiences from our team and guests.
…
continue reading
NerdFlow is a podcast dedicated to all things nerd and geek. We talk video games, comic book, comic book movies, super hero movies and tv shows, and anime.
…
continue reading
In this Podcast you will get financial information of credit cards.
…
continue reading
Welcome to Jump Into Business where we show you business owners how to establish and grow your credit profile to receive unlimited leveraging power in a short amount of time! Cover art photo provided by Ryan Born on Unsplash: https://unsplash.com/@b0rno Support this podcast: https://podcasters.spotify.com/pod/show/jumpintobusiness/support
…
continue reading
INTERVIEWS. DEBATES. ADVICE. LIFE COACH and lighthearted host ❤M'JAIE MANGUS❤ in her provocative talk show covers topics that range from sugar daddies, suicide to success and everything in between! Guests opt in to be anonymous or not so anonymous in order to share the truth and empower listeners. SIGNATURE ANONYMOUS INTERVIEWS are modeled after Oscar Wilde's quote, “If you give a man a mask he will tell you everything”. In these interviews the guests remain anonymous and tell all. LOVE AND ...
…
continue reading
How did a people pleasing, shopaholic, mom completely change the trajectory of her life and finally start living on her own terms? Well, here's where you find out! The Basic B*tch Seeks Enlightenment podcast is dedicated to all things self development and spiritual growth for women who still want to feel...normal. You don't have to mediate at 5am, or renounce all possessions in order to find more purpose, passion, and joy in life. Join me as I share the life lessons and AHA moments that help ...
…
continue reading
Information about the mortgage market and products available.
…
continue reading
A podcast designed for the modern agent, take a deep dive into what it takes to be relentless. Giving your clients 121% in all that you do!
…
continue reading
Uncited is the internet's least reliable English literature podcast. Join former English majors Amy and Chantelle as they revisit the good, the bad, and the spectacularly ridiculous literary works from their undergrad. Twitter: @UncitedPod Instagram: uncitedpod
…
continue reading
History is best when it twists and turns like an Agatha Christie novel. A writer of historical fiction dives down rabbit holes of history in search of plot twisted stories and tells them to you in service of the surprise.
…
continue reading
Given a 10% chance of a 100 times payoff, you should take that bet every time.
…
continue reading
I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no credit cards, car payments or debt of any kind), I'm on a mission to build a community of people who are ready to crush their money goals. This isn't your regular finance show - we're here to have fun and learn about life any money together. Welcome!
…
continue reading
1
Bad Credit And Insurance Premiums: Understanding The Impact
3:09
3:09
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:09
Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…
…
continue reading
We’ve got a stacked episode for you, RAW is officially moving to 2 hours starting now, but the big question is—will it stay that way if they move to Netflix? Plus, AEW just scored big for all cord-cutters with Dynamite and Collision streaming live on the Max app starting January 2025! We’re also diving into all the chaos from WWE’s Bad Blood—CM Pun…
…
continue reading
A 17-year-old female painting prodigy in Renaissance Italy is subjected to a vicious assault and an even more brutal trial. Will circumstance crush her brilliance or fuel her artistic fire? This episode tells the story of the long neglected Artemisia Gentileschi.Por David Nix
…
continue reading
1
600 Credit Score - Is This A Good Credit Score?
3:15
3:15
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:15
A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
…
continue reading
1
¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
2:11
2:11
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:11
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
…
continue reading
1
Mastering Credit Cards: Making Them Work For You
2:55
2:55
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:55
Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
…
continue reading
1
The Ultimate Guide To Busting Credit Score Myths - The Credit Pros
3:24
3:24
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:24
Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…
…
continue reading
1
Ahorre dinero con préstamos para estudiantes: dos formas sencillas
3:25
3:25
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:25
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
…
continue reading
1
Damon Decrescenzo sobre el podcast del CEO de 7 figuras
3:03
3:03
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:03
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
…
continue reading
A bad credit rating can significantly hinder your ability to secure loans and comes with high interest rates. Factors such as late payments, bankruptcy, loan cosigning, excessive credit card applications, and not reporting inaccuracies can all detrimentally impact your score. Credit repair services can assist in rectifying these issues.…
…
continue reading
1
How To File A Claim Over Equifax's Data Breach - The Credit Pros
4:05
4:05
Mais Tarde
Mais Tarde
Listas
Like
Curtido
4:05
If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
…
continue reading
1
Cómo reducir su tasa de utilización de crédito
3:05
3:05
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:05
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
…
continue reading
1
Car Loan Is A Great Investment - 3 Reasons
3:21
3:21
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:21
A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.Por The Credit Pros
…
continue reading
1
Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
3:47
3:47
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:47
A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
…
continue reading
1
Facebook & LinkedIn Data Breaches: Identity Security
3:39
3:39
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:39
Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
…
continue reading
1
How To Handle Working From Home - The Credit Pros
3:07
3:07
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:07
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
…
continue reading
1
Why You Can’t Get A High Limit Credit Card - The Credit Pros
2:48
2:48
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:48
High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
…
continue reading
1
Credit Score Range - 5 Levels And Loan Options
3:11
3:11
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:11
Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
…
continue reading
1
¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
2:35
2:35
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:35
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
…
continue reading
1
How To Handle Credit Card Debt Problems - 2022
3:22
3:22
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:22
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
…
continue reading
1
5 Ways To Save More Money Shopping On Amazon
3:10
3:10
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:10
Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.Por The Credit Pros
…
continue reading
1
¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
3:10
3:10
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:10
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
…
continue reading
1
CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
3:01
3:01
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:01
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
…
continue reading
1
New Year's Resolution: Improve Your Credit Score
2:29
2:29
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:29
To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.Por The Credit Pros
…
continue reading
1
Fraud Alert Vs. Credit Freeze: Protecting Your Identity
3:49
3:49
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:49
Fraud alerts and credit freezes are tools to combat identity theft, with fraud alerts requiring creditors to verify identity and credit freezes stopping access to credit reports. There are three types of fraud alerts: initial, extended, and active-duty, each with different validity periods. Credit freezes can be lifted temporarily or permanently, w…
…
continue reading
The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
…
continue reading
1
What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
2:46
2:46
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:46
The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
…
continue reading
1
Credit Cards 101: Part 2 - Debt Payoff Strategies
2:57
2:57
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:57
Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.Por The Credit Pros
…
continue reading
Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
…
continue reading
1
August Newsletter - The Credit Pros - The Credit Pros
2:42
2:42
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:42
The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.Por The Credit Pros
…
continue reading
1
Educación profesional gratuita durante COVID-19 - The Credit Pros
2:58
2:58
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:58
Durante la crisis de COVID-19, algunas empresas ofrecen educación profesional gratuita para ayudar a las personas despedidas a mejorar sus habilidades. MOZ Academy está dando acceso gratuito a cursos de SEO, Udacity ofrece un mes gratis de programas de nanogrado, y LinkedIn Learning proporciona una prueba gratuita para una variedad de cursos profes…
…
continue reading
1
Datos de tendencias: los profesionales del crédito
4:10
4:10
Mais Tarde
Mais Tarde
Listas
Like
Curtido
4:10
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
…
continue reading
1
Top 10 Summer Credit Score Tips To Boost Financial Health
3:39
3:39
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:39
This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.Por The Credit Pros
…
continue reading
1
800 And 850 Credit Scores: Which Is Better?-thecreditpros
2:45
2:45
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:45
Achieving a perfect 850 credit score reflects excellent credit management, making you eligible for better loan terms, lower interest rates, and premium credit cards. While an 800 score is already considered excellent, reaching 850 requires careful error-checking of credit reports, timely bill payments, low credit utilization, a diverse credit mix, …
…
continue reading
1
How Americans Save Money On Student Loans
3:47
3:47
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:47
Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.Por The Credit Pros
…
continue reading
1
Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
2:41
2:41
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:41
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Por The Credit Pros
…
continue reading
1
Understanding The Credit Implications Of Co-Signing A Loan
2:54
2:54
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:54
Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.Por The Credit Pros
…
continue reading
1
Navigating Credit: Credit Report Vs. Credit Score Explained
3:19
3:19
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:19
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
…
continue reading
1
Se revelan los rasgos comunes de las personas con puntajes crediticios altos
3:33
3:33
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:33
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Por The Credit Pros
…
continue reading
1
El regalo de un buen crédito para sus hijos - The Credit Pros
3:05
3:05
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:05
Las tarjetas de crédito para niños pueden construir crédito temprano, enseñar disciplina financiera y permitir aprender de errores bajo supervisión parental.Por The Credit Pros
…
continue reading
1
Mejorar su puntaje crediticio: la regla del 45
3:35
3:35
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:35
La Regla del 45 permite realizar múltiples consultas crediticias para hipotecas, préstamos de automóviles o educativos en 45 días, contándolas como una sola consulta. Esto minimiza el impacto en el puntaje crediticio y ayuda a obtener las mejores tasas de interés al financiar grandes sumas de dinero. Sin embargo, la regla solo se aplica a un tipo d…
…
continue reading
1
The Impact Of Late Payments On Your Credit Score - The Credit Pros
3:52
3:52
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:52
Late payments can significantly lower your credit score and have long-lasting effects, but there are strategies for prevention and recovery. Understanding credit scores, the consequences of late payments, and proactive measures are essential for maintaining financial health.Por The Credit Pros
…
continue reading
1
Alerta de fraude vs. Congelación de crédito: protegiendo su identidad
3:25
3:25
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:25
Se comparan la alerta de fraude y el congelamiento de crédito como estrategias para prevenir el robo de identidad y fraude crediticio. La alerta de fraude avisa a las agencias crediticias de posibles fraudes y requiere verificación adicional para abrir nuevo crédito, mientras que el congelamiento impide que terceros accedan al informe de crédito si…
…
continue reading
1
Rebuilding Credit After Divorce - Effective Ways
3:51
3:51
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:51
Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
…
continue reading
1
Por qué las parejas separan el crédito: 4 razones cruciales
3:12
3:12
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:12
Las parejas deberían mantener su crédito por separado debido a los riesgos de deuda conjunta, límites de crédito afectados por el puntaje de un socio, problemas financieros tras una ruptura, y dificultades para obtener tarjetas de crédito con ingresos combinados.Por The Credit Pros
…
continue reading
1
Aumente su crédito: 3 formas fáciles y gratuitas | Los profesionales del crédito
3:04
3:04
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:04
Para aumentar tu puntaje crediticio gratis, considera la protección contra sobregiros, abrir una HELOC si tienes casa, o una tarjeta de crédito asegurada. Estos métodos requieren tiempo y disciplina financiera.Por The Credit Pros
…
continue reading
1
Reconstrucción del crédito después de la quiebra: los profesionales del crédito
3:31
3:31
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:31
Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.Por The Credit Pros
…
continue reading
1
Avoid These Mistakes: Prevent Credit Score Destruction
2:50
2:50
Mais Tarde
Mais Tarde
Listas
Like
Curtido
2:50
Credit scores are crucial for financial health, and managing credit responsibly is key. Ignoring credit, making late payments, justifying debt, and refusing to pay disputed bills can all damage credit scores significantly.Por The Credit Pros
…
continue reading
1
How Does Mortgage Interest Work? - The Credit Pros
3:16
3:16
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:16
Mortgage interest is a key aspect of homeownership, with various loan types and repayment periods affecting monthly payments. Fixed-rate mortgages offer stable payments but can be costly over time, while adjustable-rate mortgages start cheaper but can fluctuate. Interest-only and jumbo loans cater to specific financial situations, with other homeow…
…
continue reading
1
Violaciones de datos de Facebook y LinkedIn: seguridad de la identidad
3:35
3:35
Mais Tarde
Mais Tarde
Listas
Like
Curtido
3:35
El robo de identidad es un problema creciente, especialmente para usuarios de redes sociales. Consiste en varios tipos, como fraude de tarjetas y robo de identidad fiscal, y presenta señales de advertencia. Se recomienda revisar regularmente los estados de cuenta y usar servicios de monitoreo. Si ocurre un robo, es crucial reportarlo, cambiar contr…
…
continue reading
