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The days of simple retirement planning are gone and those who can manage their own portfolio are choosing not to. Prout Financial Design began over 25 years ago as an education based financial planning practice. Dennis Prout, Certified Financial Planner, believes that each client should not only understand their finances, they should be actively involved in the decisions made. Join the conversation! Dennis' radio show can be heard LIVE every Thursday at 10 am on News Talk 580 am or you can l ...
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DENNIS RADIO

Dennis Santaniello

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This is Dennis Radio. I'm Dennis Santaniello, a writer and a farmer from New Jersey, and Dennis Radio is my portal. Conversations. Movies. Life. We pretty much cover it all.
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En Radio Ocotillo escucharás a Dennis Noyes hablando de motos con amigos y colaboradores; análisis de las últimas noticias, anécdotas desconocidas y también historias que te gustará recordar. Disfruta del estilo propio de Dennis, en cualquier momento y en cualquier lugar con los podcasts de Radio Ocotillo. … MotoGP | WSBK | Motociclismo | Motos
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I've always wanted to do my own podcast / Radioshow, so here it is! a Monthly show packed with the latest House tunes, the newest grooves I've selected especially for you. Expect some premieres of myself and of course the Classic Cut of the month (a Throwback to a track that influenced me and made me dance :-)
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On today’s show, we’re excited to delve into the meat and potatoes of finance with you and tackle questions like, “What are the chances of a soft landing in this economy?” And, “What about those final RMD regulations being issued we’ve heard so much about?” (Well … maybe not so much on the RMDs.) Still, we intend to explore the recent tax law chang…
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On today’s show, we commemorate the events of September 11, 2001, and honor all the heroes, armed forces, first responders, and countless others’ acts of service to defend our nation’s freedom. We are excited to invite you to hear a phenomenal live presentation by Heather Cartwright, retired Director for the Federal Crimes Victims Division, who ser…
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According to the Centers for Medicare and Medicaid services, as of April 2024, approximately 67 million people are enrolled in Medicare, an increase of 2 million people since 2023. Deciding on healthcare is a significant part in planning for your retirement. There are many factors to consider when educating oneself in the complex field of Medicare.…
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Today, help us welcome Ed Slott as we discuss his unique perspective on the retirement landscape only a CPA with his depth of experience and education can bring. The Wall Street Journal refers to Ed as “The best source of IRA advice.” That’s one of many reasons we’re having Ed join us as we do periodically. As members of Ed Slott’s Elite IRA Adviso…
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There’s a lot going on for today’s show! First, we’ll look at the potential changes to our estate and individual tax rates and discuss how that could impact us all with the sunset of the current tax law at the end of 2025. So many of us have already adjusted our estate plans and are planning for increased taxes on a variety of fronts. What else can…
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Did the Fed cut interest rates too much? What kind of impact might we anticipate? Sometimes to look forward it behooves us to look back. Today, we will discuss an article, from the Wall Street Journal, that takes us back to the 1980s. What can history teach us? Viewing previous market reactions and economic reactions to a decline in interest rates,…
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Trying to think more deeply about your financial future with so many economic uncertainties feels more like a non sequitur rather than a financial plan. “Where’s the stock market headed?” “What will tax rates be?” “Is our currency stable enough?” These are probably the most common themes that you are trying not to overthink. However, the one thing …
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Roth! Roth! Roth! Can you hear the steady chant from the financial advisors and tax experts around the world? Ed Slott, a Roth enthusiast, believes we have entered a rothification era. On today’s show, we’re about to blow your mind by playing the devil’s advocate. Dare we question the Roth? Is there ever a time when a Roth or Roth conversion may no…
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“I’m retired, now what?” How does one find that balance between excessive and overly conservative withdrawals? Every retiree’s situation is different. On today’s show, Dennis will uncover some key strategies to help guide you into discovering a withdrawal balance that’s right for you. He’ll also take a closer look at the article, “3 key considerati…
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#motogp El Mundial se reduce a dos pilotos: Pecco ha ganado más, pero Jorge ha sido más constante. Analizamos el punto débil del campeón que le ha costado puntos clave y revisamos los cuatro circuitos donde se decidirá todo. Y, recordamos la rivalidad entre Lorenzo y Rossi en 2016 y cómo los incidentes en Yamaha afectaron sus carreras. Además, Duca…
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#MotoGP A pocos días del comienzo de la gira Asiática, os traemos el análisis post-Misano II, donde tratamos algunos de los temas que están al orden del día: las posibilidades de Márquez para ser campeón, el neumático Zombie de Bagnaia y sus ya siete '0', y para terminar, 'la polémica' acción de la última vuelta. ¡No te lo pierdas!#RadioOcotillo #1…
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¡Ya tenemos nuestro análisis del GP de Misano I, y esta vez en VIDEO! Hablamos de las diferencias entre la Ducati GP23 vs la GP24, de los pilotos líderes del campeonato y analizamos quién se está consolidando como el verdadero líder. Además, destacamos los errores más importantes de los tres primeros clasificados y cómo estos fallos podrían definir…
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Under Statewide Rent Control, and other local jurisdictions, a tenant can be required to vacate a unit in order for the landlord to do major renovation. Once the renovation is completed, the landlord is free to raise rents to market value. Learn what the requirements are to institute this legal loophole to beat rent control. Then listen to landlord…
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Retirement planning is not only about saving for your future, but also about leaving a legacy, like an inheritance for your loved ones. But what if there were another way, a tax-saving strategy, other than leaving an inheritance after one’s passing? Dennis is back and ready to discuss Ed Slott’s gifting strategies to help identify those who might w…
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On today’s show, get ready for a listening adventure as we discuss ... the economy! Specifically, we’ll talk about navigating the current economy in a world of uncertainty, as well as charitable giving through the lens of the IRA Qualified Charitable Distribution. So, strap on your helmets as we attempt to determine what’s happening and whether we …
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When discussing the state of the current American economy, we find ourselves at a place in time when negativity and uncertainty seem to take center stage. However, what if there were a glimmer of economic hope within these dark and uncertain times? On today’s show, we hope to illuminate a positive perspective as the United States takes center stage…
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What? It’s mid-year already? Just yesterday, as my wife Jill and I walked around Boardman Lake, a gentleman reminded us that the days are getting shorter. (His wife, however, was not happy with that!) Being that we’re halfway through the year, we think it’s a great time to cover your frequently asked questions about Social Security, especially conc…
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#motogp ¿Quién es el G.O.A.T. de MotoGP?Antes de sumergirnos en esta fascinante discusión, hacemos un recorrido por la actualidad del campeonato, destacando cambios significativos como el relevo de Freddie Spencer. Hablamos del dominio de Ducati y exploramos cómo Enea Bastianini, maneja magistralmente el agarre de los neumáticos hasta las últimas v…
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Topics Discussed: 1. Accessing your tenant's unit 2. Deducting late fees from a security deposit 3. Accessing a unit when only a child is home 4. Lodger 5. Seller fails to vacate after the close of escrow 6. Owner occupancy 7. Who can enter a unit to make repairs 8. Raising rents on a single-family residence 9. Separate parking agreements 10. Rente…
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Topics Discussed: Violations of the rental agreement Tenant occupied foreclosed property Where rent is to be paid Security deposit limited to 1 month rent Owner desires to occupy the unit Renting to international students Tenant ruins fresly poured concrete Receipts required with a security deposit itemization Requiring tenants to pay for utlities …
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Topics Discussed: Acquiring tenant occupied property Registering your unit prior to serving a termination notice Failing to comply with a stipulated judgment Buying foreclosure property Proof of mailing Tenant failing to pay for utilities Exemptions from Statewide Rent Control Sending a change of ownership form Mail Service is not a proper address …
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Topics Discussed: Strategies for raising rents Serving a change of ownership Exemptions from Statewide Rent Control Unpermitted living space Unauthorized pets and alterations Tenant in dispute with adjoining property owner Disabled tenant want to switch units Ramifications to accepting an illegal rent Unpermitted dog Voluntary vacate agreement Sher…
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Do you know your RMD age? Now that taxes are simplified, there are four RMD ages and no longer just one. On today’s show, we’ll discuss numerous topics regarding RMDs, including: The various ages and what that means; the three steps to fixing a missed RMD; death and its impact on the RMD; work plan exceptions; and something called “RMD aggregation.…
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Can anything in the tax law sunset? Yes it can! The Tax Cuts and Jobs Act of 2017, which included several major changes and provisions in the tax code, will see a majority of those changes sunset after 2025. For some, this will mean a tax increase. For others (depending on what, if anything, Congress might do), this may not mean much of anything. U…
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Having just returned from our jaunt to Indianapolis to imbibe our insatiable need for new tax information, we are loaded for bear (if you will) with the most recent tax information related to IRAs, beneficiaries and the travails the mix of the two can cause. We will share this information to help you to navigate and deal with the ever-changing worl…
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Topics Discussed: Supreme Court dealt a blow to homeless encampments Laws relating to security deposits The property insurance crisis Responsibility to repair a washer and dryer Obtaining a securty deposit in excess of the law Obligation to sign a new lease Will a letter be sufficient in lieu of a witness The phone number of a manager should be giv…
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On today’s show, elder law attorney Deborah Rysso, of the Rysso Law firm in Traverse City, will discuss navigating all things related to aging, care and estate planning from a legal perspective. Deb has extensive experience with the application of legal documents and how they interact with life’s realities. It’s amazing how interactive the document…
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On today’s show, Dennis will detail the characteristics of Defined Benefit Plans and Defined Contribution Plans – including their advantages and disadvantages. So if you have questions about your plans, or want to better understand, this show is for you! Because every investor’s needs are different, when planning for retirement, it is essential to …
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Today’s show title refers to the old axiom that no matter how well things are planned, unexpected problems may arise. As we age, we may need some help with the details related to our financial lives that only very few can handle. Today’s guests are representatives from Fiduciary Services North. They will discuss the services they provide and unders…
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Topics Discussed Avoiding the "Tenant From Hell" Evicting only one co-tenant Terminating a lease that automatically renews What renter's right does a person have when moving back into a unit Raising rent triggers relocation Change of Ownership Notice- methods of payment 60 day notice to quit on a lodger Substantial relocation Owner occupancy for a …
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