Think different about your money, your economy and your future. Be curious. Be stable. Be sane.
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Episode 374: [Client Spotlight] Bank On Yourself® and Austrian Economics with Max Brusky
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In this episode, we ask: Can you imagine…? What is Austrian Economics? Who is Max Brusky? What is Max’s podcast about? Would you like to hear the BuckAround Podcast? What happened to Max in downtown Chicago? What happened at the Mises Circle event? What is the relationship between Austrian Economics and Bank on Yourself? Who is Ludwig von Mises? Wh…
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Episode 373: Real Financial Curriculum in Schools with Vince Shorb
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In this episode, we ask: Did you receive any practical financial education in school? Would you like to see financial education in schools? Who is Vince Shorb? How about lizards? What about the entrepreneurial spark? Is there a financial illiteracy epidemic? What’s Vince’s story? How has education changed and stayed the same over the last 100 years…
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Episode 372: The IUL Illustrations are Illusions
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In this episode, we ask: Why do indexed universal life policies (IUL policies) sales continue to grow? Why do we choose whole life insurance over other products? What about the refractor? How much risk are you comfortable taking with money you’re not willing to lose? Where are you on the risk scale (1-10)? How is permanent insurance different from …
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Episode 371: Why 90% of IUL Policies Will Fail
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In this episode, we ask: Is life 100% chaotic? Are we totally at the whims of the universe? What happens anytime we make a plan? What about expectations and assumptions? What happens when time runs out? What about the booklet, The Box by Guy Baker? What are the four pricing factors? What about mortality cost? What about persistency? What about inte…
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Episode 370: Whole Life Drops the Mic! IUL’s Epic Rap Battle Fail with Chris Gray and Marvin Bulas
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In this episode, we ask: Would you like to hear the epic rap battle of insurance policies? Would you like to experience this lyrical throw down of the ages? Has Mark finally lost it?! Did whole life’s guaranteed cash value reign supreme or did IUL’s (indexed universal life insurance) market-linked potential steal the show? Who is Chris Gray? Who is…
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Episode 369: Money, Emotional Intelligence and Mr. Rogers with CFO David Richter
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In this episode, we ask: Do you remember Mr. Roger’s lessons? How might the Profit First system work with real estate investing? Who is David Richter? What about great role models? What about emotional intelligence? What is key for business owners? When did David’s first deal happen? What happened to that company? What happened when David moved acr…
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Episode 368: A Better Way to Profit First with Mike Michalowicz
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In this episode, we ask: Have you ever wished you were just average? Are you a business owner? Why do some business owners thrive and others merely survive? What if it were easy to become profitable? Who is Mike Michalowicz? What is the commercial that changed Mike’s life direction? What happened when Mike was in overwhelming debt? What is Parkinso…
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Episode 367: A Bank on Yourself® Manifesto with Dave Bonnemort
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In this episode, we ask: Would you like to hear Part 1 with Dave Bonnemort? What about mindset? What about cash value life insurance? What is the point of all of this? What about building capital? Can you do hard things? What’s Dave’s experience with his policies? What about thinking long range? Do you want a million dollars today or a penny that d…
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Episode 366: From Mowing Lawns to Mastering Money with Dave Bonnemort
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In this episode, we ask: Does X mark the spot? Who is Dave Bonnemort? How did Dave get his start? How many policies does Dave and his family own? What is the E.S.I. framework? What about earning? What about saving? What about interest? What about banking? Who is good at at least two of the three? What about investing in yourself and your health? Wh…
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Episode 365: Retirement Savings Sabotage! Why 90 Percent of IULs Fail… and What To Do
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In this episode, we ask: Are we in a retirement crisis in this country? How was that agent trained? What is the problem with indexed universal life insurance (IUL)? Have you read the book Becoming Your Own Banker by Nelson Nash? Would you like to hear Episode 312? Have you read Pamela Yellen’s book The Bank on Yourself Revolution? What did the esta…
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In this episode, we ask: How about the young and the rest of us? How about the bold and the broker? How about general hospital, finance wing? How do we cope with the drama? Would you like to hear Episode 363? Would you like to hear Episode 144? What about debt to your future self? What about liabilities? What about assets? What about student loan d…
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In this episode, we ask: How about dealing with the complexities of the long term care industry? According to the Department of Health and Human Services, how many will need Long Term Care insurance? How many people own Long Term Care insurance? What about self-insuring? What’s the percentage of people that confused Long Term Care insurance with Lo…
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In this episode, we ask: What is your financial story? Who is Amanda Neely? What is the S.T.I.L.L. method? Would you like to hear additional episodes with Amanda? What are the 12 principles and the 5 steps? What is in the book Five Smooth Stones? What about setting your sights? What about tracking your in-and-outs? What about inspecting your progre…
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In this episode, we ask: Would you like to hear Episode 360? What about losing the initial excitement? Why am I doing this in the first place? What are the steps? What about the application? What about the medical exam? What about medical records from your physician’s office? What about the health rating? Is getting a health rating a deal breaker? …
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In this episode, we ask: Would you like to join our FREE! Not Your Average Online Community? What are you missing? Who is Julia Reid? Is Bank on Yourself® considered an investment? What does Pamela Yellen say in the Bank on Yourself Revolution book? What are some possibilities? What about compound growth? What about the classification of things? Wh…
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In this episode, we ask: Are you a business owner? Are you having difficulty hiring? What did a recent Gallup poll say? Who is Doug Peacock? Would you like to hear Episode 262? What are the seven ideas of “put me (life insurance) on your payroll”? Would you pay me like your lowest paid employee? Are you speaking about hiring an employee? As a thoug…
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In this episode, we ask: Did something or someone take you out? Can you retire at all? What are some tactical strategies? Do you feel behind? What happened to the stock market? What happened in 2022? What does one need to keep up with inflation? What happened to the average 401(k) balance? How long does it take to break even? What is a single premi…
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In this episode, we ask: What if…? What if you could be the master of your financial domain? Who is Grant Thompson? Would you like to hear Episode 208? When was Grant’s “aha” moment? What really works with money? What is the right thing? What is the truth? What should we be doing? What do you want? How about a story? What will be your exit plan? Wh…
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In this episode, we ask: What lasts forever? What could be happening right before our eyes? What did the February 2024 Bloomberg article say? How old is a 401(k)? Are we still living through the great experiment of a 401(k)? Is it forced? Who is going with the flow? Is it just automatic and easy? What’s the point? Why are many people starting to sc…
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In this episode, we ask: What is finite? How do we solve that problem? What can be converted into a lifetime stream of income? Is there a stream of income that you cannot outlive? Would you like to hear Episode 354? How can you get through your retirement without coughing up a third of your income into taxes and fees? What about the allegory of the…
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Episode 354: Bank on Yourself® Plus Strategy – From Guaranteed Growth to Guaranteed Lifetime Income (Part 1)
In this episode, we ask: What are you looking for? What are the reasons for setting up a policy? What are the downsides? What do we need to keep in mind? What about a finite amount of money? What about accumulating? What about taking money in retirement? What about outliving your money? What about dying too soon? What about triggering an estate tax…
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In this episode, we ask: What did Mark learn from his parents? What was a great gift? What happened in high school? What did Mark receive after college? What happened with Dave Ramsey? How many jobs did we work? What did Mark’s mom do? What about health ratings? Would you like hear Episode 43? Would you like hear Episode 322? What did they discuss?…
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Episode 352: Right-Sizing Bank on Yourself®, A Real Estate Power Couple’s Story with Lindsay and Ryan Rice
In this episode, we ask: Have you ever wondered what it takes? What are the struggles? Would you like to hear more from Lindsay and Ryan Rice of Rice Properties Group? How did they get started? How did they nurture and generate a referral-based business? What about relational business? What about transactional business? How about serving people? Ho…
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Episode 351: The Unseen Dark Forces in Your Retirement Plan
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In this episode, we ask: What about the hidden things in your financial life? Would you like to hear Episode 343? What is the hidden dimension to our financial portfolios? What is financial dark matter? What is price? What are the fees? What is obscure? What erodes wealth? What is small, invisible but constant? What are the consequences? What about…
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Episode 350: The Art of Leveraging Insurance for Real Estate Success with Jay Helms
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In this episode, we ask: Can you imagine? Would you like to hear another story from Jay Helms? Would you like to hear Episode 243? How did Jay break free from the rat race? How did Jay leverage his Bank on Yourself® type whole life insurance policy’s cash value for real estate? What was the annualized return? What were the results? What was the dea…
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In this episode, we ask: What annual day did Americans just survive? Where do you pay tax? Who pays the most in lifetime taxes? Who pays the least? What about your heirs? Do you want theirs or your heirs to get the money? What is legally required? Would you like to hear Episode 199? What are the steps? What about income tax? What about assets that …
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Episode 348: What Your Other Advisor Will Say
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In this episode, we ask: Would you like to see videos? Do you have an existing advisor? Can Mark predict what they will say? What are the motivations beneath their comments? What is it hard for them to hear? Can the other professional build a knock off version? What is completely normal? What about fewer fees? What about the loss of big commissions…
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Episode 347: Gathering the Kings with Chaz Wolfe
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In this episode, we ask: Can you imagine being 5 miles deep into the wilderness of Wyoming? How about that for a real-life encounter? What would you do if you faced a wild grizzly bear? What about the exceptional life? What about good power for the betterment of those in your care? What about Aslan’s safety in the The Chronicle of Narnia? Who is Ch…
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Episode 346: When Bank on Yourself® Policy Loans Matter Most
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In this episode, we ask: Why haven’t you subscribed yet? What big purchases are coming up? Can you earn your way out of expenses? What happens in retirement? Can you earn your way out of expenses throughout all of the ages of life? What’s the difference between earning income at age 35 and age 86? What allows for uninterrupted compounding? How is t…
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Episode 345: Direct vs. Non-Direct Policy Loans, The Debate and The Truth
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In this episode, we ask: What is a policy loan? Why do we love the Bank on Yourself® type whole life insurance policies? Is a non-direct recognition policy loan the best feature in the financial universe? What is a direct recognition policy loan? Is there really no difference between the two? Does it really matter? Why is transparency key? What is …
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Episode 344: Owning the Number with Len Renier (Part 2)
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23:55
In this episode, we ask: Would you think long range? Would you like to hear Part 1, Episode 343? How about an example? What about an inheritance? Are you going to bet on it? What about creating legacy programs? What did you see? What didn’t you see? Who owned the number? What happened when Ms. Smith died? Who understood the idea of legacy? What are…
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Episode 343: The Money Matrix with Len Renier (Part 1)
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29:13
In this episode, we ask: How do magicians make the impossible, possible? Have you heard financial advisors act like magicians? Do you want your financial advisor to retire before you? What don’t you see? Who is Len Renier? What is the Wealth and Wisdom Institute? What about knowledge? What about wisdom? Would you like to learn about hiddenomics? Wh…
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Episode 342: Beware of Analysis Paralysis
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In this episode, we ask: What is the exceedingly odd number? Why? What about the imperial Roman war chariot? What about the space shuttle? What are the historical roots of our financial principles? What are the ruts? What are the engrained financial beliefs? What would you do? Who is stuck in the rut? What is analysis paralysis? What about second g…
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Episode 341: Base vs. Boost! The Ultimate Ratio for Bank on Yourself®
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30:18
In this episode, we ask: How might you phrase a question? Would you like to hear some commonly asked questions? Would you like to email us at hello@nyafinancialpodcast.com? How much should be put into base premium and how much into paid up additions? Who is your Bank on Yourself® Professional? Who protects the Bank on Yourself® brand? Why is this i…
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Episode 340: Get the Facts on Bank on Yourself® Policy Loans
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In this episode, we ask: What if you could take real control? How do life insurance policy loans really work? Would you like to hear even more about policy loans in Episode 32? What are some of the misconceptions about policy loans? What about pulling cash from a savings account? Is it scary to request a policy? How does one take a life insurance p…
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Episode 339: How Bank on Yourself® Solves the Four Greatest Dangers to Your Retirement
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30:18
In this episode, we ask: Who do you know who needs to hear this? Would you like a free book? What are the four greatest dangers to your retirement? Did you hear Episode 338? How does the Bank on Yourself® type whole life insurance policy solve these dangers? What does Pamela Yellen do to protect the intellectual property and quality of the Bank on …
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Episode 338: The Four Dangers of Conventional Retirement Plans and What to Use Instead
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30:55
In this episode, we ask: How about getting back to basics? Do you need a PhD to be successful? Who can opt out of the insanity? Has conventional retirement planning failed us? Have 401(k)s failed? What happened to pensions? Is it up to us? What is the cost of care? What are the problems? Do you believe there will be another major market crash? Who …
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Episode 337: [The Periodic Table of Abundance] No.8 Unveiling Holistic Wealth Beyond Money
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25:59
In this episode, we ask: What is a wonder and a privilege? What are the elements that make up a truly abundant life? Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Over…
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Episode 336: [Periodic Table of Abundance] No.7 Financial Independence and the Magic of Collateralization
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30:31
In this episode, we ask: Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Es…
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Episode 335: [The Periodic Table of Abundance] No.6 Building a Better World through Business Ownership, Tax Strategy and Giving
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23:21
In this episode, we ask: What about more tools in your tool belt? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear Episode 332: No.3 Liquidity and Cas…
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Episode 334: [The Periodic Table of Abundance] No.5 Achieve Your Ultimate Potential with Investing and Real Estate
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23:03
In this episode, we ask: Can you take the next steps toward improvement? What about real estate? What is the Periodic Table of Abundance? What about cash flow? What about business strategies? What about charity? What number, on a scale of 1-10, would you give yourself for …? How are rating yourself on Liquidity? How are you rating yourself on Famil…
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Episode 333: [The Periodic Table of Abundance] No.4 Secrets of Leverage Using Insurance and Banking
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In this episode, we ask: Can information alone change your financial future? Would you like to check out our FREE Not Your Average Financial Community? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family F…
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Episode 332: [The Periodic Table of Abundance] No.3 Liquidity and Cash Flow
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30:35
In this episode, we ask: Who is on your money team? Who should care about your money? What strategies, skills and systems do you need to be successful? Are you on the right track? What is liquidity? How fast can you turn that asset into cash? What is the most liquid asset of all? What about less liquid assets? What are the costs? What is the medium…
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Episode 331: [Periodic Table of Abundance] No.2 Money Team, Family Finance and Estate Planning
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24:58
In this episode, we ask: Would you like to listen to last week’s series kickoff, Episode 330? Do you share similar lifestyle choices? Do you share similar outcomes? Who is on your side? What does a Certified Public Accountant do? What does an estate planning attorney do? What does an insurance agent do? What does a mortgage broker do? What does a r…
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Episode 330: [Periodic Table of Abundance] No.1 Scaling Up and Overcoming Adversity
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25:01
In this episode, we ask: What are the systems, mindsets and skills for nurturing an abundant financial life? How many Americans were properly educated on how money really works? What findings did a 2020 study for the Endowment for Financial Education unearth? How many Americans are financially literate? What about vulnerability? What about costly m…
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Episode 329: The Danger of Future Predictions
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23:33
In this episode, we ask: What about Montezuma? What happened to the Aztec empire? What about the 1980s? What about the Berlin Wall? Who can predict accurately? What about timing? Did you see the movie, The Big Short? What about food production? What is confirmation bias? What about cultivating a garden? What about having nonperishable food on hand?…
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Episode 328: A Better Way to Save, Invest and Borrow Money with John Ensley
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27:54
In this episode, we ask: Who is John Ensley? Would you like to hear Episode 313? What is becoming your own source of financing? What is becoming our own source of credit? What’s the problem with paying cash for things? How is the Bank on Yourself concept even better than the concept of paying cash? How can you become your own pension? What is prope…
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Episode 327: [Client Spotlight] Brant Greathouse – Create a Business That Makes a Difference
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34:38
In this episode, we ask: How do you deliver value and excellence to everything you do? What about Tom’s shoes? Who is Brant Greathouse? What is one of Brant’s earlier memories with money? What shifted in Brant’s heart? What about being closed fisted or open handed? What shifted in Brant’s mind? What about a purpose that is larger than ourselves? Wh…
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Episode 326: [Toolbox] The WTH Effect is Wrecking Your Finances; Here’s How to Stop It
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19:29
In this episode, we ask: What about the cravings? What is the WTH Effect? What happens when our actions contradict our beliefs? What about spending money? What about studying? What about gambling? What about watching streaming video? What about self sabotage? What about having a budget? What about guilt? What about credit cards? What about goals? W…
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Episode 325: [Mythbusters] Thanksgiving and The Tragedy of the Commons
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19:13
In this episode, we ask: Who do you know who needs to hear this? Would you like a FREE book? Let us know! What about learning to share? What about a story? What about written accounts from the pilgrims? What about sharing? Would you like to hear Episode 223? What about contributing to one another? What about ownership? Who gets to enjoy a great har…
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