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Conteúdo fornecido por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
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<div class="span index">1</div> <span><a class="" data-remote="true" data-type="html" href="/series/from-creative-passion-to-profit">From Creative Passion To Profit</a></span>
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In the creative world, passion and talent are essential. But understanding the business side is fundamental for sustained success. "From Creative Passion To Profit" bridges the gap between creativity and commerce, providing you with the tools to manage your finances, develop marketing strategies, and grow your entrepreneurial mindset. By focusing on practical financial and business advice, specifically for individual artists and creatives, this podcast will provide valuable and focused support. Each episode delves into topics such as crafting a winning business plan, demystifying taxes, pricing your work confidently, and overcoming the starving artist mentality. Our goal is to equip you with actionable insights to make informed decisions, ensuring your creative practice not only survives but flourishes. Join us as we explore the intersection of art and business, helping you turn your passion into a profitable and fulfilling career. Subscribe today and take the first step towards mastering your creative enterprise with From Creative Passion To Profit!
SeedTime Money (Christian living & Personal Finances)
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Conteúdo fornecido por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
👉 Want to be debt-free this year? Want to stop counting the days til payday? Want to have the money available to do all the dreams God has put on your heart? Well, for the rest of 2024, we are running a 40-week series where we share our 40-week checklist to eliminate debt, build wealth, and give $1 million. Each week, we share specific action steps we took to go from maxed-out credit cards with debt collectors calling to being 100% debt-free and reaching our biggest financial goal of giving away $1 million. Each week is going to leave you with a specific step you can take to reach your financial goals way faster than you thought! We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/
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329 episódios
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Conteúdo fornecido por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Bob Lotich, Certified Educator in Personal Finance, Bob Lotich, and Linda Lotich ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
👉 Want to be debt-free this year? Want to stop counting the days til payday? Want to have the money available to do all the dreams God has put on your heart? Well, for the rest of 2024, we are running a 40-week series where we share our 40-week checklist to eliminate debt, build wealth, and give $1 million. Each week, we share specific action steps we took to go from maxed-out credit cards with debt collectors calling to being 100% debt-free and reaching our biggest financial goal of giving away $1 million. Each week is going to leave you with a specific step you can take to reach your financial goals way faster than you thought! We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The Seed Time Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Jamie Winship, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/
…
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329 episódios
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×Money and marriage—two things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process. 🔎We’re talking about: The #1 mistake couples make with money (and how to fix it fast) How to plan your finances together without it turning into an argument The controversial topic of joint vs. separate accounts—what actually works? Why budgeting isn’t just about numbers—it’s about freedom and alignment The secret sauce that divorce-proofs your marriage (seriously, don’t skip this one) 🎯One big takeaway? Money isn’t just about dollars and cents—it’s about unity, trust, and making sure you’re working as a team. Whether you’re newlyweds or decades into marriage, these tips will help you build a financial plan that strengthens your relationship instead of straining it. 🎙️Listen now and start winning with money AND marriage! 📚Resources Mentioned: His and Her Money Podcast – Hosted by Talaat & Tai McNeely ( hisandhermoney.com ) Chuck Bentley – CEO of Crown Financial Ministries ( crown.org ) Crystal Paine – The Money-Saving Mom ( moneysavingmom.com ) Budgeting Tools – YNAB ( youneedabudget.com ) & EveryDollar ( everydollar.com ) Bible Verses on Money & Marriage – Colossians 2:13-15, Proverbs 3:9-10, Matthew 6:21 👉 Enjoyed this episode? Leave us a review and share it with a friend who needs to hear this! 💫Connect with us: Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com. If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/b58UEKRjeKY )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 We Paid Off Our House at 31 (5 Unconventional Money Moves That Made It Happen) 33:47
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How did we crush a 30-year mortgage in just 3 years? We’re breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too. 🔎In this episode, we cover: The radical mindset shifts that changed everything. Why you should never let the bank dictate how much house you can afford. The power of prayer and giving (and how they impacted our finances). Tools and strategies we used to track every dollar (and why most budgets fail). How discovering and monetizing your God-given gifts could be the key to financial freedom. Plus, we’re sharing personal stories, practical tips, and the scripture that guided us on this journey. 📚Resources Mentioned: Simple Money, Rich Life by Bob Lotich: Get a free copy at seedtime.com/free Empower Personal Dashboard: empower.com Rocket Money App: rocketmoney.com Real Money Method - Learn more on: SeedTime.com/realmoney 👉 Don’t forget to leave a review—it helps more people hear this life-changing message! 🎙️ Connect with us: Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com. If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/_K1ri6q_Kbo )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 Why Heaven Uses Gold As Pavement & What It Means For Your Money Today 10:38
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In this episode, we’re diving deep into an astonishing truth about Heaven’s streets of gold and what it teaches us about abundance, provision, and God’s priorities. Spoiler: Heaven’s economy makes Earth’s GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God. 🔎Here’s what you’ll learn: The mind-blowing value of Heaven’s streets (hint: 67 quintillion dollars worth of gold). Why God uses gold as pavement and what it tells us about His priorities. A.W. Tozer’s insight on the most important thing about you. How understanding God’s abundance can change your financial perspective. Practical encouragement for trusting God through financial struggles. 📚Resources Mentioned: Simple Money, Rich Life (Get your free copy!): seedtime.com/smrl Bible References: Revelation 21, Matthew 6:26, Philippians 4:19. More about Heaven’s streets of gold: Revelation 21 👉 If this episode encouraged you, share it with someone who needs hope today! 🎙️ Connect with us: Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com. If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/GOmsHYD2fTw )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 If you have more than $1k in your bank account, make these 6 moves 16:56
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In this episode of the SeedTime Money Podcast, we’re breaking down 6 game-changing money moves you can make with just $1,000. Whether you’re hitting this financial milestone for the first time or you’re ready to maximize your savings, these steps will help you make smarter decisions with your money today. 🔎 I’ll Cover: A passive way to dip your toes into real estate investing with just $10 (yes, seriously). Why keeping your money in a high-yield savings account is a no-brainer (and how to pick the best one). How investing in your financial education can literally change your life. A free tool to calculate when you’ll be able to retire and stay on track. Why the right credit card can actually work in your favor. How to protect your money from fraud and hackers (don’t skip this step!). 💡Resources Mentioned: Fundrise: A simple way to invest in real estate – https://seedtime.com/fundrise-1000 CIT Bank: High-yield savings account – https://seedtime.com/cit-1000 Motley Fool Investing Course: https://seedtime.com/motley-1000 SeedTime's 10X Investing Course - https://seedtime.com/10x Empower Retirement Planner: https://seedtime.com/pc-1000 Chase Sapphire Preferred Credit Card: https://seedtime.com/sapphire-1000 LifeLock Identity Protection: https://seedtime.com/lifelock-1000 BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 How to start a $10K/month coaching business in 2025 1:02:10
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If you’ve ever thought, ‘I’ve been through something life-changing—I need to share this,’ then stop scrolling. This episode is for you. We’re diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs I’ve ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business. This isn’t fluff. It’s a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality. 🔎We’ll Cover: Why high-ticket coaching is simpler and more impactful than the traditional low-ticket model. The two distinct business models: Low ticket (mass market) vs. high ticket (intimate, transformational). Biblical principles for success in coaching and business, including wisdom from Proverbs and Jesus’ example of going deep with 12 disciples. Why one type of person is WAY easier to sell to and how to create offers that provide massive value. The TAP framework: How to turn your experience into a high-ticket coaching offer with this simple framework Real-life success stories from unconventional coaching industries, like board game creation, ballroom swing dancing, and natural veterinary care. Practical exercises to identify and overcome fears holding you back. How to discern if coaching is your God-given calling and whether it’s the right time to start. 📚Resources Mentioned: Free Strategy Session: Schedule a one-on-one coaching session with Bryan's team to clarify your vision and create a personalized plan - GrowthTools.com/Bob You’ll get two free resources for scheduling! ‘High-Ticket Offer’ Template: A step-by-step guide to creating your first high-ticket coaching offer. How to Get $10K Clients Cheat Sheet: Proven marketing strategies to attract high-ticket clients—even if you’re bad at marketing. Bible Verses Mentioned: Proverbs 1–9: The importance of wisdom and choosing the right voice. James 1:5: “If you lack wisdom, ask God, and He will give it generously.” Jeremiah 33:3: “Call to me, and I will answer you and tell you great and unsearchable things you do not know.” 🎯Action Steps: Pray and ask God if coaching is the right step for you. Reflect on the transformation you’ve experienced in your life—this is the foundation of your coaching offer. Use the free tools provided in the episode to create your first offer and marketing plan. Take the first step: Schedule a free strategy session to refine your vision and start building your business. 👉 Listen now and start building your $10K/month coaching business today! 🎙️ Connect with us: Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com. If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/UOdpcehveJU )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 Why Your Business Bank Account Is Holding You Back (and how to fix it with Relay) 27:54
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I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in today’s episode, we’re diving into the banking solution that was a life-saver for me and that I believe every business owner should know about: Relay Bank. If you've been struggling with fees, bad customer service, or outdated systems at your current bank, this episode is for you. Here’s What We Cover: My frustrating 17-year journey with business banking (and how I finally found the solution). What makes Relay different: Fee-free accounts, multiple checking accounts, and built-in features designed for entrepreneurs. How Relay integrates with the "Profit First" method to simplify your finances and increase your profits. A sneak peek at Relay’s game-changing features, like virtual cards, receipt capture, and ACH payments. Relay’s upcoming innovations, including their new credit card and payment request feature launching soon. Resources Mentioned: Relay Bank: Open a free business account : https://seedtime.com/relay2 Profit First by Mike Michalowicz: https://www.amazon.com/Profit-First-Transform-Cash-Eating-Money-Making/dp/073521414X Real Money Method: https://seedtime.com/realmoney Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ).…
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1 (💸40/40) A Dying Man's Last Money Lesson: A Sobering Message from a Dying Financial Advisor That's Waking Up the Western Church 30:29
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What would you say if you knew you were dying? In this powerful final episode of our 40-week series, we share an extraordinary message from Richard, a British financial advisor facing terminal cancer, who reveals game-changing insights about money, giving, and eternal impact. You'll discover: How Western Christians are sitting on a $100 billion opportunity for kingdom impact The shocking truth about what percentage of Christian giving actually reaches global missions Why being "rich toward God" looks different than most people think How a failed actor became an unlikely expert in kingdom investing The surprising joy that comes from radical generosity What George Mueller's legacy in China teaches us about strategic giving Key Stats That Will Challenge You: Only 2.5% - What Western Christians currently give Only 0.25% of Western Christian giving reaches outside the West $30,000/year puts you in the top 1% globally What $1 million strategically invested can accomplish: • Fund 500 evangelists for 3 years • Plant 1,000-1,500 churches • Help 10,000 women out of poverty • Translate the Bible for 20 million people • Share the gospel 100 million times in unreached nations Resources Mentioned: Simple Money, Rich Life (Our Book): https://seedtime.com/free God Calling Devotional Organizations Referenced: • Five Talents • Jesus.net • 500K in India SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/lnBFd_cSYJQ )!…
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1 (💸39/40) The Fear-Setting Framework: How to Turn Your Scariest Financial Decisions Into Your Biggest Breakthroughs 28:23
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What happens when you face a decision that seems completely illogical on paper, but something in your spirit knows it's right? In 2008, I faced exactly that: I turned down a dream job offering DOUBLE my previous salary... to pursue a blog making only $100/month. In this episode, we're breaking down the exact framework that turned our scariest financial decisions into our biggest breakthroughs. You'll discover: Why God's best often looks like career suicide Is Your "Safe Choice" Actually an Ishmael? The hidden danger of logical decisions What Peter teaches us about calculated risk-taking The Hidden Cost of Playing It Safe (and why doing nothing is still a decision) Our proven 3-part framework for evaluating major life decisions Resources Mentioned: Simple Money, Rich Life (Our Book): https://seedtime.com/free Fear Setting Worksheet: https://seedtime.com/fearsetting Tim Ferriss's Fear-Setting Exercise (Referenced) Referenced Scripture: • Ephesians 3:20 • Matthew 14:22-33 (Peter walking on water) • Genesis 16 (Ishmael story) SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/FifSPa5hUlc )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸38/40) I Saved $3k By Breaking This One Grocery Shopping Rule (+ 4 Game-Changing Food Budget Hacks) 29:22
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I never thought changing ONE simple shopping habit could save us thousands... But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy part? We didn't have to clip a single coupon or sacrifice our healthy eating habits. In this episode, we break down the exact strategy that led to this breakthrough, plus 4 other game-changing tactics that could save your family $700-$1,200 every single month on groceries. You'll discover: The "$7 Lemon Strategy" that exposed how we were overpaying by 500% on certain items The Costco Paradox: How spending more per trip actually saves thousands per year Our controversial take on grocery delivery services (and how we use them to SAVE money) The biblical principle behind smart grocery shopping that most people miss Why managing your grocery budget could be more spiritually significant than you think Resources Mentioned: Simple Money, Rich Life (Our Book): https://seedtime.com/free Instacart Gift Cards at Costco ($100 value for $80) Wild Pastures (Meat Delivery): https://wildpastures.com Stores Discussed: • Trader Joe's • Costco • Aldi • Whole Foods • Publix • Sprouts Amazon Subscribe & Save SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m Stats Worth Noting: Average American wastes $2,000+ per year on food Potential savings of $3,000/year just by changing where you shop Our findings align with research from leading data science firms about grocery store price variations Remember: Smart shopping isn't just about saving money—it's about stewarding resources wisely. Every dollar saved is a dollar that can be used for greater purpose. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/KP9glzjHEbY )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸37/40) The 10 best side-hustle ideas of 2025 to turn wasted time into income 46:25
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We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How? In today's episode, we break down the 10 most lucrative side hustles for 2025, including real examples of people who turned their "experiments" into 7-figure businesses. Here's what you'll learn: Why certain side hustles scale (and others don't) The surprising truth about how a Silicon Valley engineer built TWO 7-figure businesses while keeping his day job The exact mindset shift you need to transform a hobby into serious income Which platforms are goldmines for specific side hustles right now Why we believe side hustles aren't just about money (and what they're really about) Plus: We share our personal journey of how a simple blog turned into our main source of income and eventually helped us reach our goal of giving away $1 million by age 40. Key Insight: The most successful side hustles often align with what you're already passionate about. We share examples of people who turned their obsessions (from baby strollers to mattress reviews) into thriving businesses. 📚 Resources Mentioned: Books: Simple Money, Rich Life - Get your free copy (just cover shipping): https://seedtime.com/free Websites & Platforms: Upwork: https://www.upwork.com Fiverr: https://www.fiverr.com Etsy: https://www.etsy.com Rover (pet sitting): https://www.rover.com BookScouter: https://bookscouter.com Instacart: https://www.instacart.com Tools & Apps: Facebook Marketplace: https://www.facebook.com/marketplace Amazon FBA (Fulfillment by Amazon): https://sell.amazon.com/start/fba Link: SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m Want to start your own side hustle? We've been where you are. Whether you're looking to escape a job you don't love or simply want to build something on the side, there's never been a better time to start. P.S. Have you gotten value from our content? Consider writing a review or sharing this episode with someone who needs to hear it. Your support helps us continue creating content that changes lives. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸36/40) The Spiritual Secret Behind Every Major Financial Breakthrough (That Nobody Talks About) 30:28
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Have you ever felt like your prayers for financial breakthrough were hitting a brick wall? Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journey—a season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time). What You'll Discover: Why feeling "stuck" might actually be God's preparation season The counter-intuitive truth about financial breakthrough that most Christians miss How to reframe waiting periods from punishment to preparation The exact scripture that changed everything for us during our hardest season Why maintaining spiritual disciplines is crucial when you feel like quitting The surprising connection between Joseph's prison season and your financial journey Key Takeaway: Your season of financial frustration isn't a punishment—it's preparation. Just like Joseph's time in prison and David's years running from Saul, God is doing something much bigger than what you can see right now. The Million-Dollar Truth: If it isn't good yet, then God isn't done yet. Your financial breakthrough might be just around the corner, but the key is learning how to stay faithful in the waiting. Scriptures Referenced: Galatians 6:9 - "Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up." Ephesians 3:20 - "Now to him who is able to do immeasurably more than all we ask or imagine..." Revelation 12:11 - "They triumphed over him by the blood of the Lamb and by the word of their testimony" Philippians 4:19 - "And my God will meet all your needs according to the riches of his glory in Christ Jesus." Resources Mentioned: SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care About 18:38
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Ever feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack" method for identifying which expenses are secretly holding you back Why creating "friction" in your spending could be the key to unlocking your dreams How we discovered we could afford to live at the beach (and why most people never realize what's possible) The uncomfortable truth about your Amazon app (and why deleting it might change your life) A revolutionary approach to evaluating expenses that goes beyond basic budgeting Plus, we share our personal revelation about Starbucks spending and how facing this truth led to better decisions - without guilt or shame. 📚 Resources Mentioned: Books: "Simple Money, Rich Life" by Bob and Linda Lotich Get your free copy (just pay shipping): https://www.simplemoney.com/free "Atomic Habits" by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Mentioned Names/Concepts: Ramit Sethi's "Money Dials" concept James Clear's environment design principles Link: SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True Calling 28:12
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What if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others struggle endlessly) How one Olympic athlete's controversial decision reveals the secret to finding your purpose The surprising reason why your "weaknesses" might actually be pointing to your calling Why the baker's story from George Mueller's orphanage changes everything about how we view purpose The critical difference between chasing money and chasing your calling (and why it matters) How to identify what you were actually created to do (including 3 powerful questions you can ask yourself today) Key Questions to Discover Your Calling: What comes easier to you than most? What feels like work to others but feels like fun to you? What are you wondering why most people aren't good at? Resources Mentioned: Book: "Simple Money, Rich Life" by Bob and Linda Lotich Get your FREE copy (just pay shipping): https://seedtime.com/free Movie: "Chariots of Fire" - The Eric Liddell Story Book: "The Art of Work" by Jeff Goins: https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076 Bible Verses Referenced: Jeremiah 33 Colossians 3:23 Psalm 139:14 SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 🎯 Action Steps: Start experimenting with new things (like Tom's guitar-making story teaches us) Ask trusted friends/family what they see as your natural gifts Look for patterns in your journey so far Begin serving where you are while preparing for where you're called to be 🔗 Connect With Us: Website: https://seedtime.com Instagram: https://instagram.com/seedtime Get Our Free Book: https://seedtime.com/free Remember: You're not a second-rate creation. You were fearfully and wonderfully made for a specific purpose. If you're feeling like a fish trying to climb a tree, it's time to find your pond and start swimming. 💫 Share This Episode: If this message resonated with you, please share it with someone who needs to hear it. Together, we can help more people discover what they were created to do. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 [Join us LIVE] How to become a millionaire (and why it matters) 3:22
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1 (💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the Pinch 25:24
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The most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of 3rd century Christians who fled to the woods when they got wealthy (and what it teaches us about modern abundance) How we're implementing a radical month-long sabbatical for our entire team This isn't just another money management strategy. It's a practical framework for breaking free from the gravitational pull of cultural norms around wealth—while still enjoying the fruits of your labor. Whether you're living paycheck-to-paycheck or already practicing generosity, this simple rule could be the key to unlocking both greater impact and personal benefit. Resources Mentioned: "Simple Money, Rich Life" by Bob and Linda Lotich - https://seedtime.com/smrl-brp "Ancient Paths" by Corey Russell - https://www.amazon.com/Ancient-Paths-Corey-Russell/dp/0768442761 "The Opposite Life" by Alex Seeley - https://www.amazon.com/Opposite-Life-Breaking-Through-Living/dp/0785235442 SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/wcwEgUNKc0U )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making It 40:54
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Ever wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero. Here's what you're going to discover: The shocking truth about charity effectiveness (and why some of your donations might be going to waste) Our fail-proof framework for choosing where to give (hint: it involves both your head and your heart) The "Good Soil" principle that could multiply your impact exponentially Why some billionaires say giving money away is harder than earning it (and what you can learn from them) The hidden dangers of generosity (and how to avoid them) Whether you're dropping a few bucks in the collection plate or planning to give away millions, this episode is your roadmap to maximizing every dollar you donate. 🔗Resources mentioned in this episode: Book: "Simple Money, Rich Life" by Bob and Linda Lotich - https://www.seedtime.com/smrl Book: "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409988 Documentary: "Poverty, Inc." (available on Netflix) - https://www.netflix.com/title/80097120 Organization: Charity Water - https://www.charitywater.org/ Bible passages: 2 Corinthians 9:7 (NIV) Mark 12:41-44 (The Widow's Offering) Matthew 25:14-30 (Parable of the Talents) Proverbs 11:25 SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m Remember, it's not about giving more - it's about giving smarter. Let's make every dollar count. Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/v1j2bdXELPg )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't Teach 27:36
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Today, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that's been hiding in plain sight for thousands of years But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By the end of this episode, you'll have a powerful new strategy to turbocharge your financial progress. Ready to transform your financial future? Let's dive in! 🔗 Resources mentioned: Book: "Simple Money, Rich Life" by Bob and Linda Lotich - Available at: https://seedtime.com/smrl Book: "Retired Before Mom and Dad" by Rob Berger - Available at: https://www.amazon.com/Retired-Before-Mom-Dad-Independence/dp/B0987ZBM2J FIRE (Financial Independence, Retire Early) Movement - Learn more at: https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asp 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m Remember, small actions, repeated consistently, lead to extraordinary results. What 1% change will you make today? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/yewQ7wOkwH8 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸18/40) Discover Your REAL Hourly Wage: The Shocking Truth Your Paycheck Doesn't Show 24:41
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Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time. In this episode, we uncover: The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think) How a 10-minute exercise could save you thousands of dollars and countless hours The secret expenses that are quietly eating away at your paycheck Why that "golden handcuffs" job might not be as valuable as you think We break down the revolutionary ideas from "Your Money or Your Life" by Vicki Robin and Joe Dominguez, showing you how to apply them in today's world. Whether you're dreaming of early retirement, considering staying home with the kids, or just want to make smarter career moves, this episode is your roadmap to financial clarity. 🔥 Resources Mentioned: "Your Money or Your Life" by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Our Free Newsletter: Sign up at https://seedtime.com for our best financial tips and strategies Bureau of Labor Statistics Consumer Expenditure Survey Check it out: https://www.bls.gov/cex/ 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m Remember, this isn't just about crunching numbers—it's about reclaiming your time and aligning your work with your values. After listening, take 10 minutes to do this calculation for yourself. You might be surprised at what you discover! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/-diz2_qrymQ )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸17/40) Investing Isn't Gambling: The Mind-Blowing Truth About Investing They Don’t Want You to Know 29:41
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Ever been told that putting your money in the stock market is no different than taking it to Vegas? We're about to blow that myth wide open. In this episode, we reveal: Why smart investing could actually be LESS risky than stuffing cash under your mattress The mind-blowing power of compound interest (Einstein called it the "8th wonder of the world" for a reason) How we went from terrified first-time investors to confidently paying off our house with one investment The shocking truth about long-term market returns that will make you question everything This isn't just financial advice – it's a paradigm shift that could transform your entire future. Don't miss it! 🔗 Resources mentioned: Our 10x Investing Course: https://seedtime.com/10x Vanguard Study on Long-Term Investing: https://investor.vanguard.com/investor-resources-education/education/market-volatility 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/-gmo9RLQyvY )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸16/40) The 3 Credit Card Rules That Saved Us $15,000 (And How They Can Work for You Too) 36:04
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In this episode, we reveal the three golden rules that transformed our credit cards from debt traps into money-making machines. These aren't just tips—they're the exact strategies we used to: Save over $15,000 in interest Score more than $10,000 in free travel Turn our biggest financial burden into a powerful wealth-building tool But here's the kicker: We didn't have to become credit card gurus or spend hours each week "hacking the system." Our approach is so simple, anyone can do it. We break down: Why your credit score might be lying to you (and what to do about it) The "chainsaw approach" to credit cards (and why it works) How we funded our dream of giving away a million dollars using credit card strategies Plus, we share the shocking truth about store credit cards that will make you think twice before signing up for that 10% discount. Whether you're drowning in credit card debt or just want to maximize your rewards, this episode is your roadmap to financial freedom. Don't miss out on the credit card secrets that could change your financial future forever. 🔗 Resources Mentioned: Our Book: "Simple Money, Rich Life" - https://www.amazon.com/Simple-Money-Rich-Life-Impossibly/dp/0593193652 Free Travel Article - https://seedtime.com/free-travel Credit Card Recommendations - https://seedtime.com/cc 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/dmCyLz-fRt4 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸15/40) The $2 Million Car Hack: Why Smart Money Buys Used Cars (& our 5-step process for buying great ones) 27:42
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In this episode, we're pulling back the curtain on a financial hack so powerful, it could put an extra $2 million in your pocket. And it all starts with your next car purchase. 🔎Here's what you'll learn: The truth about new cars that dealerships don't want you to know Our 5-step formula for buying used cars that look and feel brand new How to break free from the paycheck-to-paycheck cycle using this one simple strategy The mind-blowing math behind turning car payments into a million-dollar retirement fund Why even millionaires choose used cars (hint: it's not about saving pennies) But we don't just throw theory at you. We break down our exact process. Warning: LOL - This episode might just revolutionize how you think about cars, wealth, and financial freedom forever. Resources Mentioned: Our book: "Simple Money, Rich Life" - https://seedtime.com/smrl-brp Our course: 10X Investing - https://seedtime.com/10x CarFax (for vehicle history reports) - https://www.carfax.com Kelley Blue Book (for car valuations) - https://www.kbb.com NADA Guides (for car valuations) - https://www.nadaguides.com 14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/ Remember, your next car decision could be worth $2 million. Don't miss this ride. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime . Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/MzyZadQKC2k )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸14/40) Begin thinking like the financially free by reading these 7 books 21:32
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Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life. In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal. 🔎Here's what you're going to discover: The ONE book that trumps all others (Hint: It's probably already on your shelf) 5 wealth secrets most "gurus" don't want you to know How to retire before your parents (without winning the lottery) The psychological hack that turns pennies into millions Why your 401(k) might be leaving you broke (and what to do instead) Today's episode is full of real, actionable books that's stood the test of time. Some from Christian authors, some not. But all game-changers. P.S. Stick around till the end where I reveal the ONE book that rolls all these lessons into a simple, powerful package. Resources Mentioned: 5 Wealth Secrets by Craig Hill - https://amzn.to/3JA15Lt The Treasure Principle by Randy Alcorn - https://amzn.to/3CNeoV1 The Automatic Millionaire by David Bach - https://amzn.to/3Psn3ny True Riches by Greg Baumer and John Cortines - http://amazon.com/True-Riches-Jesus-Really-About/dp/1400208564/ Retire before Mom & Dad by Rob Berger - http://amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501/ The Psychology of Money by Morgan Housel - https://amzn.to/3JWbilV Our Book: Simple Money, Rich Life - https://seedtime.com/smrl 14-Point Checklist to Give $1M by Age 40 - http://seedtime.com/give1m/ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime . Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/-ZhVM95VvSw )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸13/40) How a 10-min 'Survival Budget' Can Transform Your Finances and Bring Peace 27:15
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In this episode, I'm pulling back the curtain on the exact process I use to create a financial safety net that catches me no matter how far I fall. This isn't just another budgeting episode — it's about transforming your relationship with money and finding hope in the darkness of financial uncertainty. 🔎Here's what you're going to discover: The 10-minute exercise that can slash your expenses by 30% or more (without sacrificing what really matters) Why fear thrives in ambiguity — and how to shine a light on your worst-case scenario to make it less terrifying The surprising area where most people can save a ton of money (hint: it's not what you think) How I used this technique to stay afloat after a soul-crushing layoff in 2008 But here's the kicker: This isn't just about cutting costs. It's about finding HOPE when everything seems to be falling apart. It's about taking control when the world feels out of control. It's about transforming panic into peace of mind. Whether you're facing a financial crisis right now or want to bulletproof your finances for the future, this episode is your roadmap to financial resilience. Remember: Knowing your financial floor isn't about living there — it's about building the confidence to reach new heights. Let's dive in.🎧 Resources Mentioned: 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( https://www.instagram.com/seedtime) . Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/vFw7TAGFIx4 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸12/40) The Shocking Truth About Money and Happiness: Why Most of Us Have It All Wrong 32:54
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In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things. We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment. 🎯 Key Takeaways: We discuss the story of the Mexican Fisherman, which challenges conventional wisdom about success and happiness We share our own "joy lists" – the 10 things that bring us the most happiness, which we actually spend money on We explore the concept of hedonic adaptation and how it keeps us on the hedonic treadmill, always seeking the next big thing We share the powerful story of Don and Wendy, two college friends whose divergent paths reveal the incredible impact of small financial decisions over time We discuss the $75,000 happiness threshold and why more money won't necessarily make you happier beyond a certain point Resources Mentioned: The 4-Hour Work Week by Tim Ferriss (book) - https://amazon.com/4-Hour-Work-Week-Escape-Anywhere/dp/0091929113 Retire Before Mom and Dad by Rob Berger (book) - https://amazon.com/Retire-Before-Mom-and-Dad-audiobook/dp/B07XT6BZJS/ Topo Chico (sparkling mineral water) - https://coca-cola.com/us/en/brands/topo-chico/products/mineral-water Pie Town Tacos (local taco shop in our area) - https://pietowntacos.com 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m 🎧Tune in now and don't forget to subscribe, rate, and review the show – your support means the world to us! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime . Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/LGtdftpt0yQ )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸11/40) How I Made $2,145 in 30 Days Selling My Clutter (and How You Can Too) 24:56
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Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved. 🔍Discover: Why minimalism isn't about living with nothing, but about intentionally promoting the things you value most How decluttering your home can lead to greater mental clarity and increased enjoyment of your possessions The three key platforms I used to sell our items and maximize our earnings I break down the process I used for each platform, sharing insider tips and strategies to help you achieve similar results. I also explain how this challenge ties into our larger goal of giving away a million dollars, emphasizing the importance of stewardship and maximizing the effectiveness of what you have. 💫The Challenge: Think you can beat my record of making $2,145 in 30 days by selling your clutter? Take on the challenge and email me (bob@seedtime.com) with your results for a special surprise bonus! 🎯 Key Takeaways: Every dollar counts when working towards a significant financial goal, and small actions can add up to make a big impact. Decluttering your home can lead to greater mental clarity, increased enjoyment of your possessions, and even more financial freedom. By maximizing your resources and being a good steward of what you have, you can create opportunities to be more generous and make a positive impact on the world. Resources Mentioned: Blog post: “ How I made 2k Decluttering ” - https://seedtime.com/how-i-made-2k-decluttering How to use Bookscouter - https://youtu.be/FafS-c4YaRY?si=aXPp7197uyLizprn Joshua Becker : Minimalism Expert - https://instagram.com/joshua_becker Becoming Minimalist : Joshua Becker's blog - https://becomingminimalist.com The Minimalist Home : book by Joshua Becker - https://amazon.com/Minimalist-Home-Room-Room-Decluttered/dp/1601427999 Clutter Free with Kids : book by Joshua Becker - https://amazon.com/Clutterfree-Kids-thinking-Discover-habits-ebook/dp/B00HYNJKCU BookScouter.com : website and app for selling books - https://BookScouter.com Facebook Marketplace : platform for selling items locally - https://facebook.com/marketplace eBay : global online marketplace - https://ebay.com 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime . Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/TVSjcd-rwg0 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸10/40) The 1% Challenge: The Absurdly Simple Habit That Can Transform Your Financial Life Forever 21:40
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Today we're sharing a financial strategy so simple, so painless, and so powerful, it almost feels like cheating. After applying this habit in our own lives for over a decade, we can confidently say that the 1% Challenge is the closest thing we've found to a "set it and forget it" path to financial success. And the best part? It's not just about padding your bank account. The 1% Challenge also enables you to steadily scale your generosity and impact year after year, without ever stressing about the numbers. In today's episode, we'll walk you through the counterintuitive behavioral science that makes this strategy so absurdly effective, including: How the Goldilocks Rule can help you find the "just right" sweet spot for financial growth Why the Law of Marginal Gains is the secret weapon of peak performers (and how to apply it to your money) The little-known reason why small, incremental changes can actually be easier to stick with than massive, drastic overhauls We'll also share our dead-simple 3-step process for implementing the 1% Challenge in your own life, starting today. Fair warning: This episode could change your financial trajectory forever. So if you're ready to put your wealth-building on autopilot, skyrocket your impact, and still enjoy life along the way, you won't want to miss this one. Resources Mentioned: The life-changing "True Financial Freedom" online class: True Financial Freedom | Christian financial class for churches - https://seedtime.com/true 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/8vq_t8agNe0 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸09/40) The Surprising Science Behind Celebrating Small Wins (and How It Can Make Your Financial Dreams a Reality) 30:58
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Today, Linda and I dive into a game-changing strategy for staying motivated on your financial journey—celebrating small wins! If you've ever felt overwhelmed by the enormity of your financial goals or wondered how to keep the momentum going, this episode is for you. We'll unpack why these small victories are crucial and how they can transform your financial journey from a tedious marathon into an enjoyable adventure with God. 🔍 Key Highlights: The Power of Small Wins: Why celebrating small victories can significantly enhance motivation and enjoyment on your financial journey. Stay Motivated: If you're struggling to stay motivated on your financial journey, this episode will provide you with actionable strategies to keep your spirits high and your goals in sight. Strengthen Relationships: Learn how celebrating small wins can not only help you achieve financial success but also strengthen your relationship with your spouse by working towards shared goals. Biblical Encouragement: Receive encouragement and insights from the Bible that reinforce the importance of celebrating progress, no matter how small. Practical Tips: Get practical, step-by-step advice on how to set milestones, track your progress, and celebrate your achievements in a way that aligns with your financial goals. Resources Mentioned: Debt Snowball Sheet : Our customizable spreadsheet to help you list all your debts and prioritize which one to pay off next using the debt snowball method. - https://seedtime.com/snowball Our Book : "Simple Money, Rich Life" - https://seedtime.com/smrl Harvard Business School Study : Research by Teresa Amabile on the power of small wins and their impact on motivation. - https://hbr.org/2011/05/the-power-of-small-wins 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/ 🎯Your Challenge: Identify Your Big Financial Goal: What is the significant financial milestone you're aiming for? Break It Down: Divide your goal into smaller, manageable milestones. Track Your Progress: Use our debt snowball sheet or another method to monitor your achievements. Plan Your Celebrations: Define how you’ll celebrate each milestone. Make it something to look forward to! 💫Connect with Us: Leave a Review: If you enjoyed this episode, please leave us a review on iTunes, Spotify, or your favorite podcast platform. Join the Conversation: Share your thoughts and milestones with us on social media @SeedTime BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/i6DzhXea8ng )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 How to END fear in your finances (with Jamie & Donna Winship) 57:27
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Today we have Jamie Winship (author of Living Fearless) and his amazing wife Donna on! We go a lot of directions in this one, but summing it up I would say that if you want to END fear in your finances and be inspired in your faith you have to check out this episode. 🔍 Key Highlights: Discover how fear not only influences, but often controls, our financial decisions and what we can do to break free from its grip. Learn how understanding your true identity can transform your approach to finances and life. The impact of fear on financial decision-making and how it limits Christian generosity. Jamie's unique perspective as a "militant peacemaker" and his extensive experience in hostile environments. Practical steps and thought experiments on how the average Christian household can contribute more effectively to solving global challenges. A deep dive into how nonprofits operate and the challenges of collaboration in the face of abundant resources. The transformative power of understanding your identity in Christ and its direct impact on financial and personal freedom. Resources Mentioned: Jamie's Book : Living Fearless - https://amazon.com/Living-Fearless-Exchanging-World-Liberating/dp/0800740297 IdentityExchange.com their website offering numerous resources, including free courses and intensive cohort studies that can help listeners deepen their understanding of their identity in Christ. - https://identityexchange.com Free Course : "Finding Hope in Depression" – A new resource provided by Jamie and Donna, ideal for anyone seeking hope and guidance, especially relevant for Mental Health Awareness Month. - https://identityexchange.com/finding-hope-in-depression If you’re ready to challenge your limiting beliefs and step into a life of increased freedom and generosity, this episode is a must-listen. Dive into the heart of what it means to live fearlessly in your finances and beyond. Let’s get to it and may this conversation bless you as much as it has blessed me and Linda! 📢 BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/sIescTfM6DA )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸08/40) The one rule that turned a janitor into a multimillionaire (and how you can use it to secure your financial future) 26:09
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Today, we're diving deep into a powerful concept that might seem counterintuitive at first—focusing on what NOT to do to achieve financial success. This episode is packed with stories, biblical insights, and practical steps you can apply right away. 🔍 Key Highlights: The Power of What Not to Do: Discover how avoiding certain financial mistakes can be more impactful than any active financial strategy. From janitors to boxers, learn how individuals from all walks of life have succeeded or failed financially, often contrary to expectations. Linda and I share our personal journey and the realizations that led to our goal of giving away a million dollars by age 40. Practical Steps and Tools: We provide actionable advice and discuss tools to help manage and plan your finances more effectively. Resources Mentioned: RocketMoney : A tool for tracking and managing your spending. - https://rocketmoney.com Simple Money, Rich Life : Our book that delves deeper into the strategies discussed in the podcast. - https://seedtime.com/smrl True Financial Freedom Class : A six-week course offered in various churches and small groups to help individuals achieve financial freedom. - https://seedtime.com/tff 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/2VK8zxlYG34 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸07/40) 10 financial prayer points you should be praying about (& the power of prayer in your finances) 🎉 FREE Download 🎉 45:41
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What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 🔍 Key Highlights: The importance of praying for your finances and why it's often neglected. Insights into our personal story of job loss and financial recovery through faith. How to pray effectively for your financial life. Discussion on biblical insights into money and financial decision-making. Resources Mentioned: Free PDF Guide on Financial Prayer : A step-by-step guide filled with scriptures and prayer points to help you begin praying strategically about your finances. - https://seedtime.com/prayers Bible Verses About Money : Explore over 250 Bible verses curated by Bob Lotich - https://seedtime.com/money-in-the-bible/ True Riches by Greg Balmer : A thought-provoking book on materialism in the American church - https://amazon.com/True-Riches-Jesus-Really-About/dp/140020853X 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/ We hope this episode inspires you to integrate prayer into your financial life actively. Remember, when we invite God into our finances, we open doors to miraculous possibilities. Tune in, get inspired, and transform the way you handle your finances forever! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram @seedtime ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/q5KY3VJItJU )!…
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1 (💸32/40) How Even The Richest Man In History Couldn't Escape This One Financial Trap 34:42
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Have you ever noticed that no matter how much money you make, it never seems to be enough? We're tackling the most stubborn financial habit we've ever encountered: discontentment. Even John Rockefeller, one of history's wealthiest individuals, famously said he needed "just a little bit more" when asked how much money was enough. In this episode, we reveal: Why having "just a little more" never satisfies (and what to do instead) The shocking truth about how you're already richer than John Rockefeller in ways you've never considered How Instagram and social media are secretly destroying your financial contentment The counterintuitive "no muscle" technique that transforms your relationship with money A practical framework for giving that's helped us stay grounded while working toward giving away $1 million But here's what makes this episode different: Instead of just telling you to "be more grateful," we're sharing the exact systems we've used to break free from the endless cycle of wanting more – whether you make $30,000 or $3 million a year. We also dive deep into practical strategies like: Why deleting certain apps might be the key to financial peace How to set up "contentment benchmarks" that actually work The biblical wisdom behind avoiding both poverty and excess wealth A simple gratitude practice that rewires your brain's relationship with money Key Quote: "Whoever loves money never has enough, whoever loves wealth is never satisfied with their income." - Ecclesiastes 5:10 Resources Mentioned: SeedTime "Count Your Blessings" Merch: https://shop.sdti.me Bible Verses Referenced: Ecclesiastes 5:10 Philippians 4:11-13 Proverbs 30:7-9 Frameworks Mentioned: The Christmas Gift Rule: Something you want, something you need, something to wear, something to read The Age-Based Giving Framework: Giving your age as a percentage of income Billy Graham's Salary Cap Framework: Never taking more than $100,000 salary 🗒️This episode is part of our 40-week series sharing the exact strategies we used to go from paycheck-to-paycheck living to giving away $1 million. If you're tired of the endless cycle of wanting more, this episode could transform your relationship with money forever. SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/dNwT7BKykrA )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn) 26:39
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20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. 🔎In this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new one) The truth about what really counts as a "luxury" The biblical wisdom behind building wealth slowly and strategically Why most people's "waiting to save" strategy never works The exact method we use to fund our biggest dreams (like our future beach house ministry) This isn't just about making money—it's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you. 📚 RESOURCES MENTIONED IN THIS EPISODE: Books: "Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 "Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765 "Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m Scripture References: Proverbs 21:20 Proverbs 13:11 Proverbs 6:6 🗒️Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸30/40) Why 99% of Christians Are Giving Wrong (And How to Fix It in 20 Minutes) 24:40
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The 2-Minute Money Hack That Will Transform Your Giving Forever Ever felt the sting of wanting to be generous but being held back by your budget? We've been there. That's why we're sharing the game-changing strategy that revolutionized our giving: The Seed Account. 🔎In this episode, we reveal: The Biblical foundation for this radical giving approach (hint: it's in 1 Corinthians 16!) The exact 4-step process to set up your own Seed Account (it takes less than 20 minutes!) Real-life examples of how we've used our Seed Account to bless others in unexpected ways Why this simple trick makes giving easier and more fun than you ever thought possible Imagine if every Christian adopted this strategy. How would it change our communities, our churches, and our world? Don't miss out on this opportunity to transform your financial life and supercharge your generosity. Listen now and discover how you can start your own Seed Account today! 📚Resources Mentioned: Our Book: "Simple Money, Rich Life" - https://seedtime.com/smrl Real Money Method - https://seedtime.com/realmoney Susie Larson's Show - https://faithradio.com/program/live-the-promise-with-susie-larson/ Bible Reference: 1 Corinthians 16 - https://www.biblegateway.com/passage/?search=1+Corinthians+16&version=NIV SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 🎯Ready to start your Seed Account? Here's your action plan: Open a new bank account (savings or checking) Decide on your monthly contribution amount Set up an automatic transfer Pray for guidance on how to use the funds BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/AlBsJ_J-0kM )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸29/40) The 'Almost-Free Everything' Method: The Hidden Art of Profiting from Your Purchases 30:19
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Hey friend! Today we are breaking down our "Almost-Free Everything" Method. 🔎Here's what you'll discover: The counterintuitive approach to buying luxury items that actually saves you money How we turned a $120 Brooks Brothers coat into a financial epiphany The three key principles that will transform your shopping habits forever Why buying cheap can actually cost you more in the long run How to leverage brand power to your advantage (even on a budget!) 🗒️We also dive into: How we're making a profit on everyday purchases (and how you can too!) The simple question that could save you thousands on your next purchase 📚Resources mentioned in this episode: eBay: https://www.ebay.com/ (Our go-to for buying and selling high-value items) Facebook Marketplace: https://www.facebook.com/marketplace/ (Perfect for local deals) Our book, "Simple Money, Rich Life": seedtime.com/smrl SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 🎬 Bonus Content: Don't miss our YouTube video on our 5-step strategy for buying used cars! Search for "SeedTime used car buying" on YouTube, or click here: https://www.youtube.com/watch?v=vBdoysHYoNg . BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/Nxkw_rOMCMc )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸28/40) The Hidden Power of Prayer: How Speaking Scripture Unlocked Financial Freedom (FREE DOWNLOAD) 24:52
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In this episode, we reveal one of the most significant practices that revolutionized our finances and took us from broke to being able to reach our million dollar giving goal: praying scripture over our finances. 🔎We dive deep into: The truth about why separating God from your finances is holding you back 5 reasons why praying scripture will transform your money (and your life) Our personal journey from financial stress to abundance through this powerful practice Practical steps to start seeing results in your own life TODAY Plus, we're giving you our secret weapon: a FREE resource packed with the exact verses, declarations, and prayer starters we used to transform our financial life. Don't miss this opportunity to revolutionize your relationship with money and invite God's supernatural intervention into your finances! 📚Resources mentioned: FREE Prayer & Scripture Resource: https://seedtime.com/prayer The Payoff 10K Plan course: https://seedtime.com/10k SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 📖Bible verses discussed: Philippians 4:19 Matthew 6:26 Psalm 37:25 2 Corinthians 9:8 Deuteronomy 31:6,8 Proverbs 16:3 BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/Eu30GlfLY6g )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸27/40) 5 Hidden Money Traps Keeping You in Debt (And How to Escape Them) 40:43
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Are you tired of feeling trapped by debt? What if I told you that the key to getting out of debt isn't just about making more money? In this episode, we're tackling the question that's keeping millions of Americans up at night: "Why am I still in debt despite my best efforts?" 🔎We're pulling back the curtain on: 5 hidden mistakes that are likely sabotaging your debt payoff journey The shocking truth about minimum payments (and why your credit card company loves them) A powerful strategy that helped one of our community members pay off $10,000 in just 6 months The counterintuitive approach that could transform your finances in the next 30 days Don't miss this chance to finally break free from the chains of debt and start building real wealth! 📚Resources mentioned: The Payoff 10K Plan course: https://seedtime.com/10k SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 📖Bible verses discussed: Proverbs 22:7 Ecclesiastes 4:4 Matthew 6:25-34 Don't let another day go by feeling trapped by debt. It's time to take action and transform your financial future! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/nlENoTAdbBI )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 How 15 Minutes of Prayer Outperforms 10 Hours of Strategy and the exact prayer habits of the top Christian leaders with Peter Greer 27:03
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Today we sit down with Peter Greer, President and CEO of HOPE International, to unpack the revolutionary insights from his new book, "Lead with Prayer." 🔍 Here's what we uncovered: The eye-opening prayer habits of Francis Chan, Mark Batterson, and other Christian powerhouses Why 15 minutes of prayer trumps 10 hours of strategy (and how to implement this in your life) The counterintuitive link between prayer and stress reduction in high-pressure leadership roles How to create a "prayer culture" in your workplace (even if you're in a Fortune 100 company) The untold story of how a small act of obedience in Ukraine sparked a global movement But here's the kicker: This isn't just theory. We've implemented these strategies in our own organization, and the results have been nothing short of miraculous. If you're tired of feeling stuck, stressed, or simply not seeing the breakthrough you know God has for you, this episode is your wake-up call. It's time to stop relying on your own strength and tap into the ultimate source of wisdom, creativity, and power. Resources Mentioned: "Lead with Prayer" by Peter Greer - https://www.amazon.com/Lead-Prayer-Unlocking-Transformational-Leadership/dp/1540902293 Lead with Prayer website - https://www.leadwithprayer.com HOPE International - https://www.hopeinternational.org "Praying Like Fools" by Tyler Stanton - https://www.amazon.com/Praying-Like-Fools-Taking-Seriously/dp/0310363926 "When Helping Hurts" by Steve Corbett and Brian Fikkert - https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409989 "Poverty, Inc." documentary - https://www.povertyinc.org SeedTime website - https://seedtime.com Ready to revolutionize your prayer life and unlock your true potential as a leader? Grab your copy of "Lead with Prayer" now at https://www.leadwithprayer.com Remember: The world doesn't need more burnt-out leaders trying to change the world in their own strength. It needs leaders who know how to tap into the ultimate source of power, wisdom, and love. Let's pray like our lives—and the lives of those we lead—depend on it. Because they do. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( https://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/Xgfi9ZcfUuE )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸26/40)The Dilbert Effect: How Combining 3 'MicroSkills' Can Make You Extraordinary 30:26
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Ever wonder why some people seem to effortlessly climb the career ladder while others stay stuck? We're about to blow the lid off the biggest secret in professional development. In this episode, we dive deep into the game-changing concept of micro-skills - the hidden superpower that can catapult you from average to extraordinary. 🔎Here's what we unpack: The shocking truth about becoming indispensable (hint: it's not what you think) The biblical hack for career success that most people miss How a comic strip creator cracked the code to an extraordinary career But we don't just talk theory. We give you actionable steps to identify and develop your own micro-skills, potentially 10x-ing your value in the marketplace. Whether you're a seasoned pro or just starting out, this episode is your roadmap to becoming the go-to person in your field. Don't miss out on this career-defining information! 📚Resources Mentioned: Comic: Dilbert by Scott Adams http://dilbert.com/ Bible Verses: Parable of the Talents (Matthew 25) Proverbs 22:29 Ephesians 2 (Prayer for enlightenment) SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m Remember: Your homework is to identify 5-10 micro-skills you could develop. Start with one this week. Google it, YouTube it, read about it. Then watch as you start crushing it in your career! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/I9e6Nu3kA70 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸25/40) The One Financial Metric You're Not Tracking That's More Important Than Your Bank Balance 31:45
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Picture this: You're at the end of your life, reflecting on your financial journey. What's the metric that truly matters? Is it the size of your bank account—or the lives you've touched through your generosity? In today's episode, we're tackling a question that could reframe your entire perspective on money: What is your Net Given, and why is it the most important number you're probably not tracking? We explore the transformative power of tracking your Net Given—every act of generosity, big or small. It's not just about tithes or charitable donations; it's about every coffee you buy for a friend, every birthday gift, every meal you share. By shifting our focus from accumulating wealth to amplifying generosity, we discovered a path to a richer life and a lasting legacy. 🔎 In This Episode, You'll Learn: How redefining financial success can transform your life. The story behind our ambitious goal to give away a million dollars. Practical steps to start tracking your Net Given today. Why small acts of generosity add up to make a big impact. How focusing on giving can lead to true financial freedom. If you've ever felt that accumulating more isn't fulfilling, this episode is your invitation to flip the script. 📚 Resources Mentioned: Download our free Net Given Tracker Spreadsheet: http://seedtime.com/ng Our Book – Simple Money, Rich Life (Chapter 24 dives deeper into this concept): http://seedtime.com/smrl SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m 🎯 Action Steps: Download the Net Given Tracker and start logging every act of generosity: http://seedtime.com/ng Reflect on your financial goals—are they aligned with the legacy you want to leave? Share this episode with someone who needs a new perspective on money. Remember: It's not about how much you can get; it's about how much you can give. Let's redefine financial success together. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/a9BrXZiOh00 )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸24/40) Sabbath Economics: How Resting One Day Can 10x Your Financial Success 32:26
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Today, we are discussing the paradoxical secret to financial success: working less. We dive deep into the biblical principle of Sabbath and reveal how this ancient practice is revolutionizing modern business and personal finance. 🔎You'll discover: Why top performers are embracing this idea and seeing exponential results The counter-intuitive connection between rest and wealth creation How we used Sabbath economics to reach our million-dollar giving goal The shocking story of a rookie real estate agent who defied industry norms and saw his business explode Why your vacations might be leaving you more exhausted (and how to fix it) Plus, we share our personal Sabbath strategies that have led to major financial breakthroughs and life-changing revelations. Whether you're a business owner, employee, or somewhere in between, this episode will challenge everything you thought you knew about productivity and success. Get ready to unlock a whole new level of financial abundance and personal fulfillment! 📚Resources Mentioned: Book: "The Rest of God" by Mark Buchanan - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918707 SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m Stay tuned for our upcoming merch release and studio makeover! Follow us on social media for sneak peeks and updates. Remember, sometimes the key to getting ahead is knowing when to stop and rest. Your future self (and your bank account) will thank you! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/Lm8ivuzl4WI )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 [Case study] From food stamps to a 7-figure business owner. Graham Cochrane’s best tips and keys to massive life change 34:01
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We all dream of living life on our own terms. But how many of us actually do it? In this game-changing episode, we sit down with Graham Cochran, author of the new book "Rebel: Find Yourself By Not Following the Crowd," to uncover the invisible force holding you back from your dreams—and how to break free. 🔍 We dive deep into: Why conformity is slowly killing your soul (and how to recognize it) The shocking truth about why your dreams keep dying How Graham went from food stamps to running two 7-figure businesses The "Identity Crisis Intersection" and how to navigate it Why dreaming big is the most rebellious thing you can do The 5 biggest mental scripts sabotaging your success If you've ever felt stuck in a job that doesn't fulfill you, struggled with a business that drains you, or simply lived a life that doesn't feel authentically yours, this episode is your wake-up call. It's time to rebel against the ordinary. It's time to find yourself. Resources Mentioned: "Rebel: Find Yourself By Not Following the Crowd" by Graham Cochran - https://www.amazon.com/Rebel-Find-Yourself-Following-Crowd/dp/1400333784 The Rebel Book website - https://www.therebelbook.com Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/m4OlSg8E7ss )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸23/40) The truth about money that 96% of Christians don't know (and how it's costing you BIG) 33:48
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Hey friend! Today we are talking about: The dangerous lie about money that keeps 96% of people financially stagnant Why investing isn't just for the wealthy - it's a powerful tool for anyone who wants to make a difference The shocking experiment that shows what happens when you give 100 people $10,000 The simple math function that separates financial winners from losers How to shift your mindset from subtraction to multiplication The Biblical case for smart investing (hint: it's about more than just getting rich) Why the stock market isn't as risky as you might think - and how to approach it wisely The life-changing power of compound interest over time How to start multiplying your money today, even if you know nothing about investing Links and resources mentioned: Episode 17 of the podcast series (discussing investment risks) 10X Investing Course: https://seedtime.com/10x - and be sure to use coupon code: PODCAST20 (limited time discount) Plus, we share personal stories of how we overcame limiting beliefs about wealth and learned to see money as a tool for Kingdom impact. Whether you're a financial novice or looking to level up your strategy, this episode will challenge your assumptions and inspire you to become a multiplier.…
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1 (💸22/40) Hobby Hacking: The Counterintuitive Way to Boost Your Bank Account While Having More Fun 31:44
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Is your favorite hobby secretly sabotaging your financial future? Today, we dive deep into the hidden costs of our pastimes and reveal how strategic hobby selection can impact your financial progress and happiness. 🔎Here's what you'll learn: Why I gave up golf at 13 (and how it changed my financial trajectory) The shocking truth about identity-driven hobbies How to turn your shopping addiction into a money-making machine The "paddle sports secret" to living longer (and richer) Why your spouse might be nodding their head right now (and what to do about it) 💡But this isn't just about cutting costs. We'll show you how to: Transform your passions into profit centers Hack your happiness by redirecting your focus Unleash the power of "seasonal hobbies" for explosive growth Warning: This episode might make you rethink everything you thought you knew about work-life balance and personal finance. Are you ready to level up? Resources Mentioned: SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m Remember, where your treasure is, there your heart will be also. It's time to make your hobbies work for you, not against you. Ready to transform your free time into a wealth-building machine? Hit play now! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/f2nTLQBVVmg )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 5 Family Rhythms That Will Transform Your Home (And Your Finances) 45:19
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Hey friend, Linda and I sat down with Chris and Jenni Graebe, the dynamic duo behind the book: Rhythm of Home, and they've cracked the code on building a thriving family culture. Whether you're navigating the ups and downs of family life or looking for ways to be more intentional with your kids, this episode is packed with wisdom and practical advice. Why You Should Listen: Family Culture and Rite of Passage Ceremonies: Discover how Chris and Jenni use rite of passage ceremonies to mark significant moments in their kids’ lives, helping to build a strong family identity and culture. Real Talk on Marriage and Parenting: We dive into how to keep the spark alive in your marriage, especially when life gets busy, and the importance of speaking life over your spouse and kids. Entrepreneurship and Family Finances: Chris and Jenni discuss how their entrepreneurial ventures have influenced their family’s financial life, and how they teach their kids about money through hands-on experience. Creating Rhythms in Family Life: The Graebes break down their five key rhythms for a thriving family, focusing on how to bring peace and intentionality into the chaos of everyday life. Resources Mentioned: Book: Rhythm of Home by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Home-Intentional-Practices-Thriving/dp/1641582928 Book: The Rhythm of Us by Chris and Jenni Graebe - https://www.amazon.com/Rhythm-Us-Create-Thriving-Marriage/dp/164158288X Book: The Intentional Father by Jon Tyson - https://www.amazon.com/Intentional-Father-Practical-Courage-Character/dp/0801018684 Book: Value Creation Kid by Lee Benson - https://www.amazon.com/Value-Creation-Kid-Struggles-Children/dp/1636801463 The Crowd Investing Platform: Check out Chris's platform at https://www.crwd.co (to learn how you can invest in early-stage startups) John and Stasi Eldredge: Influences behind the Graebe’s rite of passage ceremonies - https://wildatheart.org/ Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/QL5SWzuLjNQ )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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1 (💸21/40) 5 Reasons Why the Wealthy Automate Their Money (And Why You're Falling Behind If You Don't) 26:56
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Want to know the secret weapon of the wealthy? It's not what you think. Forget discipline. Forget willpower. Forget complex investment strategies. The real key? Automation. In this episode, we're pulling back the curtain on how the wealthy effortlessly grow their wealth and impact—and how you can too. Here's what you'll discover: The shocking truth about why discipline is overrated in finance How to make hundreds of good financial decisions with just one click The "set it and forget it" strategy that could skyrocket your savings by 56% Why emotional decision-making is costing you thousands (and how to stop it) The simple hack that saved us 130 hours a year on managing our money How we used automation to give away $1 million by age 40 Plus, we're sharing the exact steps you can take TODAY to start automating your finances like a pro. 🔗Resources mentioned in this episode: Book: "Automatic Millionaire" by David Bach - https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085 Real Money Method (UN)budgeting system - https:// seedtime.com/realmoney 10X Investing course - https://seedtime.com/10x Charles Schwab study on 401(k) automation - https://www.schwab.com/resource-center/insights/content/why-your-401k-should-be-on-auto-pilot American Time Use Survey - https://www.bls.gov/tus/ Financial Engines study on unclaimed 401(k) matches - https://financialengines.com/education-center/401k-match-lost/ SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m Remember: The wealthy never depend on willpower. They automate their most important financial tasks. It's time for you to do the same. Ready to get started? Hit play now. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram ( http://instagram.com/seedtime ). Watch this episode on our SeedTime Money Podcast YouTube channel ( https://youtu.be/v1j2bdXELPg )! If you haven’t checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.…
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