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Episode web page: https://tinyurl.com/2b3dz2z8 ----------------------- Rate Insights Unlocked and write a review If you appreciate Insights Unlocked , please give it a rating and a review. Visit Apple Podcasts, pull up the Insights Unlocked show page and scroll to the bottom of the screen. Below the trailers, you'll find Ratings and Reviews. Click on a star rating. Scroll down past the highlighted review and click on "Write a Review." You'll make my day. ----------------------- In this episode of Insights Unlocked , we explore the evolving landscape of omnichannel strategies with Kate MacCabe, founder of Flywheel Strategy. With nearly two decades of experience in digital strategy and product management, Kate shares her insights on bridging internal silos, leveraging customer insights, and designing omnichannel experiences that truly resonate. From the early days of DTC growth to today’s complex, multi-touchpoint customer journeys, Kate explains why omnichannel is no longer optional—it’s essential. She highlights a standout example from Anthropologie, demonstrating how brands can create a unified customer experience across digital and physical spaces. Whether you’re a marketing leader, UX strategist, or product manager, this episode is packed with actionable advice on aligning teams, integrating user feedback, and building a future-proof omnichannel strategy. Key Takeaways: ✅ Omnichannel vs. Multichannel: Many brands think they’re omnichannel, but they’re really just multichannel. Kate breaks down the difference and how to shift toward true integration. ✅ Anthropologie’s Success Story: Learn how this brand seamlessly blended physical and digital experiences to create a memorable, data-driven customer journey. ✅ User Feedback is the Secret Weapon: Discover how continuous user testing—before, during, and after a launch—helps brands fine-tune their strategies and avoid costly mistakes. ✅ Aligning Teams for Success: Cross-functional collaboration is critical. Kate shares tips on breaking down silos between marketing, product, and development teams. ✅ Emerging Tech & Omnichannel: Instead of chasing the latest tech trends, Kate advises businesses to define their strategic goals first—then leverage AI, AR, and other innovations to enhance the customer experience. Quotes from the Episode: 💬 "Omnichannel isn’t just about being everywhere; it’s about creating seamless bridges between every touchpoint a customer interacts with." – Kate MacCabe 💬 "Companies that truly listen to their users—through qualitative and quantitative insights—are the ones that thrive in today’s competitive landscape." – Kate MacCabe Resources & Links: 🔗 Learn more about Flywheel Strategy 🔗 Connect with Kate MacCabe on LinkedIn 🔗 Explore UserTesting for customer insights for marketers…
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Cryptonomics: How to Earn Passive Income with Altcoins. Metropolis Decentralized Exchange offers many opportunities such as airdrops, staking, affiliate marketing, Lending, Yield Farming and Stable Coins which you can take advantage of to make extra money on the side. Research & Development Blockchain is revolutionizing our digital world and we want to transform the technology to innovation products https://finance.metropolisdao.org
Conteúdo fornecido por Metropolis Decentralized Exchange. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Metropolis Decentralized Exchange ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Cryptonomics: How to Earn Passive Income with Altcoins. Metropolis Decentralized Exchange offers many opportunities such as airdrops, staking, affiliate marketing, Lending, Yield Farming and Stable Coins which you can take advantage of to make extra money on the side. Research & Development Blockchain is revolutionizing our digital world and we want to transform the technology to innovation products https://finance.metropolisdao.org
Marshawn Govan, President and CFO of MKG Insurance Agency and MKG Tax Consultants, has unveiled a comprehensive banking app that rolls many services, from taxes to crypto, under one banner. Published On March 10, 2022 - 11:35 AM Written By Frank Lopez at The Fresno Business Journal https://thebusinessjournal.com/fresno-entrepreneur-launches-one-stop-banking-app/ The tax season is upon us, and while every taxpayer encounters some confusion when filing, the uphill tax battle is even steeper for businesses. A local tax and insurance consulting agency has launched an app to make the filing process for personal and business owners quicker and simpler. MKG Insurance Agency and Tax Consultants, with two locations in Fresno, released its banking-as-a-service tax app for both the IOS and Android platform in February. President and CFO Marshawn Govan said it was important to launch the mobile app during Black History Month to honor the contributions African-Americans have made throughout history — and to recognize the fight for racial justice going on to this day. The app allows users to open bank accounts from their mobile phone, send and receive ACH (Automated Clearing House) payments, pay bills and manage cash flow securely online with an FDIC-insured business bank account. The new app is a rebuild from an old version with an IBM license—meaning MKG didn’t own the source code for app. The new app was built specifically for MKG, meaning there is no limit for the license and no costs to renew it. Most tax companies with mobile apps use third-party developers, leasing the software as a service. “We are originators and developers of what we have in the market,” Govan said. “We can also branch out, white label it and offer that as a software service to other tax companies — to a bank looking to become a green product.” The app also helps consumers start the process of buying a home. Govan said the goal is to help underprivileged and underbanked families access credit to affordably finance auto loans, home improvements, home solar systems, down payments, investment and paying off debts. While it is unique that a local tax and insurance agency has its own specifically developed app, MKG also offers crypto tax service. Users will be able to buy, sell and exchange crypto currency. The company even launched its own crypto-token — Token MKG Enterprises Corp. According to Govan, no other tax firm is offering a crypto token. The app also features money-wiring services such as Cash app and Venmo. Users that are business owners will be able to open a business banking account, send and receive money and make check deposits — much like other banking apps on the market. Currently MKG is doing regulation crowdfunding, allowing retail investors that might not be accredited to invest smaller amounts. With smaller investment amounts, Govan said it gives them an opportunity to share in the company’s future growth without them having to invest a large part of their finances. https://wefunder.com/mkgenterprisescorps MKG is preparing to go public in 2022 to be listed on the OTC market. Govan said that investors have the opportunity to invest now before it grows. Govan said there are a lot of barriers for Black people and other underserved communities regarding financial equity, and the FinTech industry is not one where Black people normally dominate. This makes it difficult for many in communities of color to have access to capital for home loans or business loans. “We want to show businesses in the Valley a path,” Govan said. “ We could become a Silicon Valley in Fresno, but it takes the right companies, the right mindset and having the resources, and getting the information out there for people.” Skip the line, download our mobile app today and get started with your tax return from the Safety of your home. Largest possible tax refund or lowest tax liability “money-back written guarantee” Professionally prepared by MKG Tax Consultants licensed tax preparers. Website: https://mkgtaxconsultants.com…
(SECURD) Setting Every Community up for Refund Deposit $50 CASHBACK REWARD for downloading our Tax-Filing App OFFER IS VALID ONE PER CUSTOMER, tax returns must be electronically filed with MKG Tax Consultants and be eligible for an ERD electronic refund deposit. SECURD Advance loans are available in 15 States APR depends on your resident state. California 35.99% APR Arkansas Colorado 12% APR Connecticut 12% APR District of Columbia 6% APR Florida 18% APR Massachusetts 12% APR New Jersey 16% APR Oklahoma 10% APR Oregon 12% APR South Carolina 12% APR Texas 10% APR Virginia 12% APR Wisconsin 18% APR Wyoming 10% APR SECURD Advance loans is an optional fixed-term loan offered by Cash Advance Short Term Repayment Option Lender. The SECURD Advance loans principal loan amount, applicable interest and any fees will be deducted from federal and state tax refund proceeds. SECURD Advance is not an actual federal or state tax refund. Applying for a SECURD Advance does not guarantee approval. Qualifications and restrictions apply and all applicants may not be eligible for SECURD Advance. SECURD Advance loans is an optional fixed-term loan offered by Cash Advance Short Term Repayment Option Lender. The SECURD Advance loans principal loan amount, applicable interest and any fees will be deducted from federal and state tax refund proceeds. SECURD Advance is not an actual federal or state tax refund. Applying for a SECURD Advance does not guarantee approval. Qualifications and restrictions apply and all applicants may not be eligible for SECURD Advance. SECURD Advance loans principal amounts offered are $500, 25%, 50% or 75% of the expected net tax refund amount, up to $10,000 SECURD Advance loans have an APR of 35.99% based on a 30-day term. All SECURD Advance loans have an origination fee. Refund Transfer fees may also apply. Download our mobile app today. https://mkgtaxconsultants.com…
5 Reason Black people don't have money and wealth 1. Black culture 2. Generational poverty 3. Appearance of being white- success attributes 4. Black men care more about sex then success 5. Black women will choose a man that has sexiness, game and swag over a solid well paid lame. 5.1 Black culture don't celebrate the attributes of success Attitudes and habits Black people don't like to take opportunity. if its not sexy, hot, swag, flashy, black people must be entertained to be educated. Waiting on someone else to create the change sitting on their hands. Conclusions: Black people must adopt progressive habits and tactics to building wealth. Restoring the American Credit System by Democratizing It https://vimeo.com/664062370…
The Internal Revenue Service (IRS) has announced that taxpayers can begin filing their 2021 tax returns on Monday, January 24, 2022 The Jan. 24 tax-filing start date for 2022 is 19 days earlier than 2021's start date of Feb. 12. At the same time, the IRS warns that the upcoming filing season could be frustrating for taxpayers and tax preparers alike due to pandemic-related delays, a backlog of unprocessed returns from 2021, and years of budget cuts that have made the agency's job more difficult. KEY TAKEAWAYS Taxpayers can begin filing 2021 tax returns Monday, Jan. 24, 2022, 21 days earlier than last year. The IRS has warned there could be delays in issuing refunds in 2022 due to issues related to the pandemic, budget cuts, and unprocessed returns from 2021. The tax agency cautions taxpayers to file as early as possible after Jan. 24 and to make sure they have their paperwork in order. The IRS suggests taxpayers look for help online and use phone lines only if necessary. The agency says if you file electronically, choose direct deposit, and, assuming there are no issues with your return, you should get your refund within 21 days. To avoid processing delays and speed refunds, the IRS urges people to follow these steps. Gather your 2021 tax records including Social Security number, Individual Taxpayer Identification Number, Adoption Taxpayer Identification Number , and this year's Identity Protection Personal Identification Number for calendar year 2022. Check IRS.gov for the latest tax information, including the latest on how to reconcile advance payments of the Child Tax Credit or claim a Recovery Rebate Credit for missing stimulus payments. Make sure you report correct amounts for any Economic Impact Payments or advance Child Tax Credits received in 2021. If you need help, use online resources such as MKG Tax Consultants registered return tax preparer Tax Filing Mobile App instead of calling. Calling the IRS should be a last resort. Even if you are not normally required to file a tax return, you need to do so in order to claim a Recovery Rebate Credit, to receive a tax credit from 2021 stimulus payments, or to reconcile advance Child Tax Credit payments. File electronically and request direct deposit. If you request an extension to file by April 18 (or 19), you have until Monday, October 17, 2022, to submit your 2021 tax return. You must pay your estimated taxes, however, by the regular tax filing deadline of April 18 (or 19) Things That May Delay Your Refund Even though you can file your tax return as soon as Jan. 24, 2022, by law the IRS cannot issue a refund involving the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) before mid-February. The purpose of the law is to prevent fraudulent refunds from being issued. Download MKG Tax Consultants covid free Tax Filing Loan Originator Mobile App and Get Your Max Tax Refund https://mkgtaxconsultants.com…
If you receive $600 or more payments in total for goods and services through a third-party payment network, such as Venmo, Cash App, or Zelle, these payments will now be reported to the IRS. The new rule results from the American Rescue Plan signed into law in March 2021 and will mainly impact business owners using third-party payment network providers. The IRS is cracking down on payments received through apps, such as Cash App, Zelle or Paypal to ensure those using the third-party payment networks are paying their fair share of taxes. Previously, the IRS only required third-party payment networks to report payments that met both of the following reporting requirements: Gross payments that exceed $20,000, AND More than 200 transactions within the current year. Beginning Jan. 1, 2022, third-party payment networks will be required to send users Form 1099-K for transactions made by mail or electronically. This means you don’t have to worry just yet: The new tax reporting requirement will impact your 2022 tax return filed in 2023. MKG Tax Consultants https://mkgtaxconsultants.com/venmo-cash-app-and-other-payment-apps-to-report-payments-of-600-or-more/…
The lack of wealth in many African-American households has left them especially vulnerable to the financial fallout from the coronavirus crisis; but the federal government has perhaps its best opportunity yet to fix these racial disparities. Huge wealth disparities between Black and white households in America existed long before the COVID-19 pandemic and have continued during the crisis. Data show that during the pandemic, Black households faced more financial emergencies with fewer economic resources, resulting in a widening gap in economic opportunity between Black and white households. Black households had fewer emergency savings to fall back on during pandemic The pandemic occurred against the backdrop of a massive Black-white wealth gap. Because households quickly needed to rely on their wealth when the pandemic hit in early 2020, the crisis also illustrated the importance of wealth for families’ financial security. Black households suffered more in the pandemic in large part because they needed more but had much less wealth than white households. Wealth, both as an emergency buffer and as a means to invest in people’s futures, became critically important. Millions of households, especially African American and Latino households, faced unemployment and multiple health emergencies more or less from one day to the next. Yet many of these same households had few or no emergency savings to fall back on during this time. When people lost their jobs, many needed to rely on emergency savings, leaving them with less financial security as the pandemic unfolded. For example, in 2020, 46.7 percent of unemployed white households could not come up with $400 in an emergency, while 65.2 percent of unemployed Black households lacked access to $400 in such situations. Learn more about Fresno Black investment Group https://mkgfinancialgroup.com/capital-formation/ Fresno Black Investment Banking https://mkgfinancialgroup.com/fresno-black-investment-banking/…
At Fresno Capital Formation our definition of financial wellness calls for a mindset shift—on both individual and institutional planes. If every person is a unique collection of their own experiences, opportunities, and interests, their finances should be as well. In perpetuating the class system narrative and fighting the wealth war with one-size-fits-all planning, we are instead asking people to shoehorn their identity onto an outdated view of financial success. Financial Wellness https://mkgenterprisescorp-client.com/the-missing-piece-of-the-financial-inclusion-puzzle-in-blacks-and-hispanics/ Connect with us online or request a callback https://justcall.io/call-now/b2957848…
Operation Choke Point All Americans, entrepreneurs and small businesses across our great country come from very different walks of life. They have taken great risks and share a common dream to start a company that can one day become profitable and provide for their families. While businesses face incredible hurdles before they succeed, the ones that do survive provide the foundation for our local communities. Unfortunately, the most alarming hurdle facing businesses today is a Department of Justice initiative known as Operation Choke Point. Created under the guise of a program to root out fraud and illegal activity, this initiative has been used by White House administration bureaucrats to pressure banks to end relationships with businesses they consider to be objectionable or "high risk." The House Financial Services Committee, the House Oversight and Government Reform Committee and the House Judiciary have held hearings on this out-of-control program. Peter Weinstock, a partner at a Dallas law firm whose practice focuses on corporate and regulatory representation of financial institutions, testified before the House Judiciary Committee on July 17, 2014: " The U.S. Department of Justice created Operation Choke Point ostensibly to combat consumer fraud. However, it has become apparent that the program instead seeks to eradicate disfavored businesses. " This administration has targeted small businesses such as firearm and ammunition dealers, cigar shops, fireworks retailers, pawn stores, payday lenders and others. This backdoor effort by this administration to target legitimate law-abiding businesses they do not like, and to coerce banks to choke off relationships with these businesses, is completely unacceptable. Restore the American Dream to build the next Financial Institution Invest in MKG Enterprises Corp on Wefunder https://wefunder.com/mkgenterprisescorps…
The Income Gap: Richest Americans Vs. Other Americans Another way to compare annual income for the elite one percenter club and the "bottom" 99% percent is this: Nationwide, top 1% percenters' average yearly income is a staggering twenty five and a half times the annual earnings of the bottom ninety nine percent. The discrepancy is sharpest in New York. There, top one percenters have nearly 39 more annual income than bottom 99% percenters. The difference between the "haves" and everyone else is smallest in West Virginia. There, top one percenters average less than 13 times the annual income of the bottom 99% percenters. When the Biden administration looked for ways to pay for the president’s expansive social policy bill, it proposed raising revenue by cracking down on seven trillion in unpaid taxes, mostly from wealthy Americans and businesses. To help find those funds, the administration wants banks to give the Internal Revenue Service new details on their customers and provide data for accounts with total annual deposits or withdrawals worth more than six hundred dollars. That has sparked an uproar among banks and Republican lawmakers, who say giving the I.R.S. such power would be an enormous breach of privacy and government overreach. Banks already submit tax forms to the I.R.S. about the interest that customer accounts accrue. But the new proposal would require they share information about account balances so that the I.R.S. can see if there are large discrepancies between the income people and businesses report and what they have in the bank. The I.R.S. could audit or investigate the gaps to see if those taxpayers are evading their obligations. Biden administration officials say the United States needs more information from taxpayers to crack down on those who do not pay what they owe. The measure, which would affect more than one-hundred million households and millions of businesses, is estimated to capture $460 billion in additional revenue over a decade, primarily from the wealthiest Americans. Banks say the reporting requirements would raise their costs and put them in the unenviable position of handing customer information over to the I.R.S. Benefits of Decentralized Banking! 1. Generates Trust – A decentralized bank lowers the risk of systemic failure. Decentralization has led to the emergence of digital currencies that is accompanied by user- confidence. The rise in the valuation of cryptocurrencies somewhat reflects the peoples’ fading trust in central banks and the various government-planned schemes. Decentralized banking comes to counter this decreasing trust of the clients and attempt to rebuild the bond that people share with the banking sector. 2. Fostering an Open Culture – Decentralisation does not come merely with an innovative technological approach. It promotes an open culture that contributes to economic development. As there are no geographical hindrances, people from all over the world can come on the same platform and work incoherence. It contributes to an open culture as people from various cultures get to meet and even exchange their ideas through the transaction process. 3. Giving People Control of their Money – It allows every user to choose the currency in which they want to invest. Some currencies are collapsing around the world mostly due to mismanagement by corrupt elites. With a decentralized bank, people get knowledge about the investment and the lending processes, thereby allowing complete control. Together we will rebuild, educate, and advocate the importance of the principles of creating generational wealth embracing the DAO blockchain technology. A decentralized autonomous organization is a concept for a blockchain-specific entity built and collectively owned by its members. For governance, such entities will rely on the decision-making protocols embedded in smart contracts as opposed to conventional organizations that use central leadership systems. Since smart contracts are impersonal, the organization can be governed by a more horizontal structure without an entrenched hierarchy. Members of the DAO can decide to have built-in treasuries that come with restricted access to approved members who fit pre-specified conditions. Without a centralized governing body, members of a DAO can make proposals and collectively decide on what proposals to implement through a voting system. Smart contracts can help throughout the voting process and automatically implement changes based on the votes. Learn more about Decentralized Banking https://finance.metropolisdao.org…
A decentralized autonomous organization is a concept for a blockchain-specific entity built and collectively owned by its members. For governance, such entities will rely on the decision-making protocols embedded in smart contracts as opposed to conventional organizations that use central leadership systems. Since smart contracts are impersonal, the organization can be governed by a more horizontal structure without an entrenched hierarchy. Members of the DAO can decide to have built-in treasuries that come with restricted access to approved members who fit pre-specified conditions. Without a centralized governing body, members of a DAO can make proposals and collectively decide on what proposals to implement through a voting system. Smart contracts can help throughout the voting process and automatically implement changes based on the votes. What makes DAOs different? At its core, a DAO is built to address the perpetual principal-agent dilemma. This problem is a common challenge that occurs when an agent (a centralized entity or an individual) is caught in a situation where they have to make decisions that satisfy the divergent goals, priorities and needs of the group (principal) without compromising their own interests. While this dilemma is prevalent among public and private entities across the globe, DAOs aim to eliminate this challenge by replacing hierarchical centralized forms of decision-making with a trustless system built on autonomous smart contracts. Smart contracts can be programmed such that the incentives of all the members of the group are aligned in a codified format built into the blockchain. With a properly executed DAO, all the stakeholders of the organization will be able to participate in the governance and decision-making of the group. Source sited…
Electronic Refund Deposits (ERD) up to $10K Features Identity Theft Shield (TaxShield) Identity Verification Powered by Artificial Intelligence Biometric identification Address verification ID proofing check Similarity check Certified liveness check Bureau Credit Reports and Scores W-2 transcript and 1099 (Income Verification) Remote Check Deposit Our mission is to provide tax refund financial products primarily to customers with limited access to consumer credit from banks, thrifts, credit cards, and lenders. tax advantage IRAs, sidechains crypto payments and decentralized finance smart contracts solutions and digital wallets. How A Refund Anticipation Loan Works Tax Refund Advances- Available 287 days from January 1st to October 15th Our competitors only offer tax advances until February 28th and require you to visit an office in person to qualify. We offer several lending products exclusively online and through a proprietary mobile app tailored to your financial needs during tax season. Learn more at https://mkgtaxconsultants.com/tax-refund-advances/ Background Check Authorization and Disclosures https://mkgtaxconsultants.com/background-check-authorization-and-disclosure/…
Why are there so few black investors Today, some of the world's most respected and successful figures are in the tech industry. They include the entrepreneurs who have developed innovative products and launched industry-changing companies and the venture capitalists who provide money and assistance to help theses companies thrive. But with the crypto industry and technology sector continues to flourish, and it's luminaries are seen as role models, the industry as a whole is suffering from a lack of diversity at Circle Internet Financial , Kracken, Silver Gate Bank that has undermined these institutions ability to fully realize its transformative potential. African-American Are Under-Represented In The Good Ol Boys Club. The venture capital industry in the US is made up of nearly all whites. How do we change the narrative. 81% of VC firms don’t have a single black investor — Black VC wants to change that Our Principles and Values MKG Enterprises Corp Financial Services is a diversified digital asset technology company that provides tax refund financial products primarily to customers with limited access to consumer credit from banks, thrifts, credit cards, and lenders. tax advantage IRAs, sidechains crypto payments, innovative ERC-20, BEP-20, xDai tax refund decentralized finance smart contracts solutions and digital wallets. Website: https://mkgtaxconsultants.com/about-our-principles-and-values/…
We all know DeFi has been a hot topic of 2021, maybe THE hottest topic, but is that it? Are we done with DeFi? Nope, I don’t think so, we’ve barely started. Remember the whole crypto space is still early. The global cryptocurrency market will hit $4.94 billion by 2030 , more than triple its estimated size of $1.49 billion in 2020. Source Cited: https://www.yahoo.com/now/cryptocurrency-market-more-treble-2030-094803219.html DeFi is definitely here to stay. The whole decentralised space is going to continue to balloon, and as early adopters we need to make bank off it. Why should anyone invest in crypto? There’s little doubt that digital currencies have seen remarkable growth. Spurred on by the incredible growth of bitcoin (BTC) and ether (ETH) , the field of cryptocurrencies has only continued to expand. In addition to initial coin offerings (ICOs), there are now many new types of blockchain investment products, from decentralized finance to non-fungible tokens. Many digital currency enthusiasts believe that these investments could produce a new batch of digital currency millionaires ( or billionaires ). Buy Crypto with Credit Debit Card https://mkgtaxconsultants.com/buy-crypto/ Part of your strategy should be how you grow your crypto collateral, not just buying crypto and waiting for it to increase in value, but using it to earn you more. Enter stage left, DeFi lending. Decentralization allows us to be our own banks. Already we have options to make it happen, and here are several different lending options currently available. Enter HoneySwap, Aave, Compound, Celsius and Yield. Alongside crypto purchases, staking, geysers and more, lending out your crypto is a profitable way to increase your wealth. Here is a brief run down comparing them side by side. HoneySwap https://honeyswap.org 1Hive is a DAO that issues and distributes a digital currency called Honey. Honey holders stake on proposals using Conviction Voting to determine how issuance is distributed. By supporting proposals that increase the value of Honey, a positive feedback loop drives growth and sustainability. Conviction Voting allows everyone to participate and shape the direction of 1Hive, while preventing anyone from taking control or ownership. Metropolis DAO LLC https://finance.metropolisdao.org/ ERC20 token listings https://cointrt.co Aave. aave.com A decentralised money market platform where lenders post collateral on the platform, allowing them to lend in the form of an aToken like Compound and their cToken, however the aToken is pegged 1:1 to the collateralised asset allowing it to be used as if it were the deposited collateral. The lender then accrues interest tied to their deposits. Two interests rates are offered, stable or variable offering more or less volatility depending on the lender’s risk tolerance and lenders can switch between the two. They also offer flash loans using pooled funds without collateral. Whilst on the other side the borrower posts collateral by purchasing DAI. The borrower can then borrow in ETH. This allows the borrower exposure to a diverse range of cryptos without the need to own them outright. Compound. Compound.finance The original money market platform. Compound allows you to deposit your crypto to earn interest. They launched to a frenzy. Users rushed to deposit and earn. In return users would receive COMP for participating in the Compound ecosystem, both lenders and borrowers. Lenders deposit assets in pools, and then receive cTokens to represent the underlying asset. Interest is based on the demand for the asset, the greater the demand. the more interest they earn, incentivising lenders to add to the pools. Borrowers draw from the pooled funds but as the pool grows and interest increases, borrowers are deterred from over stretching themselves. Celsius. Celsius.network Is basically a middleman. Lenders deposit crypto, which Celsius then distributes to borrowers. The lender is then paid interest on their collateral set by Celsius (minus they’re cut). Lenders and Borrowers can earn greater interest if CEL tokens are purchased. Yield. Yield.credit DeFi lending with fixed guaranteed interest rates. Lending and borrowing on the platform is individualised, not pooled. Lenders earn guaranteed rates of interest, no longer having to worry about market dynamics causing the rates to trend to ~0%, while borrowers that maintain loans and repay on time earn YLD, the token native to the platform. Now let’s look at some pros/cons of each platform: Aave. Pros Extensive collateral optionsInnovative DeFi products Cons Rates are dynamic and typically trend towards ~0% More complex platform to understand Compound. Pros Easy to use platform Cons Rates are dynamic and typically trend towards ~0% Limited collateral options Celsius. Pros 25+ collateral options No fees or penalties ConsCentralised platform Yield. Pros Individualised loansGuaranteed Interest rate Borrowers earn Yield for repaying loans 100% of fees used to burn YLD Extensive collateral options Cons Maximum loan size $50k **Aave.**Market cap $1.4bn Circ supply 12.1m **Compound.**Market cap $740m Circ supply 4.1m **Celsius.**Market cap $2.2bn Circ supply 383m **Yield.**Market cap $2.5m Circ supply 263k Do-Your-Own-Research, No-Further-Action and decide on the direction that works for you. Staking DApp https://metropolisdao.org Contract 0xa7a293966e2463b7af7f5c6f3b660423e3a9c16b Metropolis DAO https://finance.metropolisdao.org Aave.com Contract 0x7fc66500c84a76ad7e9c93437bfc5ac33e2ddae9 Compound.finance Contract 0xc00e94cb662c3520282e6f5717214004a7f26888 Celsius.network Contract 0xaaaebe6fe48e54f431b0c390cfaf0b017d09d42d Yield.credit Contract 0xdcb01cc464238396e213a6fdd933e36796eaff9f…
In brief CEO Dan Schulman said digital wallets could be a solution to stimulus bottlenecks. Schulman also alluded to the promise of DeFi on the earnings call. PayPal CEO Dan Schulman raised the possibility of using digital wallets to distribute stimulus funds rather than the current slow and expensive banking system. Is there a better way to distribute stimulus payments? The question has come up in light of governments' efforts to hand out pandemic relief to their citizens—efforts that have often got bogged down as a result of paper checks and other outdated technology. MKG Tax Consultants "CoinRT" coin refund transfer fiat-to-crypto is considered one of the most innovative ERC-20 xDai token in the tax industry. Combining blockchain, cryptocurrency, tax preparation, and refund transfers together. Refund Transfer (RT) is a bank product used to pay for your tax preparation fees without needing to use a credit card. Your refund will be issued to you by a bank in the amount of your tax refund less your tax return preparation and the Refund Transfer processing fee. Immutable and distributable CoinRT ERC-20 can be paired or swapped for US tax refunds, USDC, USDT, Dai, Fiat currency giving it a stable coin price. To provide underprivileged underbanked families main stream financial services and products. As people continue to struggle with access to affordable credit and income tax returns, given the recent changes in the tax laws with the enactment of The PATH ACT and the Global Coronavirus Pandemic, African-American entrepreneur, Marshawn Govan, developer of Innovative Staking DApp https://metropolisdao.org Metropolis DAO https://finance.metropolisdao.org created a blockchain smart contract tailored to the Black and Latino community to revolutionize the tax industry in response to the novel coronavirus pandemic--banks were not lending to people of color who were struggling with access to capital even before the pandemic. The goal is to give underprivileged and underbanked families access to consumer credit to be able to affordably finance auto loans, make a down payment on a home, investing and/or pay off debt. We are excited to now be raising capital on Wefunder to allow retail investors to invest as little as $100 in our company to build the next financial institution which will very soon redefine the tax industry for the better. https://wefunder.com/mkg.enterprises.corps…
Coin Trust Mission Statement To provide creative financial solutions to real estate investors through Trust Coin BEP-20 tokens, smart contracts and the determinations to exceed expectations. Buy Coin Trust https://coinrt.co/ico_listing/coin-trust/ MKG Enterprises Business Trust is located in Fresno, CA and is part of the real estate business trust sector industry. A Massachusetts Business Trust (MBT) Promoting Diversity, Inclusion, Group Economics in Opportunity Zones Investment in Fresno. MKG Enterprises Business Trust is registered with the United States Security Exchange Commission Offering Reg D exempt security offering to beneficial shareholders as stock certificates in opportunity zones, affordable housing development and land banking. MKG Enterprises Business Trust does not effect securities transactions, give investment advice or recommend any securities as it is not registered as a broker-dealer, Reg CF funding portal or investment adviser with the U.S. Securities and Exchange Commission or the securities regulatory commission, agency or body of any state of the United States or any non-U.S. jurisdiction. As such, MEBT is not acting in a fiduciary capacity with respect to any user of the MEBT services, and MEBT disclaims any broker-client or advisor-client relationship with respect to any party using those services. BEP-20 was conceived as a technical specification for Binance Smart Chain, with the goal of providing a flexible format for developers to launch a range of different tokens. These could represent anything from shares in a business to dollars stored in a bank vault ( a stablecoin). You may know that Binance Smart Chain was envisioned as something of an extension to Binance Chain. With dual chain architecture, both chains are complementary – Binance Smart Chain caters to decentralized applications without congesting the original chain, which is optimized for ultra-fast trading. Because of this architecture, heavy emphasis was placed on cross-chain compatibility. For that reason, BEP-2 tokens can be swapped for their BEP-20 equivalent. The easiest way to do so is perhaps via the Binance Chain Wallet extension Chrome Store Trust Wallet, Metamask Wallet and Coinbase Wallet Learn more about Trust Coin https://mkgenterprisesbusinesstrust.us/coin/trust/…
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