Toolbox Series: Yobany Mayen on Banking Partnerships

In The Thick of It

In this In The Thick of It Toolbox episode, Yobany Mayen, Senior Vice President at Encore Bank, talks about the importance of entrepreneurs and businesses having a solid banking relationship.

Scott and Yobany discuss the impact of interest rates, the role of personal guarantees, cash management, fraud prevention, and lending processes for small to medium-sized businesses.

Yobany provides practical tips for approaching banking relationships and shares insights on what business owners should look for when developing a financial plan with their bank. This discussion equips aspiring entrepreneurs with valuable information to navigate the banking world more effectively.

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About Yobany:
Yobany Mayen has over 20 years of experience in Commercial Banking spanning three financial institutions and two areas of expertise: Commercial Relationship Management and Treasury Management Services. After graduating from Texas A&M with a finance degree, he entered the Commercial Banking Analyst Training Program at JPMorgan Chase Bank, spending time in New York, Austin, and San Antonio, TX, where he currently resides. Later, he moved to Amegy Bank, a division Zions Bancorporation, and now is at Encore Bank as an SVP, Treasury Management Regional Sales Leader and shareholder. He earned his Certified Treasury Professional (“CTP”) designation in 2003, serves as the President of the San Antonio Association for Financial Professionals (“SAAFP”), and is a volunteer committee member for one of the largest regional annual trade conferences in his industry (TEXPO), which will be hosted in San Antonio in 2025.

The recurring themes of his career through a large, medium, and small bank are: winning as a team, finding financial solutions to help clients achieve their goals, and enjoying building relationships with interesting and successful people. Two of the most interesting people he knows are his parents, who immigrated to the United States at young ages, worked hard to be successful in their own careers, and supported him as a first-generation college graduate.

He is married to Angie Lewis and has a blended family of 7 kids, 5 grandkids, and one Cavapoo named Bentley. He and his family attend Northeast Bible Church in Garden Ridge, TX and volunteer in the children’s ministry.

About Encore Bank:
Encore Bank was established in 2019 after its founders moved to the Capital Bank, rebranded it as Encore Bank and began its remarkable growth journey. Starting with just $159 million in total assets, seven employees and a single office, Encore has since expanded its presence into 19 markets across seven states. As of May 15, 2024, Encore Bank had $4 billion in total assets. Headquartered in Little Rock, Arkansas, Encore Bank is a privately held, commercially focused bank that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of service to its clients through a hospitality-inspired concierge approach. Encore Bank provides a full suite of financial products and services with purpose, passion and precision.

To learn more, visit bankencore.com

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