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Why Having Protected Income Is Vital in Retirement
Manage episode 394305367 series 3428540
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One of the most valuable things you can have, both before and after you retire, is a steady stream of income. What makes it more valuable to you is if that income is protected (meaning "guaranteed") by some entity, like the federal government, the PBGC, or the claims-paying ability of an insurance company.
Two forms of protected income that people generally receive at retirement are Social Security and pensions. These, either together or separately, form the basis of your financial plan and can help determine how much extra income (if any) your nest egg will need to provide for you. In other words, the more protected income you have, the less you’ll have to rely on your savings.
Why is this so important? Find out from podcast host Johnny Dean and his guest, “Professor” Rick Plum, CFP® on this week’s episode of Managing Your Financial Future!
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