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Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off

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Manage episode 297473040 series 2137790
Conteúdo fornecido por Money For the Rest of Us and J. David Stein. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Money For the Rest of Us and J. David Stein ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.

How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool.

Topics covered include:

  • Why it is more difficult to get a mortgage today
  • How federal government mortgage guarantees lead to lower mortgage rates
  • How to analyze whether to pay off your mortgage early
  • The differences between personal risk, market risk, and aspirational risk
  • How reverse mortgages work and how they can be useful as a retirement income tool
  • What are the costs of reverse mortgages

Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month. Subscribe here.

Thanks to IPVanish and Raycon for sponsoring the episode.

For more information on this episode click here.

Show Notes

Quarterly Report on Household Debt and Credit 2021 Q1—Federal Reserve Bank of New York

Selling Guide: Lender Letter LL-2021-03, Impact of COVID-19 on Originations (03/11/2021)—Fannie Mae0

Overreliance on Fannie and Freddie Violates Their Federal Charters by Norbert J. Michel, Ph.D.—The Heritage Foundation

Mortgage Debt and Asset Allocation, Video by Ben Felix

Plus Episode 329: Robinhood, Mortgages and ETF Transparency—Money For The Rest of Us

Beyond Markowitz: A Comprehensive Wealth Allocation Framework for Individual Investors by Ashvin B. Chhabra

How the HECM Program Works—U.S. Department of Housing and Urban Development

Incorporating Home Equity into a Retirement Income Strategy by Wade D. Pfau

Related Episodes

44: Should You Pay Off Your Mortgage?

238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages

317: How To Buy In A Hot Housing Market

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

493 episódios

Artwork
iconCompartilhar
 
Manage episode 297473040 series 2137790
Conteúdo fornecido por Money For the Rest of Us and J. David Stein. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Money For the Rest of Us and J. David Stein ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.

How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool.

Topics covered include:

  • Why it is more difficult to get a mortgage today
  • How federal government mortgage guarantees lead to lower mortgage rates
  • How to analyze whether to pay off your mortgage early
  • The differences between personal risk, market risk, and aspirational risk
  • How reverse mortgages work and how they can be useful as a retirement income tool
  • What are the costs of reverse mortgages

Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month. Subscribe here.

Thanks to IPVanish and Raycon for sponsoring the episode.

For more information on this episode click here.

Show Notes

Quarterly Report on Household Debt and Credit 2021 Q1—Federal Reserve Bank of New York

Selling Guide: Lender Letter LL-2021-03, Impact of COVID-19 on Originations (03/11/2021)—Fannie Mae0

Overreliance on Fannie and Freddie Violates Their Federal Charters by Norbert J. Michel, Ph.D.—The Heritage Foundation

Mortgage Debt and Asset Allocation, Video by Ben Felix

Plus Episode 329: Robinhood, Mortgages and ETF Transparency—Money For The Rest of Us

Beyond Markowitz: A Comprehensive Wealth Allocation Framework for Individual Investors by Ashvin B. Chhabra

How the HECM Program Works—U.S. Department of Housing and Urban Development

Incorporating Home Equity into a Retirement Income Strategy by Wade D. Pfau

Related Episodes

44: Should You Pay Off Your Mortgage?

238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages

317: How To Buy In A Hot Housing Market

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

493 episódios

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