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The Pros and Cons of Infinite Banking and Whole Life Insurance

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Manage episode 299672352 series 2137790
Conteúdo fornecido por Money For the Rest of Us and J. David Stein. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Money For the Rest of Us and J. David Stein ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.

How permanent life insurance can be an effective tool for retirement planning.

Topics covered include:

  • What is the difference between term and whole life insurance
  • How many people let their life insurance policies lapse each year
  • What are strengths that insurance companies have that are beneficial to individual investors
  • What are the benefits of whole life insurance policies
  • How the infinite banking concept works and who should it be used
  • How asset allocation should differ when investors have a whole life insurance policy
  • What are concerns with whole life insurance
  • How an integrative approach of using whole life, immediate annuities, and investments can lead to higher retirement spending levels

Thanks to today's sponsors: Simplify ETFs and the all-new electric MINI Cooper SE

For more information on this episode click here.

Show Notes

Arthur L. Williams Jr.—Wikipedia, Aug 10, 2021

ACLI 2020 Life Insurers Fact Book—The American Council of Life Insurers

Pros And Cons Of Life Insurance For Children by Cameron Huddleston and Amy Danise—Forbes

The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series) by Wade D. Pfau

Integrating Whole Life Insurance into a Retirement Income Plan: Emphasis on Cash Value as a Volatility Buffer Asset by Wade D. Pfau and Michael Finke

Related Episodes

279: Why All Retirees Should Consider an Income Annuity

326: The New Math of Retirement Spending and Investing

349: Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

493 episódios

Artwork
iconCompartilhar
 
Manage episode 299672352 series 2137790
Conteúdo fornecido por Money For the Rest of Us and J. David Stein. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por Money For the Rest of Us and J. David Stein ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.

How permanent life insurance can be an effective tool for retirement planning.

Topics covered include:

  • What is the difference between term and whole life insurance
  • How many people let their life insurance policies lapse each year
  • What are strengths that insurance companies have that are beneficial to individual investors
  • What are the benefits of whole life insurance policies
  • How the infinite banking concept works and who should it be used
  • How asset allocation should differ when investors have a whole life insurance policy
  • What are concerns with whole life insurance
  • How an integrative approach of using whole life, immediate annuities, and investments can lead to higher retirement spending levels

Thanks to today's sponsors: Simplify ETFs and the all-new electric MINI Cooper SE

For more information on this episode click here.

Show Notes

Arthur L. Williams Jr.—Wikipedia, Aug 10, 2021

ACLI 2020 Life Insurers Fact Book—The American Council of Life Insurers

Pros And Cons Of Life Insurance For Children by Cameron Huddleston and Amy Danise—Forbes

The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series) by Wade D. Pfau

Integrating Whole Life Insurance into a Retirement Income Plan: Emphasis on Cash Value as a Volatility Buffer Asset by Wade D. Pfau and Michael Finke

Related Episodes

279: Why All Retirees Should Consider an Income Annuity

326: The New Math of Retirement Spending and Investing

349: Forward and Reverse Mortgages: When To Take Them Out and When to Pay Them Off

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

  continue reading

493 episódios

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