020: Is the 60/40 Portfolio Dead?

Retirement Equals Freedom

Welcome to this very special follow-up to Episode 19 – which was all about an edge-of-your-seat subject: Bonds. This time out The Retirement Equals Freedom Podcast is building on that theme by taking an unvarnished look at the 60/40 portfolio.

For decades, explains FSR Wealth Strategies Founder and Host Josh Bretl, it’s provided retirees a reliable mix of 60% equities and 40% bonds to protect against market downturns.

Not so much anymore. Due to shifting interest rates and other factors, that gold standard formula is no longer a given. The landscape has changed and there’s a new normal, which Josh is here to explain (with input from Co-Host Dave Schmidt that most likely be helpful to your financial decision-making).

You’ll learn why the 60/40 formula has worked in the past and based on what kinds of research the common wisdom has been updated to reflect new risks associated with bond holdings. Understanding the purpose of bonds in your mix of investments is critical to considering alternatives (ideally with the help of a qualified advisor).

Even though there’s no predicting the future for certain, there are ways to protect your retirement nest egg. It starts with education and sound advice!

This episode was fueled by Cometeer Coffee, both iced and hot!

Click here to learn more about or listen to previous episodes of The Retirement Equals Freedom Podcast. Don’t forget to sign up for the show’s new weekly email at this link and definitely come join the conversation at our new private Facebook group, which you can find here.

Click here to explore the services that FSR Wealth Strategies offers and schedule a discovery call with one of the team’s CPAs. When it comes to living your best life, it’s never too early to get started!