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Handling a Hardening Market: Insights from Mike McDonough
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In this episode of the Self-Insurance Podcast, hosted by CRMBC, we tackle the intricacies of workers' comp self-insurance with Mike McDonough, the broker principal of McDonough Insurance Services.
Drawing from his 30 years of experience, Mike offers a deep dive into the advantages of self-insurance over traditional insurance carriers. Key topics include the concept of a hardening market, criteria for joining a self-insured group, the importance of managing claims, and how self-insurance provides more control and financial benefits for employers.
Get valuable tips on how restaurant owners can protect themselves in a hardening market and much more. Don't miss Mike's expert insights and practical advice!
00:00 Introduction to Self-Insurance Podcast
00:33 Meet Mike McDonough, Industry Expert
03:04 Understanding the Hardening Market
05:31 Differences Between Self-Insurance and Traditional Carriers
08:44 Criteria for Joining a Self-Insured Group
12:44 Benefits of Self-Insurance for Restaurant Owners
14:16 Closing Advice for Navigating a Hardening Market
17:15 Final Thoughts and Farewell
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