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Long Term Disability Insurance and The Optimal Way To Buy It
Manage episode 407427871 series 3560143
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Are you looking for the best way to buy long term disability insurance?
This video will show you how to get the most out of your policy and ensure financial security.
First, determine the elimination period that matches up with your emergency fund.
Then, look at the benefit period and consider an up-to-retirement age policy to provide maximum protection.
Finally, combine coverage types by buying both own occupation and any occupation policies.
Doing so can provide adequate coverage at a lower premium than if you bought a single policy.
With these tips, you'll be able to find an affordable long term disability insurance policy that meets your needs!
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