Steps to Take After Your Insurance Claim Is Denied in California

Unidos Legales Abogados de Accidentes de Auto en San Fernando Valley

So, you’ve just had your insurance claim denied. First off, take a deep breath. It’s frustrating, but it’s not the end of the road. Here are some practical steps to get your claim back on track.

1. Your insurance company should provide a reason for the denial. It could be something simple like missing information or more complex issues like policy exclusions. Read the denial letter carefully and understand the specifics.

2. Dust off your insurance policy and review it thoroughly. Check the coverage details, exclusions, and conditions. Sometimes, the denial might be due to a misunderstanding of what your policy actually covers.

3. Compile all the relevant documents related to your claim. This includes photos, receipts, medical records, or any other evidence that supports your case. The more comprehensive your documentation, the stronger your appeal.

4. Give your insurance agent a call. They can often provide insights into why the claim was denied and offer advice on what to do next.

5. Most insurance companies have an appeals process. Follow the steps outlined in your denial letter or your policy document. Be sure to submit all necessary documentation and clearly state why you believe the denial was incorrect.

6. If all else fails, it might be time to consult with an attorney who specializes in insurance claims. If you need help, contact Goldberg Injury Lawyers today for a free consultation at 818-222-6994. We can help you understand your rights and we'll be able to negotiate a better outcome.