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David Sklar & Associates Inc. is a supportive and caring firm of Licensed Insolvency Trustees, that help people erase their debts through a wide range of services. The team consists of knowledgeable, experienced, caring individuals who all have the same goal, to help you take control of your financial problems and move on to a better life. This podcast will cover topics such as Consumer Proposals, Credit Counselling, Division 1 Proposal, Personal Bankruptcy, Debt Consolidation, Student Loans ...
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Well, here we are, three weeks from the general election. So many critical races, so many huge issues! This episode of Crossing Division is a companion to the Nerd Farmer voters’ guide podcast. We will cover the Supreme Court positions, and then we will go local, super local. Because in addition to all the national and state campaigns, we have Taco…
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In this episode, we debunk common myths about the confidentiality of declaring bankruptcy in Canada. Worried about who will find out if you file for bankruptcy? We break down who is legally informed and why your financial fresh start is more private than you might think. For personalized advice and a free consultation, visit David Sklar & Associate…
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It can be hard to make friends, connect with your town, feel like you are part of positive changes. Volunteering can help open doors to finding your people and putting down roots in your community. But to be honest, some volunteer activity just sucks the life out of you. How do you find a way to engage that is nourishing and meaningful? Hosts Evely…
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Tacoma, we love you, and your political controversies never disappoint. Hosts Evelyn and Joe Lopez sit down with Justin Camarata to discuss, and dish, the city council appointment process to fill district 4, the difficult issues facing Congressional candidates for WA=6, and the wild election season ahead. We are always interested in your thoughts a…
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Every ten years, the City of Tacoma engages in a Charter Review. It’s time again, and hosts Evelyn and Joe Lopez review and discuss the most significant changes recommended by the Charter Review Committee. Are they good ideas? What happens next? Here is the April 29 Draft Recommendations–it’s a lot of information, but worth the read: City of Tacoma…
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After a hiatus to clear our heads and figure out what we want to still talk about, Evelyn and Joe Lopez are back in the studio to talk about local developments in Tacoma with the LNG Plant, PSE billing plans, Point Ruston drama, local politics, and other odds and ends. As discussed in the podcast, here’s a link to a recent article in the Seattle Ti…
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Well, there are still some ballots left to count, but most races have been called. Tacoma City Council Position 7 will remain with incumbent Councilmember Olgy Diaz, and Tacoma will welcome new District 3 Councilmember Jamika Scott at the beginning of 2024, And Tacoma’s Tenants Bill of Rights is passing; it’s close, but it’s passing. Hosts Evelyn a…
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Last week, hosts Evelyn and Joe Lopez talked about local Tacoma elections, and noted that the “No on Tacoma Measure 1” PAC (political action committee) may not have been timely or adequately reporting campaign contributions. This week we dig into the history of the “No on Tacoma Measure 1” campaign and discuss why the pattern of disregard for campa…
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Local elections are never overlooked at Crossing Division. And this year we have several critical races for Tacoma. What direction will our City take? You have a chance to decide just that. Hosts Evelyn and Joe Lopez break down the local races and focus on three campaigns: City Council Districts 3 and 7, and Tacoma Initiative 1, the Tenants’ Rights…
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Can’t keep up with the indictments? We’re here to help! Joe and Evelyn Lopez go over the four current indictments (and that’s not even counting the E. Jean Carroll case). What are the charges, what are the timelines, and what is at stake? We are living in unprecedented times in terms of Presidential power and infamy. For a good overview of the case…
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After Carol Mitchell was dismissed from her key executive position with the Pierce County Executive, and while suing the County for wrongful discharge, Carol put her heart and soul into a new endeavor–the Institute for Black Justice. In Part 2 of this discussion, Carol talks with host Evelyn Lopez about power, change, community realities, and cultu…
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Carol Mitchell has worked at just about every government office and agency in Tacoma. As a well-respected attorney and government leader, she has a deep background in human resources and equal opportunity laws, and organizational management. She hosted a popular local civics TV show for 17 years, and she is not at all afraid to speak up when someth…
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Perhaps you have heard that there are 34 criminal charges filed against Donald Trump in New York. Perhaps you have heard that the case involves business records, payments to a porn star, and billings by Trump’s former attorney. And maybe you’re a bit confused. Evelyn and Joe Lopez talk through the charges, what they are, and what is needed to make …
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We’ve been talking about housing and homelessness regularly on Crossing Division, and in this episode, we have the chance to talk about a really big idea—a game changing big idea. Governor Jay Inslee is proposing a housing referendum that would allow the state to issue bonds outside the state’s debt limit to frontload $4 billion of housing construc…
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Next week, the Tacoma City Council will take up the issue of whether to make living on the streets illegal around temporary shelters and waterways. We’ve talked about bans before, and making it a crime to be homeless, and we will talk about it again. City Councilmember John Hines joins host Evelyn Lopez to discuss the idea of using criminal punishm…
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And with one decision, the US Supreme Court destroys the right to abortion in this country, deciding that the availability of these vital, personal, health decisions should be decided by the states. While other states rush to end or severely limit abortion rights, Washington is moving to become a safe haven for people seeking abortion and other hea…
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Dobbs v. Jackson Women’s Health, issued by the US Supreme Court on June 24, 2022, sweeps away 50 years of legal precedent and healthcare protections to decide: “The Constitution does no confer a right to abortion. Roe and Casey are overruled; and the authority to regulate abortion is returned to the people and their elected representatives.” (Dobbs…
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What is a Precinct Committee Officer, and why should you consider running for the position? Filing week is next week (May16-20), and you could run for this most local of elected positions! Chair and Vice Chair of the 27th LD Democrats, Justin Camarata and Anna Nepomuceno, who also have years of experience as PCOs, join host Evelyn Lopez to talk abo…
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If you live in the 98404 or 98409 zip codes you can VOTE on creative arts and science projects for your community! Voting is open through May 13. Go to www.tacomacreates.org to vote, or look for ballots in your community! The Tacoma-Pierce County Health Department and Tacoma Creates have partnered to develop community art proposals for South Tacoma…
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The Pierce County Council recently passed an ambitious comprehensive plan to end homelessness. Councilmember Ryan Miller sits down with host Evelyn Lopez to talk about what makes this plan different, and what will be needed to bring it to life. We also talk about what other significant issues are ahead for the Pierce County Council–including effort…
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Currently, there are at least 3,300 of our neighbors living unhoused in Pierce County — realistically, that number is much higher. The situation involves a complicated set of problems: high housing prices, lack of affordable housing options even if people have housing vouchers, severe income inequality and systemic racism, substance and behavioral …
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Sharlett Mena is running for State Representative for the 29th Legislative District. She sat down with host Evelyn Lopez to talk about running for office, what she’s been working on since 2020, and her vision for the district. Sharlett is dedicated to connecting with younger voters, people who have not voted regularly, and neighbors who may have ne…
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This is such an interesting conversation! Aaron Sherman joins host Evelyn Lopez to explore how candidates can use social media to engage with voters, elected leaders can connect with constituents, and public agencies can share vital information about their services. We are living in a time of great information and disinformation. Stepping away from…
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Host Evelyn Lopez talks with Peter Drury and Marquay Seamster about Wellspring Family Services and the organization’s partnership with Tacoma Housing Authority, Tacoma Public Schools, and Pierce County to identify and assist families and students facing homelessness. This is a significant problem in Tacoma. For every one person you might see living…
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King County Councilmember Girmay Zahilay wants to demystify running for political office. He is bringing his Build the Bench program to Tacoma on November 20, 2021 (link below). The Tacoma program will feature 28th LD Senator T’wina Nobles, 27th LD Senator Yasmin Trudeau, and 27th LD Democratic Committee Chair Justin Camarata. They will share their…
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Well, it’s been a busy 10 days in Pierce County! The Attorney General filed criminal charges against Pierce County Sheriff Ed Troyer, and then the County’s investigative report on the Sheriff’s conduct was issued. While both were covered in local and national news media, when you read the actual Determination of Probable Cause, and the Moran Invest…
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There are three nominees to fill the 27th Legislative District Senate seat vacancy, and this is the third of three interviews with the nominees. Senator Jeannie Darneille is taking a position with the Department of Corrections, and that has created a vacant legislative position. The new Senator will be selected by the Pierce County Council from thr…
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There are three nominees to fill the 27th Legislative District Senate seat vacancy, and this is the second of three interviews with the nominees. Senator Jeannie Darneille is taking a position with the Department of Corrections, and that has created a vacant legislative position. The new Senator will be selected by the Pierce County Council from th…
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There are three nominees to fill the 27th Legislative District Senate seat vacancy, and this is the first of three interviews with the nominees. Senator Jeannie Darneille is taking a position with the Department of Corrections, and that has created a vacant legislative position. The new Senator will be selected by the Pierce County Council from thr…
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GET YOUR COMMENTS TO THE REDISTRICTING COMMISSION BY OCT 4: https://www.redistricting.wa.gov/ Redistricting Part 2: Evelyn Lopez returns to the studio with Phil Gardner and Marty Campbell to discuss Washington’s redistricting process. The maps are out! The four Redistricting Commissioners have each issued a proposed map with redrawn Legislative Dis…
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What do you know about redistricting? It happens every ten years, and it’s based on the population data developed through the census, and it’s the building block of our democracy. Redistricting is the process for redrawing the boundary lines for congressional districts, state legislative districts, county council districts, and city council distric…
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Perhaps you’ve read the stories in the News Tribune. Perhaps you’ve seen the concerns on social media. It’s true. After four decades, Tacoma’s historic theaters will no longer be managed by local non-profit Tacoma Arts Live. Tacoma’s beautiful historic theaters, and the downtown theater district, are jewels of our city. We wanted to better understa…
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“Critical Race Theory.” Do you know what it is? Do you know why it has become an issue in local school board races? Perhaps you should. News Tribune reporter Chase Hutchinson has been following the emergence of anti-CRT (critical race theory) and other concerns about diversity, inclusion, and sex education in our schools as he reports on what’s hap…
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It’s Pride Month in Tacoma! And now also in Pierce County! Did you know that Pierce County had not previously recognized local Pride celebrations? Well, that just changed with the County Council’s proclamation! https://online.co.pierce.wa.us/cfapps/council/iview/proposal.cfm?proposal_num=R2021-110 County councilmember Ryan Mello and Council assista…
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Content Warning: violence This Crossing Division episode is simply a reading of the probable cause declaration and criminal charges against three Tacoma Police Department officers for the death in custody of Manuel (Manny) Ellis on March 3, 2020. This is a real Tacoma horror story, and everyone should know the facts. Evelyn Lopez: truetacoma@gmail.…
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Christine (Chris) Charbonneau, CEO of Planned Parenthood of the Great Northwest, Hawai’i, Alaska, Indiana, and Kentucky, joins host Evelyn Lopez to talk about the current status of providing contraception, women’s healthcare, and protecting choice in Tacoma and Washington state. Washington is a haven state for contraception and abortion services, a…
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Local activists Halley Knigge and Nathe Lawver join host Evelyn Lopez for a discussion of recent events involving our Pierce County Sheriff Ed Troyer. From calling out more than 40 police units from across the county and claiming that his life had been threatened (after mistaking a Black newspaper carrier for a suspicious person in his neighborhood…
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Many people struggling with debt in Ontario have considered filing for personal bankruptcy but are concerned about losing their assets and the consequences that follow. In some cases, bankruptcy is the right solution, however, most debt problems can be solved with a Consumer Proposal, the #1 alternative to bankruptcy. A Consumer Proposal is a way o…
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Melissa Malott, Executive Director of Citizens for a Health Bay, joins host Evelyn Lopez to discuss the current state of land use in the Tacoma tideflats and port area. This part of Tacoma has been a flashpoint of controversy over the direction and future of our city, especially since residents successfully derailed plans to build the world’s large…
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One of the most frequently asked questions we receive is, “Will my credit be affected, and will I still be able to use a credit card after I file a consumer proposal?” The short answer is yes, a consumer proposal will impact your credit rating and yes, you will still be able to acquire a credit card after you file. A consumer proposal will have an …
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Last year we talked with David Thompson about the Food is Free program in Tacoma. The program’s focus was home gardens around Tacoma and tables for sharing produce with neighbors. The program has evolved and changed in the last year. Now Food is Free has expanded into food rescue and has been providing farm to table food boxes in Tacoma. David Thom…
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According to The Urbanist: Tacoma has embarked on a sweeping plan to reform residential zoning in the city. The Home in Tacoma project could transform single-family and multifamily zones by allowing more Missing Middle Housing. Home in Tacoma Project Chugs toward Citywide Zoning Overhaul | The Urbanist Chris Karnes, the designated Public Transporta…
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In 2015, in response to police killings and protests around the country, Mayor Victoria Woodards (at the time a Tacoma City Councilmember) and Police Chief Ramsdell developed Project Peace as a program to promote trust, relationships, and understanding between the residents of Tacoma and the Police Department. Project Peace Co-Chair Corwin Scott an…
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In this podcast, we sit down with Shirley Sklar a certified insolvency counsellor at David Sklar & Associates and discuss the emotional impacts living in debt can have. Being in debt is stressful, It can put a strain on you, your family, and even your job performance. The emotional effects of debt include depression and anxiety, resentment, and str…
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Channel 253 continues its partnership with Tacoma’s Downtown on the Go Friday Forums in 2021. This year the forums focus on racism, urban design and transportation. After each forum, we will have a Crossing Division episode that expands on the discussion. The March 26 DOTG Friday Forum discussed how government and transportation project decisions g…
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In the final Friday Forum of 2021, the discussion focuses on project and government decision making. How do infrastructure ideas become reality? How do problems like faulty sidewalks and inadequate bus stops get fixed? Policy in Tacoma is a web of stakeholders and decision makers, often spanning into Pierce County. Follow along as the panel tracks …
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Over the last year there has been a rise in hate incidents and hate crimes directed at Asian-American and Pacific Islander (AAPI) neighbors in our communities. Recently the hate became more deadly. Last week a white gunman targeted Asian businesses in Atlanta, with specific animus against Asian women, and killed six people. What is happening, and h…
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In this episode, we discuss the common mistakes people make when managing their finances. How to overcome feeling defeated or wanting to give up. The mistakes people make using credit. Setting boundaries with your children and common roadblocks. Creating a financial plan and sticking to it, is the most effective way of getting out of debt and stayi…
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The Tacoma-Pierce County Health Department has been working on health equity issues for several years. In 2015, TPCHD published a comprehensive health equity report, focusing on increasing the quality of health and life for Pierce County residents. When the COVID-19 pandemic arrived, all the equity issues and challenges were suddenly amplified. Dir…
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Welcome to the Debt Free Life Podcast. In this episode, we take some time to learn about David Sklar & Associates, what they do and how they can help people struggling with debt. The world of insolvency can be intimidating and confusing to a lot of people. In this episode, David Sklar takes the time to explain what we do and how we can help. Compas…
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