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Is it better to rent or buy a home? How do I decide what’s best for me?
Manage episode 429611018 series 1791561
Are you losing sleep over the age-old question: should you rent or buy a home? Imagine the pressure of everyone telling you homeownership is the key to financial security and the American Dream. But with soaring interest rates and skyrocketing costs, is it all it's cracked up to be? What if tying yourself down to one place isn't the right move for you right now? Listen to Ralph Estep, Jr. on the Ask Ralph Podcast as he clarifies the complex decision that overwhelms many about buying or renting a home.
Is It Better To Rent Or Buy A Home? How Do I Decide What’s Best For Me? With Ralph Estep Jr.
Today, Ralph discusses the pros and cons of renting versus buying a home. He explores practical steps to assess your situation, from creating a budget to calculating debt-to-income ratios. More importantly, he shares biblical tips on how to find peace in your decision, even in the face of fear and uncertainties in this world. Tune into this episode for a balanced exploration of the rent vs. buy dilemma, backed by practical advice and spiritual insights to guide your path forward.
00:00 Episode Overview
01:07 Listener’s Question
02:05 Bible Verse
02:43 Buying Vs. Renting Home
03:51 Weighting Factors To Decide
04:37 Tip#1: Create A Budget
05:11 Tip#2: Calculate Your Debt To Income Ratio
06:07 Tip#3: Get Pre-Approved For A Mortgage
06:28 Tip#4: Costs Of Homeownership
06:48 Tip#5: Pray For Guidance
06:59 Where Does True Sense Of Security Come From?
07:50 State of Economy as a Factor
08:34 Final Thoughts
09:08 Outro
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES"
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon
530 episódios
Manage episode 429611018 series 1791561
Are you losing sleep over the age-old question: should you rent or buy a home? Imagine the pressure of everyone telling you homeownership is the key to financial security and the American Dream. But with soaring interest rates and skyrocketing costs, is it all it's cracked up to be? What if tying yourself down to one place isn't the right move for you right now? Listen to Ralph Estep, Jr. on the Ask Ralph Podcast as he clarifies the complex decision that overwhelms many about buying or renting a home.
Is It Better To Rent Or Buy A Home? How Do I Decide What’s Best For Me? With Ralph Estep Jr.
Today, Ralph discusses the pros and cons of renting versus buying a home. He explores practical steps to assess your situation, from creating a budget to calculating debt-to-income ratios. More importantly, he shares biblical tips on how to find peace in your decision, even in the face of fear and uncertainties in this world. Tune into this episode for a balanced exploration of the rent vs. buy dilemma, backed by practical advice and spiritual insights to guide your path forward.
00:00 Episode Overview
01:07 Listener’s Question
02:05 Bible Verse
02:43 Buying Vs. Renting Home
03:51 Weighting Factors To Decide
04:37 Tip#1: Create A Budget
05:11 Tip#2: Calculate Your Debt To Income Ratio
06:07 Tip#3: Get Pre-Approved For A Mortgage
06:28 Tip#4: Costs Of Homeownership
06:48 Tip#5: Pray For Guidance
06:59 Where Does True Sense Of Security Come From?
07:50 State of Economy as a Factor
08:34 Final Thoughts
09:08 Outro
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES"
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon
530 episódios
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