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Should You Put Money Down on Your Next Car Purchase?
Manage episode 424716839 series 1791561
When deciding on a car purchase, have you ever felt torn between making the financially optimal choice and the option that would give you the most peace of mind? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses whether to make a down payment on your next car purchase.
Should You Put Money Down on Your Next Car Purchase? with Ralph Estep, Jr.
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the dilemmas of car buying, specifically whether to make a down payment on a new vehicle. He explains the financial and emotional challenges buyers face, such as deciding how much to put down or whether to make a down payment at all. Ralph explores whether stretching your budget for a lower interest rate is wise and considers the risks of a smaller down payment, like potential job loss. He also discusses options like GAP insurance and shopping around for rates, emphasizing the balance between responsible stewardship and peace of mind. Tune in as Ralph provides practical financial advice and biblical wisdom to help you make an informed decision on this important purchase.
00:00 Episode Overview
02:07 Bible Verse
02:45 Down Payment Considerations
03:59 Interest Rates and Loan Terms
05:11 Depreciation and GAP Insurance
07:23 Peace of Mind and Common Questions
08:34 Final Thoughts
09:38 Outro
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES"
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon
515 episódios
Manage episode 424716839 series 1791561
When deciding on a car purchase, have you ever felt torn between making the financially optimal choice and the option that would give you the most peace of mind? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as he discusses whether to make a down payment on your next car purchase.
Should You Put Money Down on Your Next Car Purchase? with Ralph Estep, Jr.
In this episode of the Ask Ralph Podcast, host Ralph Estep Jr. discusses the dilemmas of car buying, specifically whether to make a down payment on a new vehicle. He explains the financial and emotional challenges buyers face, such as deciding how much to put down or whether to make a down payment at all. Ralph explores whether stretching your budget for a lower interest rate is wise and considers the risks of a smaller down payment, like potential job loss. He also discusses options like GAP insurance and shopping around for rates, emphasizing the balance between responsible stewardship and peace of mind. Tune in as Ralph provides practical financial advice and biblical wisdom to help you make an informed decision on this important purchase.
00:00 Episode Overview
02:07 Bible Verse
02:45 Down Payment Considerations
03:59 Interest Rates and Loan Terms
05:11 Depreciation and GAP Insurance
07:23 Peace of Mind and Common Questions
08:34 Final Thoughts
09:38 Outro
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
VISIT OUR ASK RALPH SHOW GEAR STORE FOR ALL KINDS OF COOL MERCHANDISE - ENTER THE CODE "FREEBOOK" FOR A FREE DOWNLOADABLE COPY OF MY BOOK "MASTERING YOUR FINANCES"
JOIN OUR FACEBOOK INSIDERS GROUP
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
ralph@askralph.com or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances! on Amazon
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon
515 episódios
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