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How HOA Homes Can Be Beneficial
Manage episode 190767437 series 1317654
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Many buyers avoid homes within HOAs. Here’s why you shouldn’t.
Many times, buyers are hesitant to purchase homes that lie within an HOA (homeowners association) because they view the HOA dues as a tax that they won’t get anything back from. This couldn’t be further from the truth. You actually get quite a bit with most HOA dues.
HOA dues cover things like garbage disposal and recycling, snow removal, and yard mowing. If you were to contract this kind of stuff out on your own, it would cost you at least $100 to $150 per month.
In addition, most HOA dues include exterior insurance coverage on your home. If there is a fire, natural disaster, or some other emergency, the HOA insurance policy covers the building’s shell. All you’ll need to get is an HO6 policy, which is much cheaper.
There are many benefits to living within an HOA.
As a buyer, don’t write off homes within HOAs right away. Look at them as a potential help rather than a potential hindrance.
If you have any other questions for me about HOAs, buying a home, or anything else relating to real estate, give me a call or send me an email. I look forward to hearing from you.
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