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Action Academy | Replace The Job You Hate With A Life You Love
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57:50Alex (@alex_kamenca) and Carley (@carleymitus) are both members of our Action Academy Community that purchased TWO small businesses last thursday! Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses? 👔🏝️ Check Out Our Action Academy Community Schedule A Free 15 Minute Coaching Call With Our Team Here To Get "Unstuck"! Check Out Our Bestselling Book : From Passive To Passionate : How To Quit Your Job - Grow Your Wealth - And Turn Your Passions Into Profits Want A Free $100k+ Side Hustle Guide ? Follow Me As I Travel & Build: IG @brianluebben ActionAcademy.com…
Nitty Gritty Real Estate
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Conteúdo fornecido por nittygrittyrealestate. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por nittygrittyrealestate ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Before we became agents, we always felt in the dark with the real estate process. It is our goal to demystify all the moving parts of real estate by bringing our 40 years of collective experience with stories, guests, and real market data to the home buying, selling, and investing process.
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100 episódios
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Conteúdo fornecido por nittygrittyrealestate. Todo o conteúdo do podcast, incluindo episódios, gráficos e descrições de podcast, é carregado e fornecido diretamente por nittygrittyrealestate ou por seu parceiro de plataforma de podcast. Se você acredita que alguém está usando seu trabalho protegido por direitos autorais sem sua permissão, siga o processo descrito aqui https://pt.player.fm/legal.
Before we became agents, we always felt in the dark with the real estate process. It is our goal to demystify all the moving parts of real estate by bringing our 40 years of collective experience with stories, guests, and real market data to the home buying, selling, and investing process.
…
continue reading
100 episódios
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×1 Hiring a Real Estate Agent With The New 2024 NAR Changes 20:24
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20:24The most impactful changes in the real estate industry has just taken place. Heather Oloboni and Joe Brown discuss the Sitzer/Burnett class-action lawsuit and its sweeping implications. Learn about how the Missouri Supreme Court’s decision affects buyer representation, seller disclosures, and the way real estate agents get compensated. This episode offers a breakdown of the lawsuit, how it changes buyer-seller relationships, and what it means for agents and clients moving forward. Whether you're a buyer, seller, or real estate agent, understanding these new rules is crucial. Timestamps: 00:00 - Introduction: Major Industry Changes 01:05 - Sitzer/Burnett Class Action Lawsuit Overview 02:15 - The End of Cooperative Compensation in Real Estate 03:40 - How Buyer and Seller Representation is Changing 05:20 - What Buyers Need to Know: The Buyer Broker Agreement 06:35 - Impact on Agents: New Rules and Negotiation Skills 08:10 - Open Houses: What Buyers Should Be Aware Of 10:00 - Agency: Seller, Buyer, and Limited Dual Agency Explained 12:00 - Why Asking Questions is Critical for Buyers and Sellers 15:30 - How Agents Should Prepare for the Changes 18:15 - What This Means for the Future of Real Estate Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
Alicia Sanchez and Heather Oloboni get into the 2024 market, with a focus on one of the hottest topics for today's buyer: affordability. Together, they explore the current housing market challenges, particularly for first-time homebuyers, including issues like rising prices, limited inventory, and high interest rates. They also touch on the struggles faced by sellers, such as accurately pricing homes and dealing with solar leases. If you're a buyer or seller trying to navigate the 2024 real estate market, this episode is packed with insights and practical advice. 01:10 - Affordability Challenges for First-Time Buyers 02:38 - How HOA Fees Affect Affordability 03:50 - The Impact of Interest Rates on Buying Power 05:15 - The Struggle for Move-Up Buyers 07:25 - Why Waiting for Interest Rate Drops May Not Help 09:45 - Sellers Overpricing Their Homes 11:15 - The Impact of Solar Leases on Selling Homes 12:45 - The Hidden Costs of Homeownership 14:30 - Final Advice for First-Time Buyers Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Must-Have Features for Your Vacation Rental Investment 9:09
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9:09Welcome to the world of vacation rentals! This week we discuss the top five features that make a vacation property desirable for both consumers and investors. Whether you’re considering turning your home into an Airbnb or looking to invest in a vacation property, Alicia Sanchez from the TJK Team shares invaluable insights into what to look for, from local attractions to unique property features. We’ll explore why understanding your market and tailoring your property to attract the right clientele can make all the difference in maximizing your rental’s success. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Alicia Sanchez- alicia@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
Getting into buyer agency. The Alicias (Alicia Sanchez and Alicia Frits) break down the entire process of what it means to have a buyer's agent in your corner, from handling paperwork to keep you legal and timelines to ensuring that every aspect of the transaction is managed efficiently and lose earnest money. We also cover the importance of appraisals, repairs, and the final walkthrough to ensure you move into your new home without any surprises. Whether you’re a first-time homebuyer or looking to understand the intricacies of buyer agency, this episode is packed with valuable insights. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
How much do you understand about hiring an agent? In this episode we cover the important aspects of buyer agency, or employment agreement, with our guest, Jill Paddock. We discuss the key steps in the homebuying process, from the initial buyer consultation to making offers, and the crucial role of inspections. Jill shares her expert insights on how a buyer's agent can effectively advocate for their clients, ensuring that the homebuying journey is smooth and successful. Whether you're a first-time homebuyer or looking to brush up on your real estate knowledge, this episode is packed with valuable information. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Why Hire an Agent to Sell Your House Part 4 19:48
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19:48We conclude our series on how listing agents help sellers with Tom Krieger sharing his 40+ years of experience. We dive into the intricacies of managing contracts, orchestrating various parties involved, handling inspections and appraisals, and ensuring a smooth process. Learn the essential steps and strategies that make a successful way to sell your house. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Why Hire an Agent to Sell Your House Part 3 19:09
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19:09We continue our series on how agents effectively represent sellers in part 3 of hiring an agent to sell your house. Tom Krieger shares his extensive insights and experience in the real estate industry, focusing on the importance of effective communication, managing showings, understanding offers and explaining the terms to the seller, and ensuring secure and accurate documentation. Learn the key responsibilities of a real estate agent and how they add value to the selling process while protecting their clients. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Why Hire an Agent to Sell Your House Part 2 15:32
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15:32In today's episode, we delve into the second part of the ways listing agents provide value to their sellers. Join Jill and Tom as they continue to share their insights and expertise on crucial aspects like disclosures, property inclusions, managing tenants as needed, and effective marketing strategies. Learn how top agents ensure the best possible outcomes for their clients. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Why Hire an Agent to Sell Your House Part 1 25:44
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25:44Why would you want to hire an agent to sell your house? Jill Paddock talks with Tom Krieger, the team lead, about the top ways real estate agents add value for their clients, particularly sellers. Learn in this part 1 of a 4 part series the crucial steps involved in property valuation, navigating disclosures, setting expectations, marketing properties, and understanding complex legal aspects. This episode is a must-watch for anyone considering selling their property and wanting to understand the value a skilled agent can bring to benefit you in selling your house. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Navigating Financial Challenges for Young Adults 12:42
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12:42We welcome back Joseph Jex, a Dave Ramsey-trained financial coach, to discuss the top three financial pitfalls and how to avoid them, ensuring a path to financial stability and freedom. Joseph offers expert advice on mitigating student loans, managing credit responsibly, and the smart approach to car payments. Discover practical tips that cater specifically to millennials and others striving for financial security, and learn how to enjoy life without the burden of debt. Want a free consultation with Joseph Jex? Reach out to him here: https://www.ramseycoach.com/jexifiedcoaching Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 First Steps in Mastering Financial Freedom with a Dave Ramsey Certified Coach 9:41
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9:41You gotta start these essential strategies for achieving financial freedom if you haven't already! Join Heather Oliboni and special guest Joseph Jex, a Dave Ramsey-trained financial coach, as they explore effective ways to own your money and your financial independence. In this episode, Joseph shares his journey from Alabama to financial coach, his personal insights on avoiding debt, and practical steps to financial freedom that everyone can apply. Learn about the emotional impact of money, the pitfalls of credit dependency, and the importance of a tailored financial plan. Want a free consultation with Joseph Jex? Reach out to him here: https://www.ramseycoach.com/jexifiedcoaching Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 How To Price Your Home in 2024 Using Historic Pricing Indicators 19:40
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19:40In this episode we dissect the challenges and strategies around property pricing in the ever-evolving market of 2024. With industry insights straight from MLS, our experts dive into the current trends and forecast the future dynamics that could influence real estate decisions. In this episode, we're joined by seasoned real estate professionals who discuss the implications of recent market fluctuations on property pricing. They provide a comprehensive analysis of how sellers and buyers are adjusting their expectations, not only in Tucson, but nationwide as well. The conversation covers the impact of economic changes on real estate values, the role of historical data in setting prices, and practical tips for navigating the market whether you're buying, selling, or just keenly observing. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Economic Shifts Affecting 55+ Housing Market The Most 10:04
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10:04In Arizona we're seeing so many changes with the 55+ communities and the impact of economic factors on senior living choices. Our host, Jill Paddock, and team lead Tom Krieger, discuss the current state of the real estate market for seasoned citizens. Since we are a destination state, we particularly focusing on the decisions surrounding snowbird homes and the viability of maintaining secondary residences amidst rising costs. This episode addresses the challenges faced by residents of 55+ communities due to inflation and fixed incomes, exploring alternative living options like short-term rentals versus traditional homeownership. Come explore this interesting info dump for our age advanced folks! Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
1 Beyond Traditional: Creative Homeownership Solutions for 2024 14:44
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14:44Top Tucson agent, Jill Paddock gives us some alternative ways to buy a home, sharing invaluable insights into navigating the 2024 real estate market, especially for first-time homebuyers. Despite rising prices and fluctuating interest rates, there are still avenues open for those eager to make their first foray into homeownership. This episode exposes various innovative and practical strategies to help new buyers overcome affordability barriers, including co-buying with trusted individuals, exploring duplex opportunities, leveraging ADUs (Accessory Dwelling Units), and more. From understanding the potential of multi-generational living to the nuances of investing in land with prefabricated homes, we cover the spectrum of options that can transform the dream of homeownership into reality. Whether you're considering a traditional path with a creative twist or looking to pioneer in uncharted territories like box homes and off-grid living, this discussion provides a roadmap to making informed, financially savvy decisions in this wild 2024 real estate market. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
Welcome to the innovative world of alternative housing solutions with Tom Krieger, a 45+ year real estate veteran and head of the TJK team. We explore the fascinating realm of Accessory Dwelling Units (ADUs) and beyond. In this episode of the Nitty Gritty of Real Estate Podcast, we demystify the concept of ADUs, tiny homes, modular homes, and the cutting-edge 3D printed homes, shedding light on how these out-of-the-box living solutions are reshaping the landscape of affordable and sustainable housing. From understanding zoning laws to the practicalities of setting up utilities in remote locations, this discussion is packed with invaluable insights for anyone considering an unconventional living space. Whether you're seeking solitude, a family longing for communal living, or a homeowner contemplating additional income streams through ADUs, this episode offers a comprehensive guide to making informed decisions and navigating the intricacies of modern housing trends. Want to chat with us about ADU's and future living arrangements? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Protecting Your ASSets: Exposing the Dangers of Title Fraud 27:40
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27:40In this episode, we lean on the expertise of Eric M. Schroeder, President of Fidelity National Title Southern Arizona to unraveling the mechanisms behind property title theft and how to safeguard your assets. We expose the nuances of how criminals manipulate real estate transactions to illicitly gain from property sales, posing as legitimate owners. With technology pushing the boundaries of convenience at the cost of security, learn the critical importance of vigilance and the steps you can take to protect your property from being a target. From recognizing red flags to the role of technology and (potentially) AI in facilitating fraud, this episode equips you with the knowledge to navigate the real estate market safely. Join us in exploring preventative measures, the pivotal role of human verification, and the future of combating title fraud in an increasingly digital world. Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Future Home Buying: Interest Rates & Market Trends for 2024 Explained 13:31
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13:31Embark on a journey into the future of home buying in 2024 with Alicia Sanchez and Roman Lopez from Ferrari Mortgage, as they navigate the intricacies of securing a loan in an ever-evolving market. This episode delves deep into the expected market trends, the influence of interest rates, and the Federal Reserve's pivotal decisions that could reshape the landscape for first-time buyers. Whether you're a potential homebuyer sitting on the sidelines or an industry professional seeking insights, this discussion offers a comprehensive look into preparing for the market's uncertainties and opportunities. Join us as we explore practical advice for first-time buyers, the significance of timing in the market, and real-world success stories that illuminate the path to homeownership. Want to chat with Roman Lopez with Fairway Mortgage NMLS# 1653442 about preparing to buy a home? Reach out! Roman Lopez- 520-585-6484 | roman.lopez@fairwaymc.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Behind the Sign: The Real Story of a Real Estate Pro, Melissa Preciado 28:36
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28:36In our new segment, "Behind the Sign," we hear the real stories from real estate agent, Melissa Preciado, a dynamic Realtor® based in Tucson, Arizona. In this candid conversation, Melissa shares her journey from military brat to real estate maven, revealing the highs and lows of the industry, personal growth, and the power of resilience. Whether navigating market shifts or balancing professional and personal life, Melissa's insights offer a wealth of knowledge for anyone looking to understand the true essence of a career in real estate. Join us as we uncover the dedication, challenges, and victories that shape a successful agent's career, offering an invaluable perspective for current and aspiring real estate professionals. Want to talk to Melissa Preciado with Tierra Antigua Realty, about her experiences? Reach out- (520) 631-7131 | @melissathetucsonrealtor Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 From Building Trades to Building Teams: Stories From a 40+ Year Veteran Agent 20:32
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20:32Explore Tom Krieger's extensive 40-year journey in the real estate industry on the Nitty Gritty of Real Estate Podcast. From his roots in the building trades to establishing a family-like real estate team, Tom shares his experiences, challenges, and successes. This episode unveils the significance of team dynamics, investment strategies, and creating generational wealth in real estate. Millennials looking to navigate the real estate field will find Tom's insights particularly valuable as he highlights the importance of working in an environment that values education, growth, and a sense of community. Learn how to build a rewarding real estate career that aligns with your personal and professional aspirations from someone who has lived it. Want to talk to Tom Krieger about his experiences? Reach out- tom@thetjkteam.com | 520.907.5305 Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Starting on the Path to Real Estate Success: The Journey With Young Professional Alicia Sanchez 12:26
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12:26In this episode we explore Alicia's journey from Phoenix to Tucson, her transition from property management to becoming a shining star agent. Discover the pivotal moments that led her to a career in real estate, her passion for helping people during significant life changes, and the mentorship and team structure that fueled her decision. Alicia shares insights into overcoming challenges, leveraging team resources for growth, and the importance of starting your journey in real estate with the right support. Whether you're contemplating a career in real estate or looking to gain insights from a fresh perspective, Alicia's story is sure to inspire. Be sure to follow Alicia on social media: Instagram: https://www.instagram.com/alicia.azrealty/ Tiktok: https://www.tiktok.com/@aliciasanchezrealty Email: alicia@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 From Small-Town NC Backwoods to AZ Realtor: Daniel Strickler's Real Estate Journey 15:00
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15:00Join us on a journey through the eyes of Daniel Strickler, a dedicated agent on the TJK team with Keller Williams Southern Arizona. In our special segment, "Get to Know the Team," Daniel shares his transition from a small-town upbringing to navigating the complexities of the real estate industry. Discover how Daniel's family influence, his initial steps into real estate, the challenges of going solo, and the decision to join a team shaped his career. Gain insights into the importance of team support in real estate, investment learning, work-life balance, and the fun aspects of being part of a dynamic team. Whether you're a budding real estate agent or just curious about the industry's inner workings, this episode offers a unique perspective on the life and decisions of a real estate professional. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 From the Classroom to Closing Deals: An Agent's Real Estate Odyssey 24:28
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24:28We sit down with our very own Jill Paddock from the TJK team for an intimate conversation about her unexpected journey into real estate. Beginning her career as a teacher, Jill navigates through personal challenges and career transitions, ultimately finding her path in the real estate industry. This episode dives deep into Jill's personal and professional growth, her experiences with different teams, and how joining the right team transformed her approach to real estate. From learning the importance of building client relationships to exploring investment opportunities, Jill's story is a testament to perseverance, adaptability, and the power of supportive teamwork. Whether you're considering a career in real estate or looking for inspiration to navigate your professional journey, Jill's story offers valuable insights and encouragement. Want to talk to Jill Paddock about here experiences? Reach out- jill@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 From Inheritance to Homeownership: Millennials, Their Parents, and Estate Planning 22:47
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22:47In this thought-provoking episode, we go into the sensitive yet crucial topic of estate planning and its impact on real estate. Hosted by Joe Brown and Heather Oliboni, this episode explores what happens to a parent's house after they pass away. We explore the intricate process of handling property inheritance, including the legalities, emotional challenges, and practical steps involved. This episode is particularly relevant for the millennial generation, who are on the cusp of witnessing one of the largest wealth transfers in history. We also discuss various options for inherited properties, such as selling, renting, or moving in, and the importance of preparing wills and trusts. This comprehensive guide is invaluable for anyone navigating the complex journey of estate management and real estate inheritance. Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 55+ Living Explained: Retirement Communities, to Assisted Living, & Beyond 19:16
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19:16This podcast is not only helpful for those in the throws of making a decision to buy in a 55+, but it's also for those looking to understand when it's time to move into an assisted living facilities. Not to mention, for those millennials and Gen x'ers who are looking for those warning signs of their aging parents. In this episode, Tom Krieger, an experienced Realtor®, delves into the unique considerations of buying in 55+ communities, focusing on the popular retirement destinations of Arizona and Florida. We'll explore critical factors like healthcare, cost of living, climate, and amenities that influence the decision of where to retire. Additionally, Tom provides valuable insights into knowing when it's time to transition from a traditional home to assisted living and how to prepare for this significant change. Whether you're considering a move to a 55+ community, or if you're helping a loved one with their transition, this episode is packed with essential information to guide you through these important decisions. We are an open book, so if you have questions for Tom on one of his specialties, feel free to reach out. Tom Krieger- 520.907.5305 |Tom@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Affordability vs Dream Home: Real Talk on Real Estate w Alicia Sanchez | Nitty Gritty of Real Estate 11:22
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11:22In this episode of the Nitty Gritty of Real Estate Podcast, we explore the crucial topic of affordability versus wants and needs in the home buying process. Join Heather Oliboni and our Realtor® guest Alicia Sanchez, as they discuss how the real estate market has evolved over the past decade, especially post-recession and in the wake of COVID-19. This episode sheds light on what affordability really means in today's market, discussing the impact of interest rates, home values, and average salaries on purchasing power. We dive into the reality of current housing options in Tucson, contrasting them with buyers' expectations shaped by past market conditions. Whether you're a first-time buyer or looking to understand market dynamics, this episode offers valuable insights, practical advice, and a realistic perspective on achieving your homeownership goals in the current economic landscape. We discussed the Buying vs Renting podcast, so, as promised, here is your link: https://youtu.be/Md0NDF7rfzQ Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Conquering Real Estate FOMO: Strategies, Trends, and Insights 13:36
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13:36The tough, pressing issues facing today's homebuyers... In our latest episode, we tackle a significant concern: the millennial fear of missing out in the ever-changing real estate market. Join us as Alicia, our esteemed number two buyer's agent, shares her insights and strategies to help millennials navigate these challenges. We discuss the rising interest rates, down payment assistance options, and the impact of student loan forgiveness programs on home purchasing power. We also explore new construction incentives and the post-COVID real estate landscape. Whether you're a millennial buyer feeling left behind or just interested in the current real estate trends, this episode offers valuable guidance and hope in today's market. Here is the link to AZ student loan forgiveness program: https://azgrants.az.gov/ Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Tom Krieger- 520.907.5305 | tom@thetjkteam.com Alicia Sanchez- 520.341.2926 | alicia@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Understanding Credit & Homebuying: Myths vs. Reality, Mortgage Insights Revealed | Nitty Gritty Real Estate 17:42
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17:42Welcome to the world of credit myths and realities, especially when it comes to home buying! 🏠💳 Join us as we sit down with expert loan officer, Seanna Cormier who unravel the truths about credit checks, their impact on your credit score, and strategies for improving your overall credit health. From hard and soft credit inquiries to dealing with collections and improving your credit score effectively. 🌟 Whether you're a first-time homebuyer or looking to improve your credit for a future purchase, this episode is packed with valuable insights and practical advice. Tune in to debunk common credit myths and empower yourself with knowledge with us. Don't let credit fears hold you back – let's explore how you can navigate the credit landscape with confidence! This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net Or reach out to Real Estate Expert, Jill Paddock- 520.391.7529 | jill@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Understanding Rate Buy Downs in Mortgage Lending with Seanna Cormier | Nitty Gritty of Real Estate 12:00
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12:00Welcome to another episode of the Nitty Gritty of Real Estate podcast, where we unravel the complexities of mortgage lending and discuss the trending topics that homebuyers and sellers are buzzing about. In this informative session, we're joined by Seanna Cormier from Guild Mortgage, who sheds light on the often-confusing topic of mortgage buy downs. What We Cover: - What exactly is a buy down and how does it affect your interest rate? - The real cost of points and how they translate to interest rates. - Deciphering between temporary and permanent buy downs - which one is right for you? - The importance of recapture rates and finding your break-even point in a buy down scenario. - The role of seller concessions in reducing your interest rates without out-of-pocket expenses. - How market predictions for 2024 could influence your decision on buy downs. - Special considerations for teachers, military personnel, and others with predictable pay scale increases. 📊 Seanna Cormier brings her expertise to the table, explaining the nitty-gritty of buy downs in a way that's easy to understand. Whether you're a seasoned homeowner or a first-time buyer, this episode is packed with insights to help you navigate the current market shifts and make informed decisions about your mortgage. This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Journey to Homeownership: Navigating Down Payment Assistance Programs 14:02
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14:02Join top real estate agent, Jill Paddock and mortgage expert Seanna Cormier from Guild Mortgage as they unravel the intricacies of down payment assistance programs. Whether you're a first-time buyer or looking for more affordable housing solutions, this episode sheds light on how these programs can propel you towards homeownership. Delve into various program structures, understand their impacts on interest rates, and discover how you can find the right fit for your home buying journey. This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net If you have real estate questions, reach out to Jill Paddock: 520.391.7529 | jill@thetjkteam.com Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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Nitty Gritty Real Estate
1 Discovering Tucson: From Spanish Presidios to Modern Marvels | Nitty Gritty Real Estate Podcast 34:33
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34:33Explore the vibrant history of Tucson, AZ🌵. This episode unravels the rich tapestry of Tucson's past - from its foundation in 1776 as a Spanish Presidio to its current standing with its understated architectural and cultural brilliance. See why Tucson is, both figuratively and literally, cooler than its neighboring desert cities, and learn about its architectural wonders, agricultural heritage, and the legendary Turquoise Trail. 🏜 Whether you're a history buff, an AZ native, or simply curious about the hidden gems in Tucson's story, this episode is your passport to a journey through time. And don't miss out on our side chat about Sonoran dogs, the UNESCO Gastronomy award, and the quirky tales of street naming. 🛣 Tune in and immerse yourself in a conversation that's as colorful and diverse as Tucson itself! Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704…
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