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Coffee Break – Episode 117: Bank Loans – Is there a better way?
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How do you rent your money? That quick question answers the definition of borrowing. Taking a loan out whether its from a bank or a credit union or any number of financial institutions simply means that you’re renting money. The real question is, at what cost? What is the cost to you to rent someone else’s money to get what you want? What is the amount you can borrow? What are the terms – the interest charged or the length of the loan? What is the collateral you have to put up to obtain the loan; your house, your business? What happens if you want to delay or skip a payment? Is there another way? Author-Mark Bertrang discusses another option based upon his book “Investments Don’t Hug: Embracing the Life Insurance Asset.
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