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Unexpected Costs Could Leave You Reeling
Manage episode 189099266 series 1147926
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Don’t go into a transaction unprepared. There is a difference between closing costs and the total cost to close, and it could be thousands of dollars.
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Today we’re going to discuss some of the unexpected costs you may run into when purchasing a home, specifically regarding closing costs.
Closing costs are different from the cost to close. A lot of people think closing costs are everything they’ll need to close on a home.
The difference between specific closing costs and the total cost to close could be thousands of dollars.
In our area, however, closing costs are strictly defined in the contract, so the difference between specific closing costs and the total cost to close could be thousands of dollars.
Your annual homeowners insurance is not a closing cost—it is a cost to close, as are property taxes. Things like that can run up your cost to close very quickly, so when you’re getting a quote for closing costs, make sure it’s not just for closing costs, but how much money you will actually need in total to be able to close on the home.
If you need any information about this or other topics, please feel free to contact us.
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